Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Shorter for teen drivers is USAA
  • The cheapest car insurance company in Shorter after a DUI is USAA
  • Average car insurance rates in Shorter, AL are $317/month

Average car insurance rates in Shorter, Alabama are $317 a month. But with a little research you can get a great deal from the top car insurance companies in Shorter, AL. Before you buy Shorter, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Shorter car insurance rates with Hoover car insurance rates, Auburn car insurance rates, or Mobile car insurance rates to make sure you’re getting the best Shorter, AL car insurance quotes available.

Need affordable Shorter, AL car insurance? Enter your ZIP code to compare Shorter car insurance quotes from multiple car insurance companies near you.

Shorter, AL Minimum Car Insurance Coverage

Shorter, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Shorter, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Shorter, AL Car Insurance Rates by Coverage Level

Some Shorter drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Shorter, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Shorter, Alabama

Insurance Company Low Medium High
Allstate $3,102 $3,212 $3,335
Farmers $4,352 $4,524 $4,852
GEICO $2,708 $2,924 $3,177
Liberty Mutual $5,042 $5,253 $5,537
Nationwide $2,587 $2,576 $2,636
Progressive $4,240 $4,690 $5,214
State Farm $4,736 $5,002 $5,287
Travelers $3,486 $3,738 $3,769
USAA $2,186 $2,255 $2,361

Shorter, AL Car Insurance Rates by Age, Gender, and Marital Status

Shorter, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Shorter, AL car insurance, get quotes from multiple car insurance companies in the Shorter area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shorter, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,936 $1,847 $1,753 $1,787 $6,755 $7,274 $2,167 $2,213
Farmers $2,676 $2,663 $2,397 $2,532 $9,908 $10,210 $3,041 $3,183
GEICO $2,098 $2,086 $1,990 $2,057 $5,541 $5,439 $2,218 $2,063
Liberty Mutual $3,080 $3,328 $2,523 $2,820 $11,210 $12,466 $3,286 $3,509
Nationwide $1,711 $1,735 $1,558 $1,616 $4,430 $5,728 $1,896 $2,123
Progressive $2,603 $2,455 $2,133 $2,269 $10,368 $11,596 $3,049 $3,244
State Farm $3,126 $3,126 $2,810 $2,810 $9,143 $11,497 $3,524 $4,034
Travelers $1,507 $1,533 $1,405 $1,403 $7,919 $12,463 $1,429 $1,655
USAA $1,405 $1,429 $1,313 $1,290 $4,208 $4,671 $1,837 $1,986

Shorter, AL Car Insurance Rates for Teens

How much is Shorter, Alabama car insurance for teens? Compare rates from top Shorter car insurance companies below to help find the cheapest teen car insurance in Shorter, AL.

Annual Car Insurance Rates for Teen Drivers in Shorter, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,755 $7,274
Farmers $9,908 $10,210
GEICO $5,541 $5,439
Liberty Mutual $11,210 $12,466
Nationwide $4,430 $5,728
Progressive $10,368 $11,596
State Farm $9,143 $11,497
Travelers $7,919 $12,463
USAA $4,208 $4,671

Shorter, AL Car Insurance Rates for Seniors

Before seniors buy Shorter, Alabama car insurance, they should make sure to shop around. Some Shorter, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Shorter, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,753 $1,787
Farmers $2,397 $2,532
GEICO $1,990 $2,057
Liberty Mutual $2,523 $2,820
Nationwide $1,558 $1,616
Progressive $2,133 $2,269
State Farm $2,810 $2,810
Travelers $1,405 $1,403
USAA $1,313 $1,290

Shorter, AL Car Insurance Rates by Credit History

How does your credit history affect Shorter, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Shorter, Alabama

Insurance Company Poor Fair Good
Allstate $3,973 $3,124 $2,553
Farmers $5,138 $4,409 $4,182
GEICO $3,736 $2,664 $2,410
Liberty Mutual $7,566 $4,632 $3,635
Nationwide $3,137 $2,448 $2,214
Progressive $5,341 $4,557 $4,246
State Farm $8,119 $4,112 $2,794
Travelers $3,999 $3,464 $3,529
USAA $3,047 $1,984 $1,771

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Shorter, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Shorter, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Shorter.

Annual Shorter, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,738 $3,227 $3,812 $3,089
Farmers $3,858 $4,969 $4,847 $4,630
GEICO $1,979 $3,187 $3,940 $2,640
Liberty Mutual $4,137 $5,763 $5,635 $5,576
Nationwide $2,273 $2,273 $3,313 $2,539
Progressive $4,264 $5,335 $4,574 $4,686
State Farm $4,542 $5,578 $4,957 $4,957
Travelers $3,056 $3,207 $4,672 $3,722
USAA $1,742 $2,187 $3,255 $1,885

Shorter, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Shorter, AL car insurance rates. Compare rates below to see which Shorter car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Shorter, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,812
Farmers $4,847
GEICO $3,940
Liberty Mutual $5,635
Nationwide $3,313
Progressive $4,574
State Farm $4,957
Travelers $4,672
USAA $3,255

Shorter, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Shorter, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Shorter companies based on commute time.

Annual Car Insurance Rates by Commute Length in Shorter, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,217 $3,217
Farmers $4,576 $4,576
GEICO $2,883 $2,990
Liberty Mutual $5,278 $5,278
Nationwide $2,600 $2,600
Progressive $4,715 $4,715
State Farm $4,886 $5,131
Travelers $3,664 $3,664
USAA $2,163 $2,371

Shorter, AL Cheapest Car Insurance Rates

How do the top Shorter, Alabama car insurance companies’ average rates stack up against the Shorter average monthly car insurance rates of $317? Take a look and see.

Best Annual Car Insurance Rates by Company in Shorter, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Shorter, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Shorter, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Shorter, Alabama

Insurance Company Average Annual Rates
Allstate $3,217
Farmers $4,576
GEICO $2,937
Liberty Mutual $5,278
Nationwide $2,600
Progressive $4,715
State Farm $5,008
Travelers $3,664
USAA $2,267

Other Factors Affecting Shorter, AL Car Insurance Rates

Before you buy Shorter, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Shorter, AL Commute Time

How does your Shorter, AL commute time compare with the average driver? In Shorter, the average commute is 19.9 minutes.

Shorter, AL Car Insurance Quotes

Compare Shorter, AL car insurance quotes from multiple companies by entering your ZIP code now.