Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Shorterville after a DUI is USAA
  • Average car insurance rates in Shorterville, AL are $287/month
  • The cheapest car insurance company in Shorterville for teen drivers is USAA

Average car insurance rates in Shorterville, Alabama are $287 a month. But with a little research you can get a great deal from the top car insurance companies in Shorterville, AL. Before you buy Shorterville, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Shorterville car insurance rates with Tuscaloosa car insurance rates, Hoover car insurance rates, or Birmingham car insurance rates to make sure you’re getting the best Shorterville, AL car insurance quotes available.

Need affordable Shorterville, AL car insurance? Enter your ZIP code to compare Shorterville car insurance quotes from multiple car insurance companies near you.

Shorterville, AL Minimum Car Insurance Coverage

Shorterville, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Shorterville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Shorterville, AL Car Insurance Rates by Coverage Level

Some Shorterville drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Shorterville, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Shorterville, Alabama

Insurance Company Low Medium High
Allstate $2,946 $3,046 $3,158
Farmers $3,617 $3,781 $4,100
GEICO $2,385 $2,595 $2,843
Liberty Mutual $4,789 $4,995 $5,272
Nationwide $2,529 $2,526 $2,589
Progressive $3,673 $4,096 $4,610
State Farm $3,960 $4,173 $4,405
Travelers $3,485 $3,709 $3,716
USAA $1,955 $2,019 $2,116

Shorterville, AL Car Insurance Rates by Age, Gender, and Marital Status

Shorterville, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Shorterville, AL car insurance, get quotes from multiple car insurance companies in the Shorterville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shorterville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,854 $1,772 $1,675 $1,708 $6,351 $6,825 $2,083 $2,131
Farmers $2,193 $2,179 $1,961 $2,082 $8,455 $8,701 $2,494 $2,595
GEICO $1,880 $1,862 $1,796 $1,856 $4,889 $4,766 $1,984 $1,829
Liberty Mutual $2,972 $3,215 $2,440 $2,733 $10,522 $11,711 $3,171 $3,383
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,323 $2,190 $1,900 $2,036 $9,000 $10,032 $2,702 $2,829
State Farm $2,608 $2,608 $2,343 $2,343 $7,632 $9,585 $2,940 $3,375
Travelers $1,512 $1,537 $1,412 $1,407 $7,859 $12,265 $1,435 $1,665
USAA $1,270 $1,292 $1,186 $1,167 $3,739 $4,148 $1,652 $1,786

Shorterville, AL Car Insurance Rates for Teens

How much is Shorterville, Alabama car insurance for teens? Compare rates from top Shorterville car insurance companies below to help find the cheapest teen car insurance in Shorterville, AL.

Annual Car Insurance Rates for Teen Drivers in Shorterville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,351 $6,825
Farmers $8,455 $8,701
GEICO $4,889 $4,766
Liberty Mutual $10,522 $11,711
Nationwide $4,358 $5,617
Progressive $9,000 $10,032
State Farm $7,632 $9,585
Travelers $7,859 $12,265
USAA $3,739 $4,148

Shorterville, AL Car Insurance Rates for Seniors

Before seniors buy Shorterville, Alabama car insurance, they should make sure to shop around. Some Shorterville, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Shorterville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
Farmers $1,961 $2,082
GEICO $1,796 $1,856
Liberty Mutual $2,440 $2,733
Nationwide $1,527 $1,581
Progressive $1,900 $2,036
State Farm $2,343 $2,343
Travelers $1,412 $1,407
USAA $1,186 $1,167

Shorterville, AL Car Insurance Rates by Credit History

How does your credit history affect Shorterville, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Shorterville, Alabama

Insurance Company Poor Fair Good
Allstate $3,772 $2,958 $2,419
Farmers $4,300 $3,696 $3,502
GEICO $3,315 $2,366 $2,142
Liberty Mutual $7,191 $4,402 $3,462
Nationwide $3,073 $2,400 $2,171
Progressive $4,689 $3,986 $3,705
State Farm $6,773 $3,432 $2,334
Travelers $3,970 $3,438 $3,501
USAA $2,727 $1,776 $1,586

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Shorterville, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Shorterville, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Shorterville.

Annual Shorterville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,602 $3,060 $3,607 $2,931
Farmers $3,224 $4,170 $4,069 $3,867
GEICO $1,764 $2,830 $3,486 $2,351
Liberty Mutual $3,943 $5,467 $5,365 $5,298
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,735 $4,656 $4,006 $4,108
State Farm $3,790 $4,655 $4,136 $4,136
Travelers $3,029 $3,181 $4,641 $3,696
USAA $1,563 $1,958 $2,908 $1,691

Shorterville, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Shorterville, AL car insurance rates. Compare rates below to see which Shorterville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Shorterville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,607
Farmers $4,069
GEICO $3,486
Liberty Mutual $5,365
Nationwide $3,241
Progressive $4,006
State Farm $4,136
Travelers $4,641
USAA $2,908

Shorterville, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Shorterville, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Shorterville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Shorterville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,050 $3,050
Farmers $3,833 $3,833
GEICO $2,560 $2,656
Liberty Mutual $5,018 $5,018
Nationwide $2,548 $2,548
Progressive $4,126 $4,126
State Farm $4,079 $4,280
Travelers $3,637 $3,637
USAA $1,937 $2,123

Shorterville, AL Cheapest Car Insurance Rates

How do the top Shorterville, Alabama car insurance companies’ average rates stack up against the Shorterville average monthly car insurance rates of $287? Take a look and see.

Best Annual Car Insurance Rates by Company in Shorterville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Shorterville, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Shorterville, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Shorterville, Alabama

Insurance Company Average Annual Rates
Allstate $3,050
Farmers $3,833
GEICO $2,608
Liberty Mutual $5,018
Nationwide $2,548
Progressive $4,126
State Farm $4,180
Travelers $3,637
USAA $2,030

Shorterville, AL Car Insurance Quotes

Compare Shorterville, AL car insurance quotes from multiple companies by entering your ZIP code now.