Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Sierra Vista after a DUI is GEICO
  • The annual number of car thefts in Sierra Vista is 45.
  • Average car insurance rates in Sierra Vista, AZ are $255/month

Average car insurance rates in Sierra Vista, Arizona are $255 a month. But with a little research you can get a great deal from the top car insurance companies in Sierra Vista, AZ. Before you buy Sierra Vista, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Sierra Vista car insurance rates with Glendale car insurance rates, Tucson car insurance rates, or Surprise car insurance rates to make sure you’re getting the best Sierra Vista, AZ car insurance quotes available.

Need affordable Sierra Vista, AZ car insurance? Enter your ZIP code to compare Sierra Vista car insurance quotes from multiple car insurance companies near you.

Sierra Vista, AZ Minimum Car Insurance Coverage

Sierra Vista, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Sierra Vista, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Sierra Vista, AZ Car Insurance Rates by Coverage Level

Some Sierra Vista drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Sierra Vista, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Sierra Vista, Arizona

Insurance Company Low Medium High
Allstate $3,590 $3,854 $4,058
American Family $3,307 $3,544 $3,451
Farmers $3,262 $3,778 $4,189
GEICO $1,492 $1,782 $2,002
Nationwide $2,805 $2,923 $2,968
Progressive $2,552 $2,904 $3,109
State Farm $3,288 $3,722 $3,962
Travelers $2,086 $2,342 $2,498
USAA $2,780 $3,090 $3,261

Sierra Vista, AZ Car Insurance Rates by Age, Gender, and Marital Status

Sierra Vista, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Sierra Vista, AZ car insurance, get quotes from multiple car insurance companies in the Sierra Vista area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sierra Vista, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,726 $2,726 $2,649 $2,649 $5,901 $7,655 $3,050 $3,318
American Family $2,298 $2,298 $2,111 $2,111 $5,942 $7,712 $2,298 $2,701
Farmers $2,061 $2,054 $1,839 $1,953 $8,498 $8,778 $2,334 $2,425
GEICO $1,217 $1,350 $1,032 $1,296 $3,394 $3,576 $1,110 $1,095
Nationwide $1,987 $2,029 $1,781 $1,889 $4,720 $6,051 $2,273 $2,458
Progressive $1,580 $1,393 $1,426 $1,355 $6,463 $7,211 $1,706 $1,704
State Farm $2,225 $2,225 $1,963 $1,963 $6,858 $8,605 $2,394 $3,024
Travelers $1,479 $1,552 $1,373 $1,455 $4,188 $5,223 $1,561 $1,638
USAA $1,688 $1,696 $1,572 $1,598 $6,173 $7,031 $2,221 $2,374

Sierra Vista, AZ Car Insurance Rates for Teens

How much is Sierra Vista, Arizona car insurance for teens? Compare rates from top Sierra Vista car insurance companies below to help find the cheapest teen car insurance in Sierra Vista, AZ.

Annual Car Insurance Rates for Teen Drivers in Sierra Vista, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,901 $7,655
American Family $5,942 $7,712
Farmers $8,498 $8,778
GEICO $3,394 $3,576
Nationwide $4,720 $6,051
Progressive $6,463 $7,211
State Farm $6,858 $8,605
Travelers $4,188 $5,223
USAA $6,173 $7,031

Sierra Vista, AZ Car Insurance Rates for Seniors

Before seniors buy Sierra Vista, Arizona car insurance, they should make sure to shop around. Some Sierra Vista, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Sierra Vista, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,649 $2,649
American Family $2,111 $2,111
Farmers $1,839 $1,953
GEICO $1,032 $1,296
Nationwide $1,781 $1,889
Progressive $1,426 $1,355
State Farm $1,963 $1,963
Travelers $1,373 $1,455
USAA $1,572 $1,598

Sierra Vista, AZ Car Insurance Rates by Credit History

How does your credit history affect Sierra Vista, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Sierra Vista, Arizona

Insurance Company Poor Fair Good
Allstate $4,910 $3,489 $3,104
American Family $4,315 $3,216 $2,772
Farmers $4,278 $3,562 $3,388
GEICO $2,406 $1,588 $1,282
Nationwide $3,484 $2,774 $2,438
Progressive $3,179 $2,782 $2,603
State Farm $6,710 $2,614 $1,647
Travelers $2,805 $2,295 $1,827
USAA $4,000 $2,799 $2,332

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Sierra Vista, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Sierra Vista, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Sierra Vista.

Annual Sierra Vista, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,080 $3,884 $4,398 $3,974
American Family $2,419 $3,845 $4,663 $2,810
Farmers $3,161 $4,072 $3,973 $3,766
GEICO $1,372 $1,844 $2,446 $1,372
Nationwide $2,458 $2,582 $3,808 $2,746
Progressive $2,526 $3,308 $2,663 $2,923
State Farm $3,329 $3,986 $3,657 $3,657
Travelers $1,858 $2,407 $2,664 $2,306
USAA $2,217 $3,165 $4,187 $2,607

Sierra Vista, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Sierra Vista, AZ car insurance rates. Compare rates below to see which Sierra Vista car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Sierra Vista, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,398
American Family $4,663
Farmers $3,973
GEICO $2,446
Nationwide $3,808
Progressive $2,663
State Farm $3,657
Travelers $2,664
USAA $4,187

Sierra Vista, AZ Car Insurance Rates by ZIP Code

Just like Sierra Vista car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Sierra Vista, AZ car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Sierra Vista, Arizona

ZIP Code Average Annual Rates
85635 $3,023
85650 $3,043

Sierra Vista, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Sierra Vista, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Sierra Vista companies based on commute time.

Annual Car Insurance Rates by Commute Length in Sierra Vista, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,834 $3,834
American Family $3,400 $3,468
Farmers $3,743 $3,743
GEICO $1,730 $1,787
Nationwide $2,898 $2,898
Progressive $2,855 $2,855
State Farm $3,566 $3,748
Travelers $2,309 $2,309
USAA $3,010 $3,077

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Sierra Vista, AZ Cheapest Car Insurance Rates

How do the top Sierra Vista, Arizona car insurance companies’ average rates stack up against the Sierra Vista average monthly car insurance rates of $255? Take a look and see.

Best Annual Car Insurance Rates by Company in Sierra Vista, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Sierra Vista, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Sierra Vista, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Sierra Vista, Arizona

Insurance Company Average Annual Rates
Allstate $3,834
American Family $3,434
Farmers $3,743
GEICO $1,759
Nationwide $2,898
Progressive $2,855
State Farm $3,657
Travelers $2,309
USAA $3,044

Other Factors Affecting Sierra Vista, AZ Car Insurance Rates

Before you buy Sierra Vista, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Sierra Vista, AZ Car Theft Rates

The car theft rate in Sierra Vista, AZ will affect your car insurance rates. FBI data shows that the annual car theft rate for Sierra Vista, Arizona is 45 stolen cars.

Sierra Vista, AZ Commute Time

How does your Sierra Vista, AZ commute time compare with the average driver? In Sierra Vista, the average commute is 17.7 minutes.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Sierra Vista, AZ Car Insurance Quotes

Compare Sierra Vista, AZ car insurance quotes from multiple companies by entering your ZIP code now.