Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Siler City, NC for senior drivers are $2,354/year
  • Average car insurance rates in Siler City, NC are $260/month
  • The cheapest car insurance company in Siler City after a DUI is Liberty Mutual

Average car insurance rates in Siler City, North Carolina are $260 a month. But with a little research you can get a great deal from the top car insurance companies in Siler City, NC. Before you buy Siler City, North Carolina car insurance, make sure your coverage meets or exceeds the North Carolina minimum of 30/60/25.

It may even be helpful to compare Siler City car insurance rates with Durham car insurance rates, Greensboro car insurance rates, or Charlotte car insurance rates to make sure you’re getting the best Siler City, NC car insurance quotes available.

Need affordable Siler City, NC car insurance? Enter your ZIP code to compare Siler City car insurance quotes from multiple car insurance companies near you.

Siler City, NC Minimum Car Insurance Coverage

Siler City, North Carolina law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Siler City, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Siler City, NC Car Insurance Rates by Coverage Level

Some Siler City drivers can get by with the North Carolina minimum coverage of 30/60/25. Other drivers may need more. See how much your Siler City, North Carolina car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Siler City, North Carolina

Insurance Company Low Medium High
Allstate $6,469 $6,667 $6,932
GEICO $2,698 $2,806 $2,944
Liberty Mutual $1,916 $1,996 $2,113
Nationwide $2,515 $2,604 $2,732
Progressive $2,082 $2,173 $2,304
State Farm $2,535 $2,615 $2,733
Travelers $2,790 $2,891 $3,037

Siler City, NC Car Insurance Rates by Age, Gender, and Marital Status

Siler City, North Carolina car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Siler City, NC car insurance, get quotes from multiple car insurance companies in the Siler City area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Siler City, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,128 $5,128 $4,215 $4,215 $12,186 $12,186 $5,229 $5,229
GEICO $2,423 $2,376 $2,380 $2,335 $4,417 $4,378 $2,115 $2,102
Liberty Mutual $1,683 $1,683 $1,742 $1,742 $2,926 $2,926 $1,683 $1,683
Nationwide $2,241 $2,241 $2,241 $2,241 $3,744 $3,744 $2,241 $2,241
Progressive $1,633 $1,633 $1,479 $1,479 $3,804 $3,804 $1,830 $1,830
State Farm $2,299 $2,299 $1,988 $1,988 $3,382 $3,382 $2,841 $2,841
Travelers $2,478 $2,478 $2,458 $2,458 $4,143 $4,143 $2,544 $2,544

Siler City, NC Car Insurance Rates for Teens

How much is Siler City, North Carolina car insurance for teens? Compare rates from top Siler City car insurance companies below to help find the cheapest teen car insurance in Siler City, NC.

Annual Car Insurance Rates for Teen Drivers in Siler City, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,186 $12,186
GEICO $4,417 $4,378
Liberty Mutual $2,926 $2,926
Nationwide $3,744 $3,744
Progressive $3,804 $3,804
State Farm $3,382 $3,382
Travelers $4,143 $4,143

Siler City, NC Car Insurance Rates for Seniors

Before seniors buy Siler City, North Carolina car insurance, they should make sure to shop around. Some Siler City, NC car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Siler City, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,215 $4,215
GEICO $2,380 $2,335
Liberty Mutual $1,742 $1,742
Nationwide $2,241 $2,241
Progressive $1,479 $1,479
State Farm $1,988 $1,988
Travelers $2,458 $2,458

Siler City, NC Car Insurance Rates by Credit History

How does your credit history affect Siler City, NC car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Siler City, North Carolina

Insurance Company Poor Fair Good
Allstate $9,076 $5,867 $5,126
GEICO $3,055 $2,801 $2,591
Liberty Mutual $2,008 $2,008 $2,008
Nationwide $2,617 $2,617 $2,617
Progressive $2,484 $2,131 $1,945
State Farm $3,691 $2,359 $1,832
Travelers $3,102 $2,823 $2,792

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Siler City, NC Car Insurance Rates by Driver History

How does a single speeding ticket affect your Siler City, North Carolina car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Siler City.

Annual Siler City, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,613 $6,367 $11,882 $4,896
GEICO $1,549 $2,266 $5,348 $2,099
Liberty Mutual $1,193 $1,535 $3,771 $1,535
Nationwide $1,534 $1,988 $4,958 $1,988
Progressive $1,024 $1,497 $4,774 $1,450
State Farm $1,417 $2,026 $5,041 $2,026
Travelers $1,727 $2,264 $5,402 $2,231

Siler City, NC Car Insurance Rates With a DUI

Even a single DUI can increase your Siler City, NC car insurance rates. Compare rates below to see which Siler City car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Siler City, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,882
GEICO $5,348
Liberty Mutual $3,771
Nationwide $4,958
Progressive $4,774
State Farm $5,041
Travelers $5,402

Siler City, NC Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Siler City, NC car insurance rates may be. Let’s take a look at average car insurance rates from top Siler City companies based on commute time.

Annual Car Insurance Rates by Commute Length in Siler City, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,689 $6,689
GEICO $2,816 $2,816
Liberty Mutual $2,008 $2,008
Nationwide $2,617 $2,617
Progressive $2,186 $2,186
State Farm $2,611 $2,644
Travelers $2,906 $2,906

Siler City, NC Cheapest Car Insurance Rates

How do the top Siler City, North Carolina car insurance companies’ average rates stack up against the Siler City average monthly car insurance rates of $260? Take a look and see.

Best Annual Car Insurance Rates by Company in Siler City, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Siler City, NC Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Siler City, North Carolina car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Siler City, North Carolina

Insurance Company Average Annual Rates
Allstate $6,689
GEICO $2,816
Liberty Mutual $2,008
Nationwide $2,617
Progressive $2,186
State Farm $2,628
Travelers $2,906

Other Factors Affecting Siler City, NC Car Insurance Rates

Before you buy Siler City, North Carolina car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Siler City, NC Commute Time

How does your Siler City, NC commute time compare with the average driver? In Siler City, the average commute is 27.3 minutes.

Siler City, NC Car Insurance Quotes

Compare Siler City, NC car insurance quotes from multiple companies by entering your ZIP code now.