Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Silverhill after a DUI is USAA
  • Average car insurance rates in Silverhill, AL for senior drivers are $1,856/year
  • The cheapest car insurance company in Silverhill for teen drivers is USAA

Average car insurance rates in Silverhill, Alabama are $293 a month. But with a little research you can get a great deal from the top car insurance companies in Silverhill, AL. Before you buy Silverhill, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Silverhill car insurance rates with Dothan car insurance rates, Mobile car insurance rates, or Hoover car insurance rates to make sure you’re getting the best Silverhill, AL car insurance quotes available.

Need affordable Silverhill, AL car insurance? Enter your ZIP code to compare Silverhill car insurance quotes from multiple car insurance companies near you.

Silverhill, AL Minimum Car Insurance Coverage

Silverhill, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Silverhill, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Silverhill, AL Car Insurance Rates by Coverage Level

Some Silverhill drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Silverhill, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Silverhill, Alabama

Insurance Company Low Medium High
Allstate $2,985 $3,082 $3,190
Farmers $3,698 $3,879 $4,228
GEICO $2,550 $2,763 $3,013
Liberty Mutual $4,967 $5,189 $5,486
Nationwide $2,452 $2,462 $2,528
Progressive $3,794 $4,263 $4,820
State Farm $4,088 $4,339 $4,607
Travelers $3,292 $3,531 $3,564
USAA $1,940 $2,008 $2,112

Silverhill, AL Car Insurance Rates by Age, Gender, and Marital Status

Silverhill, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Silverhill, AL car insurance, get quotes from multiple car insurance companies in the Silverhill area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Silverhill, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,851 $1,762 $1,677 $1,709 $6,508 $7,006 $2,065 $2,108
Farmers $2,233 $2,217 $1,995 $2,124 $8,751 $9,001 $2,534 $2,626
GEICO $1,980 $1,969 $1,893 $1,961 $5,246 $5,134 $2,089 $1,931
Liberty Mutual $3,026 $3,268 $2,482 $2,777 $11,136 $12,384 $3,218 $3,422
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,354 $2,199 $1,933 $2,075 $9,554 $10,625 $2,734 $2,863
State Farm $2,634 $2,634 $2,396 $2,396 $8,121 $10,166 $2,979 $3,431
Travelers $1,402 $1,422 $1,323 $1,316 $7,554 $11,844 $1,328 $1,510
USAA $1,259 $1,277 $1,180 $1,158 $3,740 $4,144 $1,636 $1,766

Silverhill, AL Car Insurance Rates for Teens

How much is Silverhill, Alabama car insurance for teens? Compare rates from top Silverhill car insurance companies below to help find the cheapest teen car insurance in Silverhill, AL.

Annual Car Insurance Rates for Teen Drivers in Silverhill, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,508 $7,006
Farmers $8,751 $9,001
GEICO $5,246 $5,134
Liberty Mutual $11,136 $12,384
Nationwide $4,274 $5,478
Progressive $9,554 $10,625
State Farm $8,121 $10,166
Travelers $7,554 $11,844
USAA $3,740 $4,144

Silverhill, AL Car Insurance Rates for Seniors

Before seniors buy Silverhill, Alabama car insurance, they should make sure to shop around. Some Silverhill, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Silverhill, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,677 $1,709
Farmers $1,995 $2,124
GEICO $1,893 $1,961
Liberty Mutual $2,482 $2,777
Nationwide $1,486 $1,534
Progressive $1,933 $2,075
State Farm $2,396 $2,396
Travelers $1,323 $1,316
USAA $1,180 $1,158

Silverhill, AL Car Insurance Rates by Credit History

How does your credit history affect Silverhill, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Silverhill, Alabama

Insurance Company Poor Fair Good
Allstate $3,809 $2,997 $2,451
Farmers $4,412 $3,797 $3,597
GEICO $3,530 $2,518 $2,278
Liberty Mutual $7,459 $4,584 $3,600
Nationwide $2,987 $2,338 $2,118
Progressive $4,846 $4,154 $3,876
State Farm $7,043 $3,567 $2,424
Travelers $3,774 $3,275 $3,338
USAA $2,704 $1,772 $1,584

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Silverhill, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Silverhill, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Silverhill.

Annual Silverhill, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,620 $3,089 $3,671 $2,963
Farmers $3,310 $4,287 $4,183 $3,961
GEICO $1,865 $3,014 $3,740 $2,481
Liberty Mutual $4,090 $5,695 $5,565 $5,507
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $3,869 $4,865 $4,186 $4,249
State Farm $3,911 $4,875 $4,297 $4,297
Travelers $2,882 $3,024 $4,434 $3,510
USAA $1,556 $1,952 $2,890 $1,683

Silverhill, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Silverhill, AL car insurance rates. Compare rates below to see which Silverhill car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Silverhill, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,671
Farmers $4,183
GEICO $3,740
Liberty Mutual $5,565
Nationwide $3,145
Progressive $4,186
State Farm $4,297
Travelers $4,434
USAA $2,890

Silverhill, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Silverhill, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Silverhill companies based on commute time.

Annual Car Insurance Rates by Commute Length in Silverhill, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,086 $3,086
Farmers $3,935 $3,935
GEICO $2,727 $2,823
Liberty Mutual $5,214 $5,214
Nationwide $2,481 $2,481
Progressive $4,292 $4,292
State Farm $4,238 $4,451
Travelers $3,462 $3,462
USAA $1,928 $2,112

Silverhill, AL Cheapest Car Insurance Rates

How do the top Silverhill, Alabama car insurance companies’ average rates stack up against the Silverhill average monthly car insurance rates of $293? Take a look and see.

Best Annual Car Insurance Rates by Company in Silverhill, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Silverhill, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Silverhill, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Silverhill, Alabama

Insurance Company Average Annual Rates
Allstate $3,086
Farmers $3,935
GEICO $2,775
Liberty Mutual $5,214
Nationwide $2,481
Progressive $4,292
State Farm $4,345
Travelers $3,462
USAA $2,020

Other Factors Affecting Silverhill, AL Car Insurance Rates

Before you buy Silverhill, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Silverhill, AL Commute Time

How does your Silverhill, AL commute time compare with the average driver? In Silverhill, the average commute is 23.7 minutes.

Silverhill, AL Car Insurance Quotes

Compare Silverhill, AL car insurance quotes from multiple companies by entering your ZIP code now.