Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Skipperville, AL are $280/month
  • Average car insurance rates in Skipperville, AL for senior drivers are $1,798/year
  • The cheapest car insurance company in Skipperville for teen drivers is USAA

Average car insurance rates in Skipperville, Alabama are $280 a month. But with a little research you can get a great deal from the top car insurance companies in Skipperville, AL. Before you buy Skipperville, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Skipperville car insurance rates with Madison car insurance rates, Mobile car insurance rates, or Hoover car insurance rates to make sure you’re getting the best Skipperville, AL car insurance quotes available.

Need affordable Skipperville, AL car insurance? Enter your ZIP code to compare Skipperville car insurance quotes from multiple car insurance companies near you.

Skipperville, AL Minimum Car Insurance Coverage

Skipperville, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Skipperville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Skipperville, AL Car Insurance Rates by Coverage Level

Some Skipperville drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Skipperville, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Skipperville, Alabama

Insurance Company Low Medium High
Allstate $2,946 $3,046 $3,158
Farmers $3,491 $3,644 $3,938
GEICO $2,385 $2,595 $2,843
Liberty Mutual $4,850 $5,057 $5,335
Nationwide $2,529 $2,526 $2,589
Progressive $3,250 $3,658 $4,162
State Farm $3,927 $4,135 $4,362
Travelers $3,262 $3,477 $3,489
USAA $1,893 $1,957 $2,055

Skipperville, AL Car Insurance Rates by Age, Gender, and Marital Status

Skipperville, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Skipperville, AL car insurance, get quotes from multiple car insurance companies in the Skipperville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Skipperville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,854 $1,772 $1,675 $1,708 $6,351 $6,825 $2,083 $2,131
Farmers $2,128 $2,115 $1,904 $2,018 $8,097 $8,336 $2,416 $2,516
GEICO $1,880 $1,862 $1,796 $1,856 $4,889 $4,766 $1,984 $1,829
Liberty Mutual $3,003 $3,249 $2,465 $2,761 $10,668 $11,873 $3,205 $3,419
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,048 $1,912 $1,675 $1,813 $8,182 $9,072 $2,367 $2,453
State Farm $2,588 $2,588 $2,324 $2,324 $7,556 $9,487 $2,917 $3,350
Travelers $1,421 $1,444 $1,326 $1,323 $7,356 $11,491 $1,350 $1,564
USAA $1,231 $1,251 $1,152 $1,133 $3,626 $4,022 $1,600 $1,729

Skipperville, AL Car Insurance Rates for Teens

How much is Skipperville, Alabama car insurance for teens? Compare rates from top Skipperville car insurance companies below to help find the cheapest teen car insurance in Skipperville, AL.

Annual Car Insurance Rates for Teen Drivers in Skipperville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,351 $6,825
Farmers $8,097 $8,336
GEICO $4,889 $4,766
Liberty Mutual $10,668 $11,873
Nationwide $4,358 $5,617
Progressive $8,182 $9,072
State Farm $7,556 $9,487
Travelers $7,356 $11,491
USAA $3,626 $4,022

Skipperville, AL Car Insurance Rates for Seniors

Before seniors buy Skipperville, Alabama car insurance, they should make sure to shop around. Some Skipperville, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Skipperville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
Farmers $1,904 $2,018
GEICO $1,796 $1,856
Liberty Mutual $2,465 $2,761
Nationwide $1,527 $1,581
Progressive $1,675 $1,813
State Farm $2,324 $2,324
Travelers $1,326 $1,323
USAA $1,152 $1,133

Skipperville, AL Car Insurance Rates by Credit History

How does your credit history affect Skipperville, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Skipperville, Alabama

Insurance Company Poor Fair Good
Allstate $3,772 $2,958 $2,419
Farmers $4,140 $3,559 $3,374
GEICO $3,315 $2,366 $2,142
Liberty Mutual $7,279 $4,457 $3,505
Nationwide $3,073 $2,400 $2,171
Progressive $4,175 $3,570 $3,325
State Farm $6,711 $3,401 $2,313
Travelers $3,722 $3,224 $3,282
USAA $2,639 $1,724 $1,541

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Skipperville, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Skipperville, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Skipperville.

Annual Skipperville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,602 $3,060 $3,607 $2,931
Farmers $3,108 $4,015 $3,916 $3,725
GEICO $1,764 $2,830 $3,486 $2,351
Liberty Mutual $3,991 $5,536 $5,431 $5,363
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,333 $4,179 $3,588 $3,661
State Farm $3,757 $4,612 $4,099 $4,099
Travelers $2,843 $2,984 $4,347 $3,463
USAA $1,516 $1,900 $2,816 $1,640

Skipperville, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Skipperville, AL car insurance rates. Compare rates below to see which Skipperville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Skipperville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,607
Farmers $3,916
GEICO $3,486
Liberty Mutual $5,431
Nationwide $3,241
Progressive $3,588
State Farm $4,099
Travelers $4,347
USAA $2,816

Skipperville, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Skipperville, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Skipperville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Skipperville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,050 $3,050
Farmers $3,691 $3,691
GEICO $2,560 $2,656
Liberty Mutual $5,080 $5,080
Nationwide $2,548 $2,548
Progressive $3,690 $3,690
State Farm $4,042 $4,241
Travelers $3,409 $3,409
USAA $1,878 $2,058

Skipperville, AL Cheapest Car Insurance Rates

How do the top Skipperville, Alabama car insurance companies’ average rates stack up against the Skipperville average monthly car insurance rates of $280? Take a look and see.

Best Annual Car Insurance Rates by Company in Skipperville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Skipperville, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Skipperville, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Skipperville, Alabama

Insurance Company Average Annual Rates
Allstate $3,050
Farmers $3,691
GEICO $2,608
Liberty Mutual $5,080
Nationwide $2,548
Progressive $3,690
State Farm $4,142
Travelers $3,409
USAA $1,968

Skipperville, AL Car Insurance Quotes

Compare Skipperville, AL car insurance quotes from multiple companies by entering your ZIP code now.