Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Smoke Rise, AL are $323/month
  • The cheapest car insurance company in Smoke Rise after a DUI is USAA
  • The cheapest car insurance company in Smoke Rise for teen drivers is USAA

Average car insurance rates in Smoke Rise, Alabama are $323 a month. But with a little research you can get a great deal from the top car insurance companies in Smoke Rise, AL. Before you buy Smoke Rise, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Smoke Rise car insurance rates with Birmingham car insurance rates, Decatur car insurance rates, or Mobile car insurance rates to make sure you’re getting the best Smoke Rise, AL car insurance quotes available.

Need affordable Smoke Rise, AL car insurance? Enter your ZIP code to compare Smoke Rise car insurance quotes from multiple car insurance companies near you.

Smoke Rise, AL Minimum Car Insurance Coverage

Smoke Rise, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Smoke Rise, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Smoke Rise, AL Car Insurance Rates by Coverage Level

Some Smoke Rise drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Smoke Rise, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Smoke Rise, Alabama

Insurance Company Low Medium High
Allstate $3,315 $3,433 $3,574
Farmers $4,537 $4,746 $5,147
GEICO $2,964 $3,200 $3,474
Liberty Mutual $5,315 $5,537 $5,836
Nationwide $2,578 $2,574 $2,635
Progressive $4,442 $4,924 $5,506
State Farm $4,508 $4,738 $4,990
Travelers $3,253 $3,500 $3,545
USAA $2,064 $2,127 $2,223

Smoke Rise, AL Car Insurance Rates by Age, Gender, and Marital Status

Smoke Rise, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Smoke Rise, AL car insurance, get quotes from multiple car insurance companies in the Smoke Rise area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smoke Rise, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,077 $1,978 $1,884 $1,919 $7,226 $7,759 $2,316 $2,367
Farmers $2,724 $2,700 $2,432 $2,587 $10,701 $11,004 $3,105 $3,227
GEICO $2,265 $2,267 $2,156 $2,245 $6,116 $6,025 $2,396 $2,234
Liberty Mutual $3,194 $3,447 $2,611 $2,919 $11,987 $13,324 $3,400 $3,618
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,679 $2,501 $2,192 $2,361 $11,118 $12,374 $3,126 $3,307
State Farm $2,914 $2,914 $2,630 $2,630 $8,788 $10,977 $3,290 $3,817
Travelers $1,367 $1,386 $1,292 $1,287 $7,515 $11,857 $1,297 $1,463
USAA $1,327 $1,347 $1,238 $1,212 $3,975 $4,408 $1,732 $1,868

Smoke Rise, AL Car Insurance Rates for Teens

How much is Smoke Rise, Alabama car insurance for teens? Compare rates from top Smoke Rise car insurance companies below to help find the cheapest teen car insurance in Smoke Rise, AL.

Annual Car Insurance Rates for Teen Drivers in Smoke Rise, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,226 $7,759
Farmers $10,701 $11,004
GEICO $6,116 $6,025
Liberty Mutual $11,987 $13,324
Nationwide $4,472 $5,749
Progressive $11,118 $12,374
State Farm $8,788 $10,977
Travelers $7,515 $11,857
USAA $3,975 $4,408

Smoke Rise, AL Car Insurance Rates for Seniors

Before seniors buy Smoke Rise, Alabama car insurance, they should make sure to shop around. Some Smoke Rise, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Smoke Rise, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,884 $1,919
Farmers $2,432 $2,587
GEICO $2,156 $2,245
Liberty Mutual $2,611 $2,919
Nationwide $1,548 $1,600
Progressive $2,192 $2,361
State Farm $2,630 $2,630
Travelers $1,292 $1,287
USAA $1,238 $1,212

Smoke Rise, AL Car Insurance Rates by Credit History

How does your credit history affect Smoke Rise, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Smoke Rise, Alabama

Insurance Company Poor Fair Good
Allstate $4,250 $3,340 $2,732
Farmers $5,391 $4,642 $4,397
GEICO $4,090 $2,914 $2,635
Liberty Mutual $7,957 $4,894 $3,837
Nationwide $3,130 $2,444 $2,211
Progressive $5,587 $4,799 $4,486
State Farm $7,689 $3,897 $2,650
Travelers $3,738 $3,249 $3,312
USAA $2,877 $1,869 $1,668

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Smoke Rise, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Smoke Rise, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Smoke Rise.

Annual Smoke Rise, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,922 $3,443 $4,093 $3,305
Farmers $4,039 $5,239 $5,111 $4,851
GEICO $2,151 $3,486 $4,353 $2,862
Liberty Mutual $4,356 $6,085 $5,932 $5,876
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $4,479 $5,643 $4,795 $4,912
State Farm $4,285 $5,308 $4,694 $4,694
Travelers $2,860 $2,999 $4,401 $3,472
USAA $1,644 $2,064 $3,067 $1,778

Smoke Rise, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Smoke Rise, AL car insurance rates. Compare rates below to see which Smoke Rise car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Smoke Rise, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,093
Farmers $5,111
GEICO $4,353
Liberty Mutual $5,932
Nationwide $3,298
Progressive $4,795
State Farm $4,694
Travelers $4,401
USAA $3,067

Smoke Rise, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Smoke Rise, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Smoke Rise companies based on commute time.

Annual Car Insurance Rates by Commute Length in Smoke Rise, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,441 $3,441
Farmers $4,810 $4,810
GEICO $3,156 $3,270
Liberty Mutual $5,562 $5,562
Nationwide $2,595 $2,595
Progressive $4,957 $4,957
State Farm $4,634 $4,856
Travelers $3,433 $3,433
USAA $2,040 $2,236

Smoke Rise, AL Cheapest Car Insurance Rates

How do the top Smoke Rise, Alabama car insurance companies’ average rates stack up against the Smoke Rise average monthly car insurance rates of $323? Take a look and see.

Best Annual Car Insurance Rates by Company in Smoke Rise, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Smoke Rise, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Smoke Rise, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Smoke Rise, Alabama

Insurance Company Average Annual Rates
Allstate $3,441
Farmers $4,810
GEICO $3,213
Liberty Mutual $5,562
Nationwide $2,595
Progressive $4,957
State Farm $4,745
Travelers $3,433
USAA $2,138

Other Factors Affecting Smoke Rise, AL Car Insurance Rates

Before you buy Smoke Rise, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Smoke Rise, AL Commute Time

How does your Smoke Rise, AL commute time compare with the average driver? In Smoke Rise, the average commute is 34.9 minutes.

Smoke Rise, AL Car Insurance Quotes

Compare Smoke Rise, AL car insurance quotes from multiple companies by entering your ZIP code now.