Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Southside, AL are $308/month
  • The cheapest car insurance company in Southside for teen drivers is USAA
  • The annual number of car thefts in Southside is 7.

Average car insurance rates in Southside, Alabama are $308 a month. But with a little research you can get a great deal from the top car insurance companies in Southside, AL. Before you buy Southside, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Southside car insurance rates with Huntsville car insurance rates, Dothan car insurance rates, or Decatur car insurance rates to make sure you’re getting the best Southside, AL car insurance quotes available.

Need affordable Southside, AL car insurance? Enter your ZIP code to compare Southside car insurance quotes from multiple car insurance companies near you.

Southside, AL Minimum Car Insurance Coverage

Southside, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Southside, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Southside, AL Car Insurance Rates by Coverage Level

Some Southside drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Southside, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Southside, Alabama

Insurance Company Low Medium High
Allstate $3,270 $3,385 $3,516
Farmers $4,156 $4,365 $4,767
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,877 $5,101 $5,403
Nationwide $2,580 $2,587 $2,654
Progressive $4,007 $4,464 $4,989
State Farm $4,883 $5,182 $5,499
Travelers $3,073 $3,304 $3,342
USAA $1,966 $2,030 $2,129

Southside, AL Car Insurance Rates by Age, Gender, and Marital Status

Southside, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Southside, AL car insurance, get quotes from multiple car insurance companies in the Southside area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Southside, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,032 $1,933 $1,841 $1,876 $7,163 $7,694 $2,268 $2,316
Farmers $2,509 $2,491 $2,240 $2,388 $9,874 $10,156 $2,841 $2,936
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,989 $3,230 $2,456 $2,748 $10,907 $12,130 $3,177 $3,379
Nationwide $1,700 $1,719 $1,553 $1,604 $4,504 $5,782 $1,888 $2,106
Progressive $2,393 $2,233 $1,963 $2,101 $10,121 $11,293 $2,799 $2,990
State Farm $3,127 $3,127 $2,850 $2,850 $9,741 $12,181 $3,540 $4,087
Travelers $1,323 $1,343 $1,247 $1,241 $7,040 $11,042 $1,255 $1,429
USAA $1,269 $1,286 $1,186 $1,161 $3,796 $4,206 $1,651 $1,779

Southside, AL Car Insurance Rates for Teens

How much is Southside, Alabama car insurance for teens? Compare rates from top Southside car insurance companies below to help find the cheapest teen car insurance in Southside, AL.

Annual Car Insurance Rates for Teen Drivers in Southside, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,163 $7,694
Farmers $9,874 $10,156
GEICO $5,204 $5,101
Liberty Mutual $10,907 $12,130
Nationwide $4,504 $5,782
Progressive $10,121 $11,293
State Farm $9,741 $12,181
Travelers $7,040 $11,042
USAA $3,796 $4,206

Southside, AL Car Insurance Rates for Seniors

Before seniors buy Southside, Alabama car insurance, they should make sure to shop around. Some Southside, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Southside, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,841 $1,876
Farmers $2,240 $2,388
GEICO $1,878 $1,947
Liberty Mutual $2,456 $2,748
Nationwide $1,553 $1,604
Progressive $1,963 $2,101
State Farm $2,850 $2,850
Travelers $1,247 $1,241
USAA $1,186 $1,161

Southside, AL Car Insurance Rates by Credit History

How does your credit history affect Southside, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Southside, Alabama

Insurance Company Poor Fair Good
Allstate $4,183 $3,294 $2,695
Farmers $4,963 $4,275 $4,050
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,340 $4,505 $3,537
Nationwide $3,140 $2,456 $2,224
Progressive $5,044 $4,347 $4,069
State Farm $8,413 $4,258 $2,893
Travelers $3,533 $3,064 $3,122
USAA $2,739 $1,788 $1,598

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Southside, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Southside, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Southside.

Annual Southside, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,874 $3,394 $4,039 $3,255
Farmers $3,726 $4,828 $4,711 $4,452
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,022 $5,598 $5,473 $5,416
Nationwide $2,285 $2,285 $3,312 $2,547
Progressive $4,044 $5,110 $4,360 $4,433
State Farm $4,664 $5,829 $5,130 $5,130
Travelers $2,699 $2,832 $4,142 $3,287
USAA $1,571 $1,974 $2,923 $1,699

Southside, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Southside, AL car insurance rates. Compare rates below to see which Southside car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Southside, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,039
Farmers $4,711
GEICO $3,711
Liberty Mutual $5,473
Nationwide $3,312
Progressive $4,360
State Farm $5,130
Travelers $4,142
USAA $2,923

Southside, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Southside, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Southside companies based on commute time.

Annual Car Insurance Rates by Commute Length in Southside, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,390 $3,390
Farmers $4,429 $4,429
GEICO $2,707 $2,804
Liberty Mutual $5,127 $5,127
Nationwide $2,607 $2,607
Progressive $4,487 $4,487
State Farm $5,061 $5,315
Travelers $3,240 $3,240
USAA $1,948 $2,135

Southside, AL Cheapest Car Insurance Rates

How do the top Southside, Alabama car insurance companies’ average rates stack up against the Southside average monthly car insurance rates of $308? Take a look and see.

Best Annual Car Insurance Rates by Company in Southside, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Southside, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Southside, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Southside, Alabama

Insurance Company Average Annual Rates
Allstate $3,390
Farmers $4,429
GEICO $2,755
Liberty Mutual $5,127
Nationwide $2,607
Progressive $4,487
State Farm $5,188
Travelers $3,240
USAA $2,042

Other Factors Affecting Southside, AL Car Insurance Rates

Before you buy Southside, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Southside, AL Car Theft Rates

The car theft rate in Southside, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Southside, Alabama is 7 stolen cars.

Southside, AL Commute Time

How does your Southside, AL commute time compare with the average driver? In Southside, the average commute is 24.5 minutes.

Southside, AL Car Insurance Quotes

Compare Southside, AL car insurance quotes from multiple companies by entering your ZIP code now.