Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Sterrett after a DUI is USAA
  • The cheapest car insurance company in Sterrett for teen drivers is USAA
  • Average car insurance rates in Sterrett, AL are $317/month

Average car insurance rates in Sterrett, Alabama are $317 a month. But with a little research you can get a great deal from the top car insurance companies in Sterrett, AL. Before you buy Sterrett, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Sterrett car insurance rates with Birmingham car insurance rates, Dothan car insurance rates, or Auburn car insurance rates to make sure you’re getting the best Sterrett, AL car insurance quotes available.

Need affordable Sterrett, AL car insurance? Enter your ZIP code to compare Sterrett car insurance quotes from multiple car insurance companies near you.

Sterrett, AL Minimum Car Insurance Coverage

Sterrett, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Sterrett, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Sterrett, AL Car Insurance Rates by Coverage Level

Some Sterrett drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Sterrett, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Sterrett, Alabama

Insurance Company Low Medium High
Allstate $3,344 $3,475 $3,622
Farmers $4,039 $4,235 $4,605
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,979 $5,186 $5,462
Nationwide $2,617 $2,617 $2,680
Progressive $4,426 $4,881 $5,378
State Farm $4,607 $4,865 $5,140
Travelers $3,703 $3,964 $3,993
USAA $2,104 $2,168 $2,265

Sterrett, AL Car Insurance Rates by Age, Gender, and Marital Status

Sterrett, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Sterrett, AL car insurance, get quotes from multiple car insurance companies in the Sterrett area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sterrett, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,077 $1,974 $1,885 $1,921 $7,387 $7,929 $2,312 $2,358
Farmers $2,431 $2,409 $2,170 $2,311 $9,571 $9,840 $2,757 $2,852
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $3,029 $3,272 $2,478 $2,773 $11,099 $12,347 $3,231 $3,444
Nationwide $1,717 $1,735 $1,568 $1,619 $4,570 $5,864 $1,907 $2,127
Progressive $2,575 $2,406 $2,126 $2,251 $11,092 $12,398 $3,036 $3,278
State Farm $2,959 $2,959 $2,683 $2,683 $9,090 $11,370 $3,347 $3,871
Travelers $1,581 $1,606 $1,482 $1,477 $8,456 $13,276 $1,496 $1,722
USAA $1,359 $1,379 $1,267 $1,241 $4,035 $4,473 $1,767 $1,910

Sterrett, AL Car Insurance Rates for Teens

How much is Sterrett, Alabama car insurance for teens? Compare rates from top Sterrett car insurance companies below to help find the cheapest teen car insurance in Sterrett, AL.

Annual Car Insurance Rates for Teen Drivers in Sterrett, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,387 $7,929
Farmers $9,571 $9,840
GEICO $5,204 $5,101
Liberty Mutual $11,099 $12,347
Nationwide $4,570 $5,864
Progressive $11,092 $12,398
State Farm $9,090 $11,370
Travelers $8,456 $13,276
USAA $4,035 $4,473

Sterrett, AL Car Insurance Rates for Seniors

Before seniors buy Sterrett, Alabama car insurance, they should make sure to shop around. Some Sterrett, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Sterrett, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,885 $1,921
Farmers $2,170 $2,311
GEICO $1,878 $1,947
Liberty Mutual $2,478 $2,773
Nationwide $1,568 $1,619
Progressive $2,126 $2,251
State Farm $2,683 $2,683
Travelers $1,482 $1,477
USAA $1,267 $1,241

Sterrett, AL Car Insurance Rates by Credit History

How does your credit history affect Sterrett, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Sterrett, Alabama

Insurance Company Poor Fair Good
Allstate $4,291 $3,383 $2,768
Farmers $4,806 $4,145 $3,927
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,454 $4,578 $3,596
Nationwide $3,179 $2,485 $2,250
Progressive $5,492 $4,745 $4,449
State Farm $7,903 $3,996 $2,712
Travelers $4,240 $3,675 $3,745
USAA $2,933 $1,904 $1,699

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Sterrett, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Sterrett, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Sterrett.

Annual Sterrett, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,947 $3,485 $4,149 $3,340
Farmers $3,609 $4,680 $4,565 $4,317
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,087 $5,687 $5,562 $5,501
Nationwide $2,312 $2,312 $3,352 $2,577
Progressive $4,407 $5,581 $4,765 $4,827
State Farm $4,387 $5,461 $4,817 $4,817
Travelers $3,235 $3,396 $4,971 $3,945
USAA $1,675 $2,102 $3,126 $1,812

Sterrett, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Sterrett, AL car insurance rates. Compare rates below to see which Sterrett car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Sterrett, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,149
Farmers $4,565
GEICO $3,711
Liberty Mutual $5,562
Nationwide $3,352
Progressive $4,765
State Farm $4,817
Travelers $4,971
USAA $3,126

Sterrett, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Sterrett, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Sterrett companies based on commute time.

Annual Car Insurance Rates by Commute Length in Sterrett, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,480 $3,480
Farmers $4,293 $4,293
GEICO $2,707 $2,804
Liberty Mutual $5,209 $5,209
Nationwide $2,638 $2,638
Progressive $4,895 $4,895
State Farm $4,753 $4,988
Travelers $3,887 $3,887
USAA $2,079 $2,279

Sterrett, AL Cheapest Car Insurance Rates

How do the top Sterrett, Alabama car insurance companies’ average rates stack up against the Sterrett average monthly car insurance rates of $317? Take a look and see.

Best Annual Car Insurance Rates by Company in Sterrett, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Sterrett, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Sterrett, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Sterrett, Alabama

Insurance Company Average Annual Rates
Allstate $3,480
Farmers $4,293
GEICO $2,755
Liberty Mutual $5,209
Nationwide $2,638
Progressive $4,895
State Farm $4,870
Travelers $3,887
USAA $2,179

Other Factors Affecting Sterrett, AL Car Insurance Rates

Before you buy Sterrett, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Sterrett, AL Commute Time

How does your Sterrett, AL commute time compare with the average driver? In Sterrett, the average commute is 35.4 minutes.

Sterrett, AL Car Insurance Quotes

Compare Sterrett, AL car insurance quotes from multiple companies by entering your ZIP code now.