Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The annual number of car thefts in Sumiton is 4.
  • The cheapest car insurance company in Sumiton for teen drivers is USAA
  • Average car insurance rates in Sumiton, AL are $332/month

Average car insurance rates in Sumiton, Alabama are $332 a month. But with a little research you can get a great deal from the top car insurance companies in Sumiton, AL. Before you buy Sumiton, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Sumiton car insurance rates with Mobile car insurance rates, Huntsville car insurance rates, or Tuscaloosa car insurance rates to make sure you’re getting the best Sumiton, AL car insurance quotes available.

Need affordable Sumiton, AL car insurance? Enter your ZIP code to compare Sumiton car insurance quotes from multiple car insurance companies near you.

Sumiton, AL Minimum Car Insurance Coverage

Sumiton, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Sumiton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Sumiton, AL Car Insurance Rates by Coverage Level

Some Sumiton drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Sumiton, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Sumiton, Alabama

Insurance Company Low Medium High
Allstate $3,418 $3,550 $3,705
Farmers $4,266 $4,471 $4,866
GEICO $2,872 $3,089 $3,345
Liberty Mutual $5,241 $5,451 $5,733
Nationwide $2,958 $2,923 $2,978
Progressive $4,520 $4,955 $5,459
State Farm $4,747 $4,995 $5,265
Travelers $3,813 $4,094 $4,134
USAA $2,155 $2,221 $2,322

Sumiton, AL Car Insurance Rates by Age, Gender, and Marital Status

Sumiton, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Sumiton, AL car insurance, get quotes from multiple car insurance companies in the Sumiton area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sumiton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,134 $2,030 $1,940 $1,976 $7,515 $8,073 $2,373 $2,421
Farmers $2,591 $2,575 $2,316 $2,463 $10,026 $10,319 $2,936 $3,047
GEICO $2,214 $2,202 $2,095 $2,161 $5,858 $5,765 $2,339 $2,181
Liberty Mutual $3,188 $3,444 $2,608 $2,914 $11,650 $12,953 $3,405 $3,637
Nationwide $1,917 $1,944 $1,740 $1,806 $5,097 $6,597 $2,132 $2,392
Progressive $2,678 $2,516 $2,194 $2,338 $11,123 $12,438 $3,151 $3,387
State Farm $3,065 $3,065 $2,769 $2,769 $9,277 $11,596 $3,463 $4,011
Travelers $1,614 $1,638 $1,519 $1,511 $8,770 $13,793 $1,524 $1,742
USAA $1,383 $1,404 $1,291 $1,264 $4,155 $4,609 $1,807 $1,950

Sumiton, AL Car Insurance Rates for Teens

How much is Sumiton, Alabama car insurance for teens? Compare rates from top Sumiton car insurance companies below to help find the cheapest teen car insurance in Sumiton, AL.

Annual Car Insurance Rates for Teen Drivers in Sumiton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,515 $8,073
Farmers $10,026 $10,319
GEICO $5,858 $5,765
Liberty Mutual $11,650 $12,953
Nationwide $5,097 $6,597
Progressive $11,123 $12,438
State Farm $9,277 $11,596
Travelers $8,770 $13,793
USAA $4,155 $4,609

Sumiton, AL Car Insurance Rates for Seniors

Before seniors buy Sumiton, Alabama car insurance, they should make sure to shop around. Some Sumiton, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Sumiton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,940 $1,976
Farmers $2,316 $2,463
GEICO $2,095 $2,161
Liberty Mutual $2,608 $2,914
Nationwide $1,740 $1,806
Progressive $2,194 $2,338
State Farm $2,769 $2,769
Travelers $1,519 $1,511
USAA $1,291 $1,264

Sumiton, AL Car Insurance Rates by Credit History

How does your credit history affect Sumiton, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Sumiton, Alabama

Insurance Company Poor Fair Good
Allstate $4,391 $3,456 $2,826
Farmers $5,086 $4,372 $4,144
GEICO $3,948 $2,813 $2,544
Liberty Mutual $7,849 $4,806 $3,770
Nationwide $3,571 $2,778 $2,510
Progressive $5,614 $4,817 $4,503
State Farm $8,109 $4,106 $2,791
Travelers $4,376 $3,796 $3,869
USAA $3,003 $1,953 $1,743

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Sumiton, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Sumiton, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Sumiton.

Annual Sumiton, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,017 $3,561 $4,237 $3,416
Farmers $3,817 $4,937 $4,817 $4,566
GEICO $2,089 $3,369 $4,162 $2,788
Liberty Mutual $4,289 $5,980 $5,846 $5,784
Nationwide $2,576 $2,576 $3,777 $2,883
Progressive $4,503 $5,664 $4,808 $4,937
State Farm $4,515 $5,598 $4,948 $4,948
Travelers $3,338 $3,503 $5,142 $4,072
USAA $1,716 $2,155 $3,205 $1,856

Sumiton, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Sumiton, AL car insurance rates. Compare rates below to see which Sumiton car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Sumiton, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,237
Farmers $4,817
GEICO $4,162
Liberty Mutual $5,846
Nationwide $3,777
Progressive $4,808
State Farm $4,948
Travelers $5,142
USAA $3,205

Sumiton, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Sumiton, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Sumiton companies based on commute time.

Annual Car Insurance Rates by Commute Length in Sumiton, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,558 $3,558
Farmers $4,534 $4,534
GEICO $3,046 $3,158
Liberty Mutual $5,475 $5,475
Nationwide $2,953 $2,953
Progressive $4,978 $4,978
State Farm $4,884 $5,120
Travelers $4,014 $4,014
USAA $2,131 $2,335

Sumiton, AL Cheapest Car Insurance Rates

How do the top Sumiton, Alabama car insurance companies’ average rates stack up against the Sumiton average monthly car insurance rates of $332? Take a look and see.

Best Annual Car Insurance Rates by Company in Sumiton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Sumiton, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Sumiton, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Sumiton, Alabama

Insurance Company Average Annual Rates
Allstate $3,558
Farmers $4,534
GEICO $3,102
Liberty Mutual $5,475
Nationwide $2,953
Progressive $4,978
State Farm $5,002
Travelers $4,014
USAA $2,233

Other Factors Affecting Sumiton, AL Car Insurance Rates

Before you buy Sumiton, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Sumiton, AL Car Theft Rates

The car theft rate in Sumiton, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Sumiton, Alabama is 4 stolen cars.

Sumiton, AL Commute Time

How does your Sumiton, AL commute time compare with the average driver? In Sumiton, the average commute is 27.7 minutes.

Sumiton, AL Car Insurance Quotes

Compare Sumiton, AL car insurance quotes from multiple companies by entering your ZIP code now.