Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Sun City, AZ for senior drivers are $2,235/year
  • Average car insurance rates in Sun City, AZ are $327/month
  • The cheapest car insurance company in Sun City for teen drivers is GEICO

Average car insurance rates in Sun City, Arizona are $327 a month. But with a little research you can get a great deal from the top car insurance companies in Sun City, AZ. Before you buy Sun City, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Sun City car insurance rates with Mesa car insurance rates, Chandler car insurance rates, or Phoenix car insurance rates to make sure you’re getting the best Sun City, AZ car insurance quotes available.

Need affordable Sun City, AZ car insurance? Enter your ZIP code to compare Sun City car insurance quotes from multiple car insurance companies near you.

Sun City, AZ Minimum Car Insurance Coverage

Sun City, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Sun City, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Sun City, AZ Car Insurance Rates by Coverage Level

Some Sun City drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Sun City, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Sun City, Arizona

Insurance Company Low Medium High
Allstate $4,729 $5,054 $5,296
American Family $4,034 $4,359 $4,279
Farmers $4,817 $5,879 $6,730
GEICO $2,005 $2,410 $2,704
Nationwide $3,279 $3,493 $3,580
Progressive $3,398 $4,008 $4,369
State Farm $3,740 $4,299 $4,591
Travelers $3,060 $3,515 $3,794
USAA $2,590 $2,868 $3,022

Sun City, AZ Car Insurance Rates by Age, Gender, and Marital Status

Sun City, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Sun City, AZ car insurance, get quotes from multiple car insurance companies in the Sun City area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sun City, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,549 $3,549 $3,454 $3,454 $7,793 $10,105 $3,978 $4,330
American Family $2,759 $2,759 $2,534 $2,534 $7,447 $9,786 $2,759 $3,219
Farmers $3,085 $3,080 $2,740 $2,939 $13,588 $14,063 $3,452 $3,522
GEICO $1,607 $1,794 $1,357 $1,733 $4,665 $4,915 $1,468 $1,445
Nationwide $2,302 $2,338 $2,061 $2,177 $5,788 $7,394 $2,668 $2,880
Progressive $2,144 $1,866 $1,933 $1,830 $9,003 $10,048 $2,302 $2,274
State Farm $2,501 $2,501 $2,219 $2,219 $8,037 $10,093 $2,694 $3,413
Travelers $2,143 $2,254 $2,001 $2,127 $6,393 $8,084 $2,266 $2,382
USAA $1,547 $1,549 $1,448 $1,462 $5,789 $6,618 $2,030 $2,169

Sun City, AZ Car Insurance Rates for Teens

How much is Sun City, Arizona car insurance for teens? Compare rates from top Sun City car insurance companies below to help find the cheapest teen car insurance in Sun City, AZ.

Annual Car Insurance Rates for Teen Drivers in Sun City, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,793 $10,105
American Family $7,447 $9,786
Farmers $13,588 $14,063
GEICO $4,665 $4,915
Nationwide $5,788 $7,394
Progressive $9,003 $10,048
State Farm $8,037 $10,093
Travelers $6,393 $8,084
USAA $5,789 $6,618

Sun City, AZ Car Insurance Rates for Seniors

Before seniors buy Sun City, Arizona car insurance, they should make sure to shop around. Some Sun City, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Sun City, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,454 $3,454
American Family $2,534 $2,534
Farmers $2,740 $2,939
GEICO $1,357 $1,733
Nationwide $2,061 $2,177
Progressive $1,933 $1,830
State Farm $2,219 $2,219
Travelers $2,001 $2,127
USAA $1,448 $1,462

Sun City, AZ Car Insurance Rates by Credit History

How does your credit history affect Sun City, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Sun City, Arizona

Insurance Company Poor Fair Good
Allstate $6,437 $4,577 $4,066
American Family $5,304 $3,957 $3,412
Farmers $6,613 $5,542 $5,271
GEICO $3,262 $2,138 $1,718
Nationwide $4,140 $3,312 $2,901
Progressive $4,369 $3,827 $3,579
State Farm $7,756 $2,998 $1,875
Travelers $4,204 $3,429 $2,736
USAA $3,711 $2,600 $2,168

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Sun City, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Sun City, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Sun City.

Annual Sun City, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,008 $5,100 $5,790 $5,207
American Family $2,990 $4,648 $5,786 $3,474
Farmers $4,912 $6,347 $6,197 $5,778
GEICO $1,832 $2,486 $3,341 $1,832
Nationwide $2,923 $3,071 $4,542 $3,268
Progressive $3,457 $4,577 $3,647 $4,019
State Farm $3,813 $4,607 $4,210 $4,210
Travelers $2,761 $3,602 $4,023 $3,439
USAA $2,055 $2,947 $3,885 $2,418

Sun City, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Sun City, AZ car insurance rates. Compare rates below to see which Sun City car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Sun City, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,790
American Family $5,786
Farmers $6,197
GEICO $3,341
Nationwide $4,542
Progressive $3,647
State Farm $4,210
Travelers $4,023
USAA $3,885

Sun City, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Sun City, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Sun City companies based on commute time.

Annual Car Insurance Rates by Commute Length in Sun City, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,027 $5,027
American Family $4,185 $4,264
Farmers $5,809 $5,809
GEICO $2,334 $2,412
Nationwide $3,451 $3,451
Progressive $3,925 $3,925
State Farm $4,100 $4,319
Travelers $3,456 $3,456
USAA $2,796 $2,857

Sun City, AZ Cheapest Car Insurance Rates

How do the top Sun City, Arizona car insurance companies’ average rates stack up against the Sun City average monthly car insurance rates of $327? Take a look and see.

Best Annual Car Insurance Rates by Company in Sun City, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Sun City, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Sun City, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Sun City, Arizona

Insurance Company Average Annual Rates
Allstate $5,027
American Family $4,224
Farmers $5,809
GEICO $2,373
Nationwide $3,451
Progressive $3,925
State Farm $4,210
Travelers $3,456
USAA $2,826

Other Factors Affecting Sun City, AZ Car Insurance Rates

Before you buy Sun City, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Sun City, AZ Commute Time

How does your Sun City, AZ commute time compare with the average driver? In Sun City, the average commute is 25.1 minutes.

Sun City, AZ Car Insurance Quotes

Compare Sun City, AZ car insurance quotes from multiple companies by entering your ZIP code now.