Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Tarpon Springs, FL for senior drivers are $3,212/year
  • Average car insurance rates in Tarpon Springs, FL are $444/month
  • The annual number of car thefts in Tarpon Springs is 25.

Average car insurance rates in Tarpon Springs, Florida are $444 a month. But with a little research you can get a great deal from the top car insurance companies in Tarpon Springs, FL. Before you buy Tarpon Springs, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.

It may even be helpful to compare Tarpon Springs car insurance rates with Port St. Lucie car insurance rates, Cape Coral car insurance rates, or Tallahassee car insurance rates to make sure you’re getting the best Tarpon Springs, FL car insurance quotes available.

Need affordable Tarpon Springs, FL car insurance? Enter your ZIP code to compare Tarpon Springs car insurance quotes from multiple car insurance companies near you.

Tarpon Springs, FL Minimum Car Insurance Coverage

Tarpon Springs, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Tarpon Springs, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Tarpon Springs, FL Car Insurance Rates by Coverage Level

Some Tarpon Springs drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your Tarpon Springs, Florida car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Tarpon Springs, Florida

Insurance Company Low Medium High
Allstate $6,179 $9,047 $10,328
GEICO $3,853 $5,003 $5,605
Liberty Mutual $5,424 $6,093 $6,429
Nationwide $3,634 $5,037 $5,776
Progressive $4,812 $6,257 $7,169
State Farm $3,248 $3,962 $4,359
USAA $2,697 $3,367 $3,621

Tarpon Springs, FL Car Insurance Rates by Age, Gender, and Marital Status

Tarpon Springs, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Tarpon Springs, FL car insurance, get quotes from multiple car insurance companies in the Tarpon Springs area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tarpon Springs, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,171 $4,977 $4,552 $4,636 $18,341 $20,177 $5,112 $5,178
GEICO $3,812 $3,834 $3,560 $3,560 $6,786 $8,528 $4,204 $4,277
Liberty Mutual $4,100 $4,100 $3,746 $3,746 $8,809 $13,645 $4,100 $5,612
Nationwide $3,370 $3,326 $3,011 $3,112 $8,128 $10,003 $3,714 $3,863
Progressive $4,104 $3,821 $3,501 $3,751 $11,566 $12,458 $4,887 $4,548
State Farm $2,388 $2,388 $2,165 $2,165 $7,115 $9,117 $2,663 $2,849
USAA $1,851 $1,815 $1,747 $1,722 $6,467 $7,447 $2,303 $2,474

Tarpon Springs, FL Car Insurance Rates for Teens

How much is Tarpon Springs, Florida car insurance for teens? Compare rates from top Tarpon Springs car insurance companies below to help find the cheapest teen car insurance in Tarpon Springs, FL.

Annual Car Insurance Rates for Teen Drivers in Tarpon Springs, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,341 $20,177
GEICO $6,786 $8,528
Liberty Mutual $8,809 $13,645
Nationwide $8,128 $10,003
Progressive $11,566 $12,458
State Farm $7,115 $9,117
USAA $6,467 $7,447

Tarpon Springs, FL Car Insurance Rates for Seniors

Before seniors buy Tarpon Springs, Florida car insurance, they should make sure to shop around. Some Tarpon Springs, FL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Tarpon Springs, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,552 $4,636
GEICO $3,560 $3,560
Liberty Mutual $3,746 $3,746
Nationwide $3,011 $3,112
Progressive $3,501 $3,751
State Farm $2,165 $2,165
USAA $1,747 $1,722

Tarpon Springs, FL Car Insurance Rates by Credit History

How does your credit history affect Tarpon Springs, FL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Tarpon Springs, Florida

Insurance Company Poor Fair Good
Allstate $11,949 $7,526 $6,079
GEICO $6,999 $4,255 $3,207
Liberty Mutual $7,745 $5,649 $4,553
Nationwide $6,024 $4,424 $4,000
Progressive $7,920 $5,637 $4,682
State Farm $5,301 $3,451 $2,817
USAA $5,224 $2,582 $1,878

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Tarpon Springs, FL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Tarpon Springs, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Tarpon Springs.

Annual Tarpon Springs, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,322 $8,801 $9,801 $8,148
GEICO $3,371 $4,296 $6,373 $5,240
Liberty Mutual $4,229 $5,579 $8,236 $5,885
Nationwide $4,102 $4,508 $6,091 $4,562
Progressive $4,813 $7,084 $5,991 $6,430
State Farm $3,519 $4,193 $3,856 $3,856
USAA $2,513 $3,120 $4,641 $2,638

Tarpon Springs, FL Car Insurance Rates With a DUI

Even a single DUI can increase your Tarpon Springs, FL car insurance rates. Compare rates below to see which Tarpon Springs car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Tarpon Springs, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,801
GEICO $6,373
Liberty Mutual $8,236
Nationwide $6,091
Progressive $5,991
State Farm $3,856
USAA $4,641

Tarpon Springs, FL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Tarpon Springs, FL car insurance rates may be. Let’s take a look at average car insurance rates from top Tarpon Springs companies based on commute time.

Annual Car Insurance Rates by Commute Length in Tarpon Springs, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,272 $8,764
GEICO $4,796 $4,844
Liberty Mutual $5,784 $6,181
Nationwide $4,816 $4,816
Progressive $6,079 $6,079
State Farm $3,721 $3,991
USAA $3,191 $3,265

Tarpon Springs, FL Cheapest Car Insurance Rates

How do the top Tarpon Springs, Florida car insurance companies’ average rates stack up against the Tarpon Springs average monthly car insurance rates of $444? Take a look and see.

Best Annual Car Insurance Rates by Company in Tarpon Springs, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Tarpon Springs, FL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Tarpon Springs, Florida car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Tarpon Springs, Florida

Insurance Company Average Annual Rates
Allstate $8,518
GEICO $4,820
Liberty Mutual $5,982
Nationwide $4,816
Progressive $6,079
State Farm $3,856
USAA $3,228

Other Factors Affecting Tarpon Springs, FL Car Insurance Rates

Before you buy Tarpon Springs, Florida car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Tarpon Springs, FL Car Theft Rates

The car theft rate in Tarpon Springs, FL will affect your car insurance rates. FBI data shows that the annual car theft rate for Tarpon Springs, Florida is 25 stolen cars.

Tarpon Springs, FL Commute Time

How does your Tarpon Springs, FL commute time compare with the average driver? In Tarpon Springs, the average commute is 28.5 minutes.

Tarpon Springs, FL Car Insurance Quotes

Compare Tarpon Springs, FL car insurance quotes from multiple companies by entering your ZIP code now.