Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The annual number of car thefts in Thatcher is 2.
  • Average car insurance rates in Thatcher, AZ for senior drivers are $1,761/year
  • The cheapest car insurance company in Thatcher for teen drivers is GEICO

Average car insurance rates in Thatcher, Arizona are $254 a month. But with a little research you can get a great deal from the top car insurance companies in Thatcher, AZ. Before you buy Thatcher, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Thatcher car insurance rates with Tucson car insurance rates, Surprise car insurance rates, or Mesa car insurance rates to make sure you’re getting the best Thatcher, AZ car insurance quotes available.

Need affordable Thatcher, AZ car insurance? Enter your ZIP code to compare Thatcher car insurance quotes from multiple car insurance companies near you.

Thatcher, AZ Minimum Car Insurance Coverage

Thatcher, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Thatcher, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Thatcher, AZ Car Insurance Rates by Coverage Level

Some Thatcher drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Thatcher, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Thatcher, Arizona

Insurance Company Low Medium High
Allstate $3,618 $3,854 $4,037
American Family $3,307 $3,544 $3,451
Farmers $3,131 $3,724 $4,207
GEICO $1,604 $1,908 $2,141
Nationwide $2,818 $2,934 $2,977
Progressive $2,500 $2,831 $3,026
State Farm $3,419 $3,854 $4,086
Travelers $1,992 $2,229 $2,374
USAA $2,719 $2,996 $3,150

Thatcher, AZ Car Insurance Rates by Age, Gender, and Marital Status

Thatcher, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Thatcher, AZ car insurance, get quotes from multiple car insurance companies in the Thatcher area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Thatcher, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,706 $2,706 $2,628 $2,628 $5,932 $7,737 $3,041 $3,315
American Family $2,298 $2,298 $2,111 $2,111 $5,942 $7,712 $2,298 $2,701
Farmers $1,961 $1,972 $1,739 $1,841 $8,514 $8,904 $2,234 $2,336
GEICO $1,295 $1,442 $1,089 $1,375 $3,652 $3,860 $1,186 $1,176
Nationwide $1,981 $2,019 $1,776 $1,880 $4,781 $6,111 $2,275 $2,455
Progressive $1,550 $1,368 $1,397 $1,330 $6,287 $7,010 $1,672 $1,672
State Farm $2,289 $2,289 $2,013 $2,013 $7,139 $8,957 $2,465 $3,127
Travelers $1,424 $1,494 $1,315 $1,395 $3,958 $4,920 $1,503 $1,577
USAA $1,631 $1,639 $1,520 $1,544 $5,987 $6,867 $2,146 $2,305

Thatcher, AZ Car Insurance Rates for Teens

How much is Thatcher, Arizona car insurance for teens? Compare rates from top Thatcher car insurance companies below to help find the cheapest teen car insurance in Thatcher, AZ.

Annual Car Insurance Rates for Teen Drivers in Thatcher, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,932 $7,737
American Family $5,942 $7,712
Farmers $8,514 $8,904
GEICO $3,652 $3,860
Nationwide $4,781 $6,111
Progressive $6,287 $7,010
State Farm $7,139 $8,957
Travelers $3,958 $4,920
USAA $5,987 $6,867

Thatcher, AZ Car Insurance Rates for Seniors

Before seniors buy Thatcher, Arizona car insurance, they should make sure to shop around. Some Thatcher, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Thatcher, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,628 $2,628
American Family $2,111 $2,111
Farmers $1,739 $1,841
GEICO $1,089 $1,375
Nationwide $1,776 $1,880
Progressive $1,397 $1,330
State Farm $2,013 $2,013
Travelers $1,315 $1,395
USAA $1,520 $1,544

Thatcher, AZ Car Insurance Rates by Credit History

How does your credit history affect Thatcher, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Thatcher, Arizona

Insurance Company Poor Fair Good
Allstate $4,930 $3,488 $3,092
American Family $4,315 $3,216 $2,772
Farmers $4,194 $3,519 $3,349
GEICO $2,582 $1,700 $1,371
Nationwide $3,493 $2,789 $2,447
Progressive $3,104 $2,715 $2,538
State Farm $6,972 $2,698 $1,689
Travelers $2,674 $2,185 $1,735
USAA $3,892 $2,715 $2,258

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Thatcher, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Thatcher, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Thatcher.

Annual Thatcher, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,088 $3,875 $4,400 $3,982
American Family $2,419 $3,845 $4,663 $2,810
Farmers $3,119 $4,014 $3,916 $3,702
GEICO $1,470 $1,977 $2,621 $1,470
Nationwide $2,470 $2,594 $3,817 $2,757
Progressive $2,466 $3,224 $2,600 $2,853
State Farm $3,442 $4,131 $3,786 $3,786
Travelers $1,771 $2,291 $2,534 $2,197
USAA $2,153 $3,074 $4,061 $2,532

Thatcher, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Thatcher, AZ car insurance rates. Compare rates below to see which Thatcher car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Thatcher, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,400
American Family $4,663
Farmers $3,916
GEICO $2,621
Nationwide $3,817
Progressive $2,600
State Farm $3,786
Travelers $2,534
USAA $4,061

Thatcher, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Thatcher, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Thatcher companies based on commute time.

Annual Car Insurance Rates by Commute Length in Thatcher, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,836 $3,836
American Family $3,400 $3,468
Farmers $3,688 $3,688
GEICO $1,852 $1,917
Nationwide $2,910 $2,910
Progressive $2,786 $2,786
State Farm $3,692 $3,881
Travelers $2,198 $2,198
USAA $2,923 $2,987

Thatcher, AZ Cheapest Car Insurance Rates

How do the top Thatcher, Arizona car insurance companies’ average rates stack up against the Thatcher average monthly car insurance rates of $254? Take a look and see.

Best Annual Car Insurance Rates by Company in Thatcher, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

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Thatcher, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Thatcher, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Thatcher, Arizona

Insurance Company Average Annual Rates
Allstate $3,836
American Family $3,434
Farmers $3,688
GEICO $1,884
Nationwide $2,910
Progressive $2,786
State Farm $3,786
Travelers $2,198
USAA $2,955

Other Factors Affecting Thatcher, AZ Car Insurance Rates

Before you buy Thatcher, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Thatcher, AZ Car Theft Rates

The car theft rate in Thatcher, AZ will affect your car insurance rates. FBI data shows that the annual car theft rate for Thatcher, Arizona is 2 stolen cars.

Thatcher, AZ Commute Time

How does your Thatcher, AZ commute time compare with the average driver? In Thatcher, the average commute is 21.8 minutes.

Thatcher, AZ Car Insurance Quotes

Compare Thatcher, AZ car insurance quotes from multiple companies by entering your ZIP code now.