Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Thorsby, AL for senior drivers are $1,914/year
  • The cheapest car insurance company in Thorsby after a DUI is USAA
  • The cheapest car insurance company in Thorsby for teen drivers is USAA

Average car insurance rates in Thorsby, Alabama are $300 a month. But with a little research you can get a great deal from the top car insurance companies in Thorsby, AL. Before you buy Thorsby, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Thorsby car insurance rates with Decatur car insurance rates, Montgomery car insurance rates, or Birmingham car insurance rates to make sure you’re getting the best Thorsby, AL car insurance quotes available.

Need affordable Thorsby, AL car insurance? Enter your ZIP code to compare Thorsby car insurance quotes from multiple car insurance companies near you.

Thorsby, AL Minimum Car Insurance Coverage

Thorsby, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Thorsby, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Thorsby, AL Car Insurance Rates by Coverage Level

Some Thorsby drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Thorsby, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Thorsby, Alabama

Insurance Company Low Medium High
Allstate $3,002 $3,112 $3,235
Farmers $3,807 $3,979 $4,304
GEICO $2,726 $2,919 $3,149
Liberty Mutual $5,272 $5,492 $5,787
Nationwide $2,583 $2,569 $2,627
Progressive $3,833 $4,235 $4,719
State Farm $4,092 $4,306 $4,545
Travelers $3,331 $3,575 $3,608
USAA $2,069 $2,134 $2,234

Thorsby, AL Car Insurance Rates by Age, Gender, and Marital Status

Thorsby, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Thorsby, AL car insurance, get quotes from multiple car insurance companies in the Thorsby area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Thorsby, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,889 $1,803 $1,708 $1,741 $6,514 $6,995 $2,117 $2,164
Farmers $2,304 $2,286 $2,058 $2,186 $8,906 $9,162 $2,618 $2,720
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,220 $3,481 $2,632 $2,947 $11,711 $13,034 $3,440 $3,673
Nationwide $1,708 $1,732 $1,554 $1,612 $4,415 $5,711 $1,892 $2,119
Progressive $2,358 $2,217 $1,931 $2,067 $9,398 $10,472 $2,753 $2,903
State Farm $2,663 $2,663 $2,403 $2,403 $7,955 $9,947 $3,004 $3,474
Travelers $1,443 $1,466 $1,350 $1,346 $7,584 $11,905 $1,367 $1,575
USAA $1,341 $1,366 $1,252 $1,234 $3,948 $4,385 $1,747 $1,893

Thorsby, AL Car Insurance Rates for Teens

How much is Thorsby, Alabama car insurance for teens? Compare rates from top Thorsby car insurance companies below to help find the cheapest teen car insurance in Thorsby, AL.

Annual Car Insurance Rates for Teen Drivers in Thorsby, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,514 $6,995
Farmers $8,906 $9,162
GEICO $5,465 $5,384
Liberty Mutual $11,711 $13,034
Nationwide $4,415 $5,711
Progressive $9,398 $10,472
State Farm $7,955 $9,947
Travelers $7,584 $11,905
USAA $3,948 $4,385

Thorsby, AL Car Insurance Rates for Seniors

Before seniors buy Thorsby, Alabama car insurance, they should make sure to shop around. Some Thorsby, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Thorsby, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,708 $1,741
Farmers $2,058 $2,186
GEICO $1,993 $2,033
Liberty Mutual $2,632 $2,947
Nationwide $1,554 $1,612
Progressive $1,931 $2,067
State Farm $2,403 $2,403
Travelers $1,350 $1,346
USAA $1,252 $1,234

Thorsby, AL Car Insurance Rates by Credit History

How does your credit history affect Thorsby, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Thorsby, Alabama

Insurance Company Poor Fair Good
Allstate $3,852 $3,024 $2,473
Farmers $4,516 $3,889 $3,685
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,907 $4,843 $3,802
Nationwide $3,130 $2,441 $2,208
Progressive $4,828 $4,120 $3,839
State Farm $6,983 $3,544 $2,414
Travelers $3,825 $3,313 $3,376
USAA $2,886 $1,876 $1,675

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Thorsby, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Thorsby, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Thorsby.

Annual Thorsby, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,656 $3,127 $3,689 $2,994
Farmers $3,390 $4,388 $4,280 $4,063
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,327 $6,021 $5,894 $5,827
Nationwide $2,267 $2,267 $3,305 $2,532
Progressive $3,858 $4,827 $4,127 $4,237
State Farm $3,900 $4,820 $4,268 $4,268
Travelers $2,920 $3,066 $4,472 $3,560
USAA $1,651 $2,067 $3,079 $1,786

Thorsby, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Thorsby, AL car insurance rates. Compare rates below to see which Thorsby car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Thorsby, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,689
Farmers $4,280
GEICO $3,878
Liberty Mutual $5,894
Nationwide $3,305
Progressive $4,127
State Farm $4,268
Travelers $4,472
USAA $3,079

Thorsby, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Thorsby, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Thorsby companies based on commute time.

Annual Car Insurance Rates by Commute Length in Thorsby, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,116 $3,116
Farmers $4,030 $4,030
GEICO $2,876 $2,987
Liberty Mutual $5,517 $5,517
Nationwide $2,593 $2,593
Progressive $4,262 $4,262
State Farm $4,212 $4,415
Travelers $3,505 $3,505
USAA $2,047 $2,244

Thorsby, AL Cheapest Car Insurance Rates

How do the top Thorsby, Alabama car insurance companies’ average rates stack up against the Thorsby average monthly car insurance rates of $300? Take a look and see.

Best Annual Car Insurance Rates by Company in Thorsby, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Thorsby, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Thorsby, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Thorsby, Alabama

Insurance Company Average Annual Rates
Allstate $3,116
Farmers $4,030
GEICO $2,931
Liberty Mutual $5,517
Nationwide $2,593
Progressive $4,262
State Farm $4,314
Travelers $3,505
USAA $2,146

Other Factors Affecting Thorsby, AL Car Insurance Rates

Before you buy Thorsby, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Thorsby, AL Car Theft Rates

The car theft rate in Thorsby, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Thorsby, Alabama is 5 stolen cars.

Thorsby, AL Commute Time

How does your Thorsby, AL commute time compare with the average driver? In Thorsby, the average commute is 32.6 minutes.

Thorsby, AL Car Insurance Quotes

Compare Thorsby, AL car insurance quotes from multiple companies by entering your ZIP code now.