Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Toney for teen drivers is USAA
  • The cheapest car insurance company in Toney after a DUI is USAA
  • Average car insurance rates in Toney, AL are $295/month

Average car insurance rates in Toney, Alabama are $295 a month. But with a little research you can get a great deal from the top car insurance companies in Toney, AL. Before you buy Toney, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Toney car insurance rates with Dothan car insurance rates, Tuscaloosa car insurance rates, or Madison car insurance rates to make sure you’re getting the best Toney, AL car insurance quotes available.

Need affordable Toney, AL car insurance? Enter your ZIP code to compare Toney car insurance quotes from multiple car insurance companies near you.

Toney, AL Minimum Car Insurance Coverage

Toney, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Toney, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Toney, AL Car Insurance Rates by Coverage Level

Some Toney drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Toney, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Toney, Alabama

Insurance Company Low Medium High
Allstate $3,421 $3,536 $3,669
Farmers $3,901 $4,088 $4,443
GEICO $2,473 $2,691 $2,949
Liberty Mutual $4,642 $4,849 $5,127
Nationwide $2,626 $2,617 $2,677
Progressive $4,086 $4,543 $5,075
State Farm $4,232 $4,469 $4,723
Travelers $2,712 $2,933 $2,984
USAA $1,984 $2,045 $2,138

Toney, AL Car Insurance Rates by Age, Gender, and Marital Status

Toney, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Toney, AL car insurance, get quotes from multiple car insurance companies in the Toney area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Toney, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,113 $2,009 $1,915 $1,951 $7,506 $8,076 $2,357 $2,408
Farmers $2,340 $2,318 $2,088 $2,225 $9,254 $9,512 $2,660 $2,754
GEICO $1,937 $1,926 $1,862 $1,928 $5,088 $4,973 $2,039 $1,880
Liberty Mutual $2,811 $3,032 $2,311 $2,581 $10,473 $11,632 $2,980 $3,161
Nationwide $1,720 $1,740 $1,570 $1,622 $4,565 $5,863 $1,910 $2,131
Progressive $2,459 $2,296 $2,021 $2,163 $10,260 $11,427 $2,873 $3,046
State Farm $2,719 $2,719 $2,467 $2,467 $8,352 $10,440 $3,075 $3,559
Travelers $1,158 $1,173 $1,098 $1,094 $6,272 $9,879 $1,101 $1,233
USAA $1,276 $1,291 $1,191 $1,161 $3,835 $4,245 $1,660 $1,786

Toney, AL Car Insurance Rates for Teens

How much is Toney, Alabama car insurance for teens? Compare rates from top Toney car insurance companies below to help find the cheapest teen car insurance in Toney, AL.

Annual Car Insurance Rates for Teen Drivers in Toney, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,506 $8,076
Farmers $9,254 $9,512
GEICO $5,088 $4,973
Liberty Mutual $10,473 $11,632
Nationwide $4,565 $5,863
Progressive $10,260 $11,427
State Farm $8,352 $10,440
Travelers $6,272 $9,879
USAA $3,835 $4,245

Toney, AL Car Insurance Rates for Seniors

Before seniors buy Toney, Alabama car insurance, they should make sure to shop around. Some Toney, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Toney, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,915 $1,951
Farmers $2,088 $2,225
GEICO $1,862 $1,928
Liberty Mutual $2,311 $2,581
Nationwide $1,570 $1,622
Progressive $2,021 $2,163
State Farm $2,467 $2,467
Travelers $1,098 $1,094
USAA $1,191 $1,161

Toney, AL Car Insurance Rates by Credit History

How does your credit history affect Toney, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Toney, Alabama

Insurance Company Poor Fair Good
Allstate $4,367 $3,443 $2,816
Farmers $4,639 $4,002 $3,791
GEICO $3,439 $2,454 $2,220
Liberty Mutual $6,961 $4,290 $3,367
Nationwide $3,185 $2,486 $2,250
Progressive $5,143 $4,424 $4,137
State Farm $7,256 $3,673 $2,495
Travelers $3,132 $2,722 $2,774
USAA $2,763 $1,799 $1,606

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Toney, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Toney, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Toney.

Annual Toney, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,999 $3,544 $4,224 $3,400
Farmers $3,481 $4,517 $4,406 $4,170
GEICO $1,821 $2,933 $3,640 $2,423
Liberty Mutual $3,819 $5,330 $5,194 $5,148
Nationwide $2,313 $2,313 $3,356 $2,579
Progressive $4,118 $5,195 $4,443 $4,516
State Farm $4,030 $5,018 $4,425 $4,425
Travelers $2,399 $2,515 $3,681 $2,909
USAA $1,581 $1,988 $2,944 $1,710

Toney, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Toney, AL car insurance rates. Compare rates below to see which Toney car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Toney, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,224
Farmers $4,406
GEICO $3,640
Liberty Mutual $5,194
Nationwide $3,356
Progressive $4,443
State Farm $4,425
Travelers $3,681
USAA $2,944

Toney, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Toney, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Toney companies based on commute time.

Annual Car Insurance Rates by Commute Length in Toney, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,542 $3,542
Farmers $4,144 $4,144
GEICO $2,657 $2,751
Liberty Mutual $4,873 $4,873
Nationwide $2,640 $2,640
Progressive $4,568 $4,568
State Farm $4,367 $4,582
Travelers $2,876 $2,876
USAA $1,962 $2,150

Toney, AL Cheapest Car Insurance Rates

How do the top Toney, Alabama car insurance companies’ average rates stack up against the Toney average monthly car insurance rates of $295? Take a look and see.

Best Annual Car Insurance Rates by Company in Toney, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Toney, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Toney, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Toney, Alabama

Insurance Company Average Annual Rates
Allstate $3,542
Farmers $4,144
GEICO $2,704
Liberty Mutual $4,873
Nationwide $2,640
Progressive $4,568
State Farm $4,475
Travelers $2,876
USAA $2,056

Toney, AL Car Insurance Quotes

Compare Toney, AL car insurance quotes from multiple companies by entering your ZIP code now.