Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Torrington after a DUI is Liberty Mutual
  • Average car insurance rates in Torrington, WY are $249/month
  • The cheapest car insurance company in Torrington for teen drivers is Liberty Mutual

Average car insurance rates in Torrington, Wyoming are $249 a month. But with a little research you can get a great deal from the top car insurance companies in Torrington, WY. Before you buy Torrington, Wyoming car insurance, make sure your coverage meets or exceeds the Wyoming minimum of 25/50/20.

It may even be helpful to compare Torrington car insurance rates with Gillette car insurance rates, Evanston car insurance rates, or Sheridan car insurance rates to make sure you’re getting the best Torrington, WY car insurance quotes available.

Need affordable Torrington, WY car insurance? Enter your ZIP code to compare Torrington car insurance quotes from multiple car insurance companies near you.

Torrington, WY Minimum Car Insurance Coverage

Torrington, Wyoming law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Torrington, Wyoming

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Torrington, WY Car Insurance Rates by Coverage Level

Some Torrington drivers can get by with the Wyoming minimum coverage of 25/50/20. Other drivers may need more. See how much your Torrington, Wyoming car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Torrington, Wyoming

Insurance Company Low Medium High
Allstate $4,348 $4,459 $4,597
Farmers $2,946 $3,016 $3,099
GEICO $3,542 $3,594 $3,638
Liberty Mutual $1,763 $1,840 $1,939
State Farm $2,225 $2,297 $2,367
USAA $2,652 $2,710 $2,774

Torrington, WY Car Insurance Rates by Age, Gender, and Marital Status

Torrington, Wyoming car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Torrington, WY car insurance, get quotes from multiple car insurance companies in the Torrington area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Torrington, Wyoming

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,607 $2,752 $2,182 $2,388 $8,671 $11,029 $2,917 $3,199
Farmers $2,228 $2,228 $2,095 $2,095 $4,041 $6,853 $2,311 $2,311
GEICO $2,769 $2,824 $2,679 $2,679 $4,987 $6,467 $3,076 $3,248
Liberty Mutual $1,254 $1,262 $1,026 $1,182 $3,373 $3,786 $1,367 $1,530
State Farm $1,500 $1,500 $1,290 $1,290 $4,019 $5,352 $1,563 $1,855
USAA $1,620 $1,626 $1,403 $1,473 $4,921 $6,078 $2,144 $2,430

Torrington, WY Car Insurance Rates for Teens

How much is Torrington, Wyoming car insurance for teens? Compare rates from top Torrington car insurance companies below to help find the cheapest teen car insurance in Torrington, WY.

Annual Car Insurance Rates for Teen Drivers in Torrington, Wyoming

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,671 $11,029
Farmers $4,041 $6,853
GEICO $4,987 $6,467
Liberty Mutual $3,373 $3,786
State Farm $4,019 $5,352
USAA $4,921 $6,078

Torrington, WY Car Insurance Rates for Seniors

Before seniors buy Torrington, Wyoming car insurance, they should make sure to shop around. Some Torrington, WY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Torrington, Wyoming

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,182 $2,388
Farmers $2,095 $2,095
GEICO $2,679 $2,679
Liberty Mutual $1,026 $1,182
State Farm $1,290 $1,290
USAA $1,403 $1,473

Torrington, WY Car Insurance Rates by Credit History

How does your credit history affect Torrington, WY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Torrington, Wyoming

Insurance Company Poor Fair Good
Allstate $5,579 $4,225 $3,600
Farmers $3,239 $3,057 $2,765
GEICO $4,065 $3,456 $3,253
Liberty Mutual $2,097 $1,817 $1,629
State Farm $2,988 $2,117 $1,783
USAA $4,608 $2,070 $1,457

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Torrington, WY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Torrington, Wyoming car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Torrington.

Annual Torrington, Wyoming Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,876 $4,610 $4,910 $4,477
Farmers $2,290 $2,707 $4,656 $2,429
GEICO $2,353 $3,144 $4,918 $3,950
Liberty Mutual $1,321 $2,030 $2,200 $1,839
State Farm $2,127 $2,465 $2,296 $2,296
USAA $2,134 $2,585 $3,803 $2,326

Torrington, WY Car Insurance Rates With a DUI

Even a single DUI can increase your Torrington, WY car insurance rates. Compare rates below to see which Torrington car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Torrington, Wyoming

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,910
Farmers $4,656
GEICO $4,918
Liberty Mutual $2,200
State Farm $2,296
USAA $3,803

Torrington, WY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Torrington, WY car insurance rates may be. Let’s take a look at average car insurance rates from top Torrington companies based on commute time.

Annual Car Insurance Rates by Commute Length in Torrington, Wyoming

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,363 $4,574
Farmers $3,020 $3,020
GEICO $3,534 $3,649
Liberty Mutual $1,847 $1,847
State Farm $2,215 $2,377
USAA $2,680 $2,743

Torrington, WY Cheapest Car Insurance Rates

How do the top Torrington, Wyoming car insurance companies’ average rates stack up against the Torrington average monthly car insurance rates of $249? Take a look and see.

Best Annual Car Insurance Rates by Company in Torrington, Wyoming

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Torrington, WY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Torrington, Wyoming car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Torrington, Wyoming

Insurance Company Average Annual Rates
Allstate $4,468
Farmers $3,020
GEICO $3,591
Liberty Mutual $1,847
State Farm $2,296
USAA $2,712

Other Factors Affecting Torrington, WY Car Insurance Rates

Before you buy Torrington, Wyoming car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Torrington, WY Car Theft Rates

The car theft rate in Torrington, WY will affect your car insurance rates. FBI data shows that the annual car theft rate for Torrington, Wyoming is 4 stolen cars.

Torrington, WY Commute Time

How does your Torrington, WY commute time compare with the average driver? In Torrington, the average commute is 11.5 minutes.

Torrington, WY Car Insurance Quotes

Compare Torrington, WY car insurance quotes from multiple companies by entering your ZIP code now.