Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Trafford, AL are $336/month
  • Average car insurance rates in Trafford, AL for senior drivers are $2,112/year
  • The cheapest car insurance company in Trafford for teen drivers is USAA

Average car insurance rates in Trafford, Alabama are $336 a month. But with a little research you can get a great deal from the top car insurance companies in Trafford, AL. Before you buy Trafford, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Trafford car insurance rates with Hoover car insurance rates, Huntsville car insurance rates, or Decatur car insurance rates to make sure you’re getting the best Trafford, AL car insurance quotes available.

Need affordable Trafford, AL car insurance? Enter your ZIP code to compare Trafford car insurance quotes from multiple car insurance companies near you.

Trafford, AL Minimum Car Insurance Coverage

Trafford, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Trafford, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Trafford, AL Car Insurance Rates by Coverage Level

Some Trafford drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Trafford, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Trafford, Alabama

Insurance Company Low Medium High
Allstate $3,475 $3,599 $3,741
Farmers $4,537 $4,746 $5,147
GEICO $3,005 $3,236 $3,504
Liberty Mutual $5,184 $5,391 $5,669
Nationwide $2,578 $2,574 $2,635
Progressive $4,366 $4,868 $5,448
State Farm $5,133 $5,393 $5,673
Travelers $4,003 $4,293 $4,332
USAA $2,064 $2,127 $2,223

Trafford, AL Car Insurance Rates by Age, Gender, and Marital Status

Trafford, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Trafford, AL car insurance, get quotes from multiple car insurance companies in the Trafford area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Trafford, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,152 $2,047 $1,949 $1,987 $7,636 $8,211 $2,403 $2,454
Farmers $2,724 $2,700 $2,432 $2,587 $10,701 $11,004 $3,105 $3,227
GEICO $2,292 $2,292 $2,178 $2,261 $6,182 $6,096 $2,423 $2,261
Liberty Mutual $3,153 $3,405 $2,581 $2,883 $11,526 $12,810 $3,366 $3,594
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,634 $2,464 $2,159 $2,310 $10,972 $12,250 $3,080 $3,284
State Farm $3,282 $3,282 $2,970 $2,970 $10,085 $12,579 $3,711 $4,320
Travelers $1,679 $1,705 $1,578 $1,572 $9,212 $14,528 $1,586 $1,814
USAA $1,327 $1,347 $1,238 $1,212 $3,975 $4,408 $1,732 $1,868

Trafford, AL Car Insurance Rates for Teens

How much is Trafford, Alabama car insurance for teens? Compare rates from top Trafford car insurance companies below to help find the cheapest teen car insurance in Trafford, AL.

Annual Car Insurance Rates for Teen Drivers in Trafford, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,636 $8,211
Farmers $10,701 $11,004
GEICO $6,182 $6,096
Liberty Mutual $11,526 $12,810
Nationwide $4,472 $5,749
Progressive $10,972 $12,250
State Farm $10,085 $12,579
Travelers $9,212 $14,528
USAA $3,975 $4,408

Trafford, AL Car Insurance Rates for Seniors

Before seniors buy Trafford, Alabama car insurance, they should make sure to shop around. Some Trafford, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Trafford, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,949 $1,987
Farmers $2,432 $2,587
GEICO $2,178 $2,261
Liberty Mutual $2,581 $2,883
Nationwide $1,548 $1,600
Progressive $2,159 $2,310
State Farm $2,970 $2,970
Travelers $1,578 $1,572
USAA $1,238 $1,212

Trafford, AL Car Insurance Rates by Credit History

How does your credit history affect Trafford, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Trafford, Alabama

Insurance Company Poor Fair Good
Allstate $4,445 $3,504 $2,866
Farmers $5,391 $4,642 $4,397
GEICO $4,135 $2,945 $2,664
Liberty Mutual $7,763 $4,753 $3,728
Nationwide $3,130 $2,444 $2,211
Progressive $5,513 $4,739 $4,431
State Farm $8,760 $4,431 $3,009
Travelers $4,587 $3,982 $4,059
USAA $2,877 $1,869 $1,668

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Trafford, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Trafford, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Trafford.

Annual Trafford, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,055 $3,611 $4,294 $3,460
Farmers $4,039 $5,239 $5,111 $4,851
GEICO $2,174 $3,528 $4,396 $2,894
Liberty Mutual $4,241 $5,916 $5,781 $5,721
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $4,414 $5,566 $4,753 $4,844
State Farm $4,864 $6,055 $5,340 $5,340
Travelers $3,502 $3,674 $5,396 $4,266
USAA $1,644 $2,064 $3,067 $1,778

Trafford, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Trafford, AL car insurance rates. Compare rates below to see which Trafford car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Trafford, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,294
Farmers $5,111
GEICO $4,396
Liberty Mutual $5,781
Nationwide $3,298
Progressive $4,753
State Farm $5,340
Travelers $5,396
USAA $3,067

Trafford, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Trafford, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Trafford companies based on commute time.

Annual Car Insurance Rates by Commute Length in Trafford, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,605 $3,605
Farmers $4,810 $4,810
GEICO $3,191 $3,305
Liberty Mutual $5,415 $5,415
Nationwide $2,595 $2,595
Progressive $4,894 $4,894
State Farm $5,273 $5,526
Travelers $4,209 $4,209
USAA $2,040 $2,236

Trafford, AL Cheapest Car Insurance Rates

How do the top Trafford, Alabama car insurance companies’ average rates stack up against the Trafford average monthly car insurance rates of $336? Take a look and see.

Best Annual Car Insurance Rates by Company in Trafford, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Trafford, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Trafford, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Trafford, Alabama

Insurance Company Average Annual Rates
Allstate $3,605
Farmers $4,810
GEICO $3,248
Liberty Mutual $5,415
Nationwide $2,595
Progressive $4,894
State Farm $5,400
Travelers $4,209
USAA $2,138

Other Factors Affecting Trafford, AL Car Insurance Rates

Before you buy Trafford, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Trafford, AL Commute Time

How does your Trafford, AL commute time compare with the average driver? In Trafford, the average commute is 33.9 minutes.

Trafford, AL Car Insurance Quotes

Compare Trafford, AL car insurance quotes from multiple companies by entering your ZIP code now.