Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Turtle Lake after a DUI is State Farm
  • The cheapest car insurance company in Turtle Lake for teen drivers is USAA
  • Average car insurance rates in Turtle Lake, ND for senior drivers are $2,347/year

Average car insurance rates in Turtle Lake, North Dakota are $361 a month. But with a little research you can get a great deal from the top car insurance companies in Turtle Lake, ND. Before you buy Turtle Lake, North Dakota car insurance, make sure your coverage meets or exceeds the North Dakota minimum of 25/50/25.

It may even be helpful to compare Turtle Lake car insurance rates with Wahpeton car insurance rates, Bismarck car insurance rates, or Watford City car insurance rates to make sure you’re getting the best Turtle Lake, ND car insurance quotes available.

Need affordable Turtle Lake, ND car insurance? Enter your ZIP code to compare Turtle Lake car insurance quotes from multiple car insurance companies near you.

Turtle Lake, ND Minimum Car Insurance Coverage

Turtle Lake, North Dakota law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Turtle Lake, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Turtle Lake, ND Car Insurance Rates by Coverage Level

Some Turtle Lake drivers can get by with the North Dakota minimum coverage of 25/50/25. Other drivers may need more. See how much your Turtle Lake, North Dakota car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Turtle Lake, North Dakota

Insurance Company Low Medium High
Allstate $5,052 $5,136 $5,225
American Family $3,794 $3,876 $3,416
Farmers $3,051 $3,110 $3,210
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,635 $2,684 $2,776
Progressive $3,656 $3,747 $3,876
State Farm $2,691 $2,764 $2,816
USAA $1,915 $1,966 $2,014

Turtle Lake, ND Car Insurance Rates by Age, Gender, and Marital Status

Turtle Lake, North Dakota car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Turtle Lake, ND car insurance, get quotes from multiple car insurance companies in the Turtle Lake area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Turtle Lake, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,928 $2,974 $2,558 $2,725 $10,651 $12,414 $3,282 $3,571
American Family $2,627 $2,627 $2,382 $2,382 $5,680 $8,173 $2,627 $3,065
Farmers $1,856 $1,818 $1,656 $1,726 $6,720 $6,880 $2,109 $2,225
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,935 $1,991 $1,729 $1,853 $4,255 $5,290 $2,195 $2,341
Progressive $2,212 $2,119 $1,790 $1,852 $7,854 $8,794 $2,715 $2,742
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,105 $1,097 $900 $903 $3,802 $4,593 $1,590 $1,730

Turtle Lake, ND Car Insurance Rates for Teens

How much is Turtle Lake, North Dakota car insurance for teens? Compare rates from top Turtle Lake car insurance companies below to help find the cheapest teen car insurance in Turtle Lake, ND.

Annual Car Insurance Rates for Teen Drivers in Turtle Lake, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,651 $12,414
American Family $5,680 $8,173
Farmers $6,720 $6,880
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,255 $5,290
Progressive $7,854 $8,794
State Farm $4,879 $6,182
USAA $3,802 $4,593

Turtle Lake, ND Car Insurance Rates for Seniors

Before seniors buy Turtle Lake, North Dakota car insurance, they should make sure to shop around. Some Turtle Lake, ND car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Turtle Lake, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,558 $2,725
American Family $2,382 $2,382
Farmers $1,656 $1,726
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,729 $1,853
Progressive $1,790 $1,852
State Farm $1,575 $1,575
USAA $900 $903

Turtle Lake, ND Car Insurance Rates by Credit History

How does your credit history affect Turtle Lake, ND car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Turtle Lake, North Dakota

Insurance Company Poor Fair Good
Allstate $6,452 $4,927 $4,035
American Family $4,868 $3,373 $2,845
Farmers $3,616 $2,952 $2,803
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,293 $2,555 $2,248
Progressive $4,359 $3,623 $3,296
State Farm $3,857 $2,452 $1,962
USAA $2,713 $1,718 $1,464

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Turtle Lake, ND Car Insurance Rates by Driver History

How does a single speeding ticket affect your Turtle Lake, North Dakota car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Turtle Lake.

Annual Turtle Lake, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,221 $4,618 $6,872 $4,841
American Family $2,702 $3,858 $5,130 $3,091
Farmers $2,630 $3,360 $3,318 $3,187
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $1,978 $2,747 $3,812 $2,257
Progressive $3,478 $4,250 $3,514 $3,796
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,397 $1,976 $2,763 $1,724

Turtle Lake, ND Car Insurance Rates With a DUI

Even a single DUI can increase your Turtle Lake, ND car insurance rates. Compare rates below to see which Turtle Lake car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Turtle Lake, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,872
American Family $5,130
Farmers $3,318
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,812
Progressive $3,514
State Farm $2,757
USAA $2,763

Turtle Lake, ND Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Turtle Lake, ND car insurance rates may be. Let’s take a look at average car insurance rates from top Turtle Lake companies based on commute time.

Annual Car Insurance Rates by Commute Length in Turtle Lake, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,011 $5,264
American Family $3,650 $3,741
Farmers $3,124 $3,124
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,699 $2,699
Progressive $3,760 $3,760
State Farm $2,683 $2,831
USAA $1,945 $1,985

Turtle Lake, ND Cheapest Car Insurance Rates

How do the top Turtle Lake, North Dakota car insurance companies’ average rates stack up against the Turtle Lake average monthly car insurance rates of $361? Take a look and see.

Best Annual Car Insurance Rates by Company in Turtle Lake, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Turtle Lake, ND Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Turtle Lake, North Dakota car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Turtle Lake, North Dakota

Insurance Company Average Annual Rates
Allstate $5,138
American Family $3,695
Farmers $3,124
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,699
Progressive $3,760
State Farm $2,757
USAA $1,965

Other Factors Affecting Turtle Lake, ND Car Insurance Rates

Before you buy Turtle Lake, North Dakota car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Turtle Lake, ND Commute Time

How does your Turtle Lake, ND commute time compare with the average driver? In Turtle Lake, the average commute is 21.5 minutes.

Turtle Lake, ND Car Insurance Quotes

Compare Turtle Lake, ND car insurance quotes from multiple companies by entering your ZIP code now.