Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The annual number of car thefts in Union Springs is 17.
  • Average car insurance rates in Union Springs, AL are $302/month
  • The cheapest car insurance company in Union Springs for teen drivers is USAA

Average car insurance rates in Union Springs, Alabama are $302 a month. But with a little research you can get a great deal from the top car insurance companies in Union Springs, AL. Before you buy Union Springs, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Union Springs car insurance rates with Decatur car insurance rates, Tuscaloosa car insurance rates, or Dothan car insurance rates to make sure you’re getting the best Union Springs, AL car insurance quotes available.

Need affordable Union Springs, AL car insurance? Enter your ZIP code to compare Union Springs car insurance quotes from multiple car insurance companies near you.

Union Springs, AL Minimum Car Insurance Coverage

Union Springs, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Union Springs, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Union Springs, AL Car Insurance Rates by Coverage Level

Some Union Springs drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Union Springs, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Union Springs, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $3,557 $3,718 $4,025
GEICO $2,742 $2,952 $3,198
Liberty Mutual $4,879 $5,089 $5,374
Nationwide $2,658 $2,662 $2,728
Progressive $3,697 $4,096 $4,571
State Farm $4,754 $4,994 $5,257
Travelers $3,531 $3,759 $3,768
USAA $2,186 $2,255 $2,361

Union Springs, AL Car Insurance Rates by Age, Gender, and Marital Status

Union Springs, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Union Springs, AL car insurance, get quotes from multiple car insurance companies in the Union Springs area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Union Springs, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,167 $2,153 $1,937 $2,056 $8,282 $8,525 $2,458 $2,556
GEICO $2,147 $2,117 $2,014 $2,065 $5,548 $5,428 $2,276 $2,115
Liberty Mutual $3,045 $3,296 $2,500 $2,802 $10,665 $11,876 $3,253 $3,475
Nationwide $1,757 $1,780 $1,600 $1,658 $4,596 $5,937 $1,950 $2,183
Progressive $2,311 $2,185 $1,892 $2,015 $8,977 $10,034 $2,701 $2,854
State Farm $3,150 $3,150 $2,818 $2,818 $9,065 $11,397 $3,548 $4,070
Travelers $1,535 $1,561 $1,429 $1,426 $7,954 $12,431 $1,457 $1,695
USAA $1,405 $1,429 $1,313 $1,290 $4,208 $4,671 $1,837 $1,986

Union Springs, AL Car Insurance Rates for Teens

How much is Union Springs, Alabama car insurance for teens? Compare rates from top Union Springs car insurance companies below to help find the cheapest teen car insurance in Union Springs, AL.

Annual Car Insurance Rates for Teen Drivers in Union Springs, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $8,282 $8,525
GEICO $5,548 $5,428
Liberty Mutual $10,665 $11,876
Nationwide $4,596 $5,937
Progressive $8,977 $10,034
State Farm $9,065 $11,397
Travelers $7,954 $12,431
USAA $4,208 $4,671

Union Springs, AL Car Insurance Rates for Seniors

Before seniors buy Union Springs, Alabama car insurance, they should make sure to shop around. Some Union Springs, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Union Springs, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $1,937 $2,056
GEICO $2,014 $2,065
Liberty Mutual $2,500 $2,802
Nationwide $1,600 $1,658
Progressive $1,892 $2,015
State Farm $2,818 $2,818
Travelers $1,429 $1,426
USAA $1,313 $1,290

Union Springs, AL Car Insurance Rates by Credit History

How does your credit history affect Union Springs, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Union Springs, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $4,224 $3,632 $3,443
GEICO $3,771 $2,688 $2,432
Liberty Mutual $7,335 $4,482 $3,525
Nationwide $3,234 $2,526 $2,287
Progressive $4,684 $3,980 $3,700
State Farm $8,108 $4,106 $2,791
Travelers $4,025 $3,485 $3,549
USAA $3,047 $1,984 $1,771

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Union Springs, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Union Springs, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Union Springs.

Annual Union Springs, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,172 $4,098 $3,998 $3,798
GEICO $2,014 $3,219 $3,924 $2,698
Liberty Mutual $4,019 $5,567 $5,471 $5,399
Nationwide $2,345 $2,345 $3,420 $2,620
Progressive $3,732 $4,650 $3,997 $4,104
State Farm $4,547 $5,558 $4,951 $4,951
Travelers $3,072 $3,226 $4,700 $3,747
USAA $1,742 $2,187 $3,255 $1,885

Union Springs, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Union Springs, AL car insurance rates. Compare rates below to see which Union Springs car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Union Springs, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,610
Farmers $3,998
GEICO $3,924
Liberty Mutual $5,471
Nationwide $3,420
Progressive $3,997
State Farm $4,951
Travelers $4,700
USAA $3,255

Union Springs, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Union Springs, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Union Springs companies based on commute time.

Annual Car Insurance Rates by Commute Length in Union Springs, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $3,767 $3,767
GEICO $2,906 $3,021
Liberty Mutual $5,114 $5,114
Nationwide $2,682 $2,682
Progressive $4,121 $4,121
State Farm $4,882 $5,121
Travelers $3,686 $3,686
USAA $2,163 $2,371

Union Springs, AL Cheapest Car Insurance Rates

How do the top Union Springs, Alabama car insurance companies’ average rates stack up against the Union Springs average monthly car insurance rates of $302? Take a look and see.

Best Annual Car Insurance Rates by Company in Union Springs, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Union Springs, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Union Springs, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Union Springs, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $3,767
GEICO $2,964
Liberty Mutual $5,114
Nationwide $2,682
Progressive $4,121
State Farm $5,002
Travelers $3,686
USAA $2,267

Other Factors Affecting Union Springs, AL Car Insurance Rates

Before you buy Union Springs, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Union Springs, AL Car Theft Rates

The car theft rate in Union Springs, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Union Springs, Alabama is 17 stolen cars.

Union Springs, AL Commute Time

How does your Union Springs, AL commute time compare with the average driver? In Union Springs, the average commute is 25.7 minutes.

Union Springs, AL Car Insurance Quotes

Compare Union Springs, AL car insurance quotes from multiple companies by entering your ZIP code now.