Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Valhermoso Springs, AL for senior drivers are $1,848/year
  • The cheapest car insurance company in Valhermoso Springs after a DUI is USAA
  • The cheapest car insurance company in Valhermoso Springs for teen drivers is USAA

Average car insurance rates in Valhermoso Springs, Alabama are $292 a month. But with a little research you can get a great deal from the top car insurance companies in Valhermoso Springs, AL. Before you buy Valhermoso Springs, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Valhermoso Springs car insurance rates with Auburn car insurance rates, Montgomery car insurance rates, or Mobile car insurance rates to make sure you’re getting the best Valhermoso Springs, AL car insurance quotes available.

Need affordable Valhermoso Springs, AL car insurance? Enter your ZIP code to compare Valhermoso Springs car insurance quotes from multiple car insurance companies near you.

Valhermoso Springs, AL Minimum Car Insurance Coverage

Valhermoso Springs, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Valhermoso Springs, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Valhermoso Springs, AL Car Insurance Rates by Coverage Level

Some Valhermoso Springs drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Valhermoso Springs, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Valhermoso Springs, Alabama

Insurance Company Low Medium High
Allstate $2,992 $3,088 $3,202
Farmers $3,703 $3,873 $4,197
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,891 $5,098 $5,376
Nationwide $2,480 $2,480 $2,542
Progressive $3,675 $4,078 $4,540
State Farm $4,410 $4,660 $4,926
Travelers $3,219 $3,467 $3,515
USAA $2,014 $2,077 $2,173

Valhermoso Springs, AL Car Insurance Rates by Age, Gender, and Marital Status

Valhermoso Springs, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Valhermoso Springs, AL car insurance, get quotes from multiple car insurance companies in the Valhermoso Springs area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Valhermoso Springs, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,887 $1,802 $1,705 $1,737 $6,431 $6,906 $2,118 $2,168
Farmers $2,230 $2,211 $1,992 $2,118 $8,712 $8,959 $2,538 $2,635
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,984 $3,223 $2,448 $2,735 $10,900 $12,116 $3,179 $3,388
Nationwide $1,638 $1,656 $1,497 $1,546 $4,307 $5,524 $1,816 $2,024
Progressive $2,199 $2,057 $1,807 $1,927 $9,201 $10,267 $2,576 $2,749
State Farm $2,825 $2,825 $2,566 $2,566 $8,731 $10,911 $3,196 $3,701
Travelers $1,361 $1,382 $1,279 $1,278 $7,412 $11,730 $1,293 $1,467
USAA $1,295 $1,310 $1,209 $1,178 $3,898 $4,315 $1,685 $1,813

Valhermoso Springs, AL Car Insurance Rates for Teens

How much is Valhermoso Springs, Alabama car insurance for teens? Compare rates from top Valhermoso Springs car insurance companies below to help find the cheapest teen car insurance in Valhermoso Springs, AL.

Annual Car Insurance Rates for Teen Drivers in Valhermoso Springs, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,431 $6,906
Farmers $8,712 $8,959
GEICO $4,963 $4,863
Liberty Mutual $10,900 $12,116
Nationwide $4,307 $5,524
Progressive $9,201 $10,267
State Farm $8,731 $10,911
Travelers $7,412 $11,730
USAA $3,898 $4,315

Valhermoso Springs, AL Car Insurance Rates for Seniors

Before seniors buy Valhermoso Springs, Alabama car insurance, they should make sure to shop around. Some Valhermoso Springs, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Valhermoso Springs, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,737
Farmers $1,992 $2,118
GEICO $1,810 $1,872
Liberty Mutual $2,448 $2,735
Nationwide $1,497 $1,546
Progressive $1,807 $1,927
State Farm $2,566 $2,566
Travelers $1,279 $1,278
USAA $1,209 $1,178

Valhermoso Springs, AL Car Insurance Rates by Credit History

How does your credit history affect Valhermoso Springs, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Valhermoso Springs, Alabama

Insurance Company Poor Fair Good
Allstate $3,828 $3,000 $2,454
Farmers $4,397 $3,788 $3,589
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,335 $4,499 $3,531
Nationwide $3,014 $2,356 $2,132
Progressive $4,614 $3,968 $3,711
State Farm $7,568 $3,829 $2,600
Travelers $3,703 $3,218 $3,280
USAA $2,805 $1,827 $1,632

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Valhermoso Springs, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Valhermoso Springs, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Valhermoso Springs.

Annual Valhermoso Springs, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,639 $3,100 $3,663 $2,974
Farmers $3,298 $4,274 $4,169 $3,956
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $4,015 $5,594 $5,467 $5,411
Nationwide $2,194 $2,194 $3,172 $2,443
Progressive $3,696 $4,660 $3,984 $4,052
State Farm $4,199 $5,236 $4,613 $4,613
Travelers $2,837 $2,974 $4,350 $3,440
USAA $1,605 $2,019 $2,990 $1,736

Valhermoso Springs, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Valhermoso Springs, AL car insurance rates. Compare rates below to see which Valhermoso Springs car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Valhermoso Springs, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,663
Farmers $4,169
GEICO $3,548
Liberty Mutual $5,467
Nationwide $3,172
Progressive $3,984
State Farm $4,613
Travelers $4,350
USAA $2,990

Valhermoso Springs, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Valhermoso Springs, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Valhermoso Springs companies based on commute time.

Annual Car Insurance Rates by Commute Length in Valhermoso Springs, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,094 $3,094
Farmers $3,924 $3,924
GEICO $2,591 $2,683
Liberty Mutual $5,122 $5,122
Nationwide $2,501 $2,501
Progressive $4,098 $4,098
State Farm $4,553 $4,778
Travelers $3,400 $3,400
USAA $1,992 $2,183

Valhermoso Springs, AL Cheapest Car Insurance Rates

How do the top Valhermoso Springs, Alabama car insurance companies’ average rates stack up against the Valhermoso Springs average monthly car insurance rates of $292? Take a look and see.

Best Annual Car Insurance Rates by Company in Valhermoso Springs, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Valhermoso Springs, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Valhermoso Springs, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Valhermoso Springs, Alabama

Insurance Company Average Annual Rates
Allstate $3,094
Farmers $3,924
GEICO $2,637
Liberty Mutual $5,122
Nationwide $2,501
Progressive $4,098
State Farm $4,665
Travelers $3,400
USAA $2,088

Valhermoso Springs, AL Car Insurance Quotes

Compare Valhermoso Springs, AL car insurance quotes from multiple companies by entering your ZIP code now.