Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Vance, AL are $324/month
  • Average car insurance rates in Vance, AL for senior drivers are $2,037/year
  • The cheapest car insurance company in Vance for teen drivers is USAA

Average car insurance rates in Vance, Alabama are $324 a month. But with a little research you can get a great deal from the top car insurance companies in Vance, AL. Before you buy Vance, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Vance car insurance rates with Dothan car insurance rates, Hoover car insurance rates, or Tuscaloosa car insurance rates to make sure you’re getting the best Vance, AL car insurance quotes available.

Need affordable Vance, AL car insurance? Enter your ZIP code to compare Vance car insurance quotes from multiple car insurance companies near you.

Vance, AL Minimum Car Insurance Coverage

Vance, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Vance, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Vance, AL Car Insurance Rates by Coverage Level

Some Vance drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Vance, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Vance, Alabama

Insurance Company Low Medium High
Allstate $3,403 $3,519 $3,652
Farmers $4,066 $4,259 $4,626
GEICO $2,725 $2,948 $3,208
Liberty Mutual $5,168 $5,382 $5,669
Nationwide $2,596 $2,598 $2,662
Progressive $4,230 $4,705 $5,253
State Farm $5,028 $5,319 $5,624
Travelers $3,721 $3,998 $4,039
USAA $2,089 $2,156 $2,258

Vance, AL Car Insurance Rates by Age, Gender, and Marital Status

Vance, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Vance, AL car insurance, get quotes from multiple car insurance companies in the Vance area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vance, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,106 $2,002 $1,907 $1,943 $7,466 $8,015 $2,353 $2,405
Farmers $2,463 $2,445 $2,200 $2,340 $9,563 $9,839 $2,792 $2,895
GEICO $2,099 $2,095 $2,001 $2,078 $5,613 $5,513 $2,219 $2,062
Liberty Mutual $3,119 $3,365 $2,557 $2,854 $11,610 $12,895 $3,318 $3,531
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,535 $2,369 $2,080 $2,224 $10,631 $11,863 $2,966 $3,164
State Farm $3,224 $3,224 $2,927 $2,927 $9,959 $12,466 $3,649 $4,215
Travelers $1,575 $1,598 $1,483 $1,476 $8,562 $13,473 $1,488 $1,700
USAA $1,347 $1,365 $1,258 $1,231 $4,033 $4,467 $1,753 $1,891

Vance, AL Car Insurance Rates for Teens

How much is Vance, Alabama car insurance for teens? Compare rates from top Vance car insurance companies below to help find the cheapest teen car insurance in Vance, AL.

Annual Car Insurance Rates for Teen Drivers in Vance, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,466 $8,015
Farmers $9,563 $9,839
GEICO $5,613 $5,513
Liberty Mutual $11,610 $12,895
Nationwide $4,521 $5,808
Progressive $10,631 $11,863
State Farm $9,959 $12,466
Travelers $8,562 $13,473
USAA $4,033 $4,467

Vance, AL Car Insurance Rates for Seniors

Before seniors buy Vance, Alabama car insurance, they should make sure to shop around. Some Vance, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Vance, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,907 $1,943
Farmers $2,200 $2,340
GEICO $2,001 $2,078
Liberty Mutual $2,557 $2,854
Nationwide $1,560 $1,612
Progressive $2,080 $2,224
State Farm $2,927 $2,927
Travelers $1,483 $1,476
USAA $1,258 $1,231

Vance, AL Car Insurance Rates by Credit History

How does your credit history affect Vance, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Vance, Alabama

Insurance Company Poor Fair Good
Allstate $4,345 $3,425 $2,803
Farmers $4,838 $4,166 $3,948
GEICO $3,766 $2,685 $2,429
Liberty Mutual $7,738 $4,754 $3,727
Nationwide $3,156 $2,467 $2,234
Progressive $5,322 $4,580 $4,285
State Farm $8,645 $4,366 $2,960
Travelers $4,273 $3,707 $3,778
USAA $2,911 $1,898 $1,695

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Vance, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Vance, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Vance.

Annual Vance, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,984 $3,526 $4,205 $3,383
Farmers $3,633 $4,702 $4,587 $4,346
GEICO $1,986 $3,215 $3,995 $2,644
Liberty Mutual $4,232 $5,915 $5,766 $5,713
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,264 $5,382 $4,593 $4,677
State Farm $4,792 $5,974 $5,265 $5,265
Travelers $3,260 $3,421 $5,021 $3,975
USAA $1,667 $2,094 $3,108 $1,803

Vance, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Vance, AL car insurance rates. Compare rates below to see which Vance car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Vance, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,205
Farmers $4,587
GEICO $3,995
Liberty Mutual $5,766
Nationwide $3,329
Progressive $4,593
State Farm $5,265
Travelers $5,021
USAA $3,108

Vance, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Vance, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Vance companies based on commute time.

Annual Car Insurance Rates by Commute Length in Vance, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,525 $3,525
Farmers $4,317 $4,317
GEICO $2,907 $3,013
Liberty Mutual $5,406 $5,406
Nationwide $2,619 $2,619
Progressive $4,729 $4,729
State Farm $5,194 $5,454
Travelers $3,919 $3,919
USAA $2,069 $2,267

Vance, AL Cheapest Car Insurance Rates

How do the top Vance, Alabama car insurance companies’ average rates stack up against the Vance average monthly car insurance rates of $324? Take a look and see.

Best Annual Car Insurance Rates by Company in Vance, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Vance, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Vance, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Vance, Alabama

Insurance Company Average Annual Rates
Allstate $3,525
Farmers $4,317
GEICO $2,960
Liberty Mutual $5,406
Nationwide $2,619
Progressive $4,729
State Farm $5,324
Travelers $3,919
USAA $2,168

Other Factors Affecting Vance, AL Car Insurance Rates

Before you buy Vance, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Vance, AL Car Theft Rates

The car theft rate in Vance, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Vance, Alabama is 2 stolen cars.

Vance, AL Commute Time

How does your Vance, AL commute time compare with the average driver? In Vance, the average commute is 31.9 minutes.

Vance, AL Car Insurance Quotes

Compare Vance, AL car insurance quotes from multiple companies by entering your ZIP code now.