Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Vergennes for teen drivers is USAA
  • The cheapest car insurance company in Vergennes after a DUI is USAA
  • Average car insurance rates in Vergennes, VT are $266/month

Average car insurance rates in Vergennes, Vermont are $266 a month. But with a little research you can get a great deal from the top car insurance companies in Vergennes, VT. Before you buy Vergennes, Vermont car insurance, make sure your coverage meets or exceeds the Vermont minimum of 25/50/10.

It may even be helpful to compare Vergennes car insurance rates with St. Albans car insurance rates, Rutland car insurance rates, or Barre car insurance rates to make sure you’re getting the best Vergennes, VT car insurance quotes available.

Need affordable Vergennes, VT car insurance? Enter your ZIP code to compare Vergennes car insurance quotes from multiple car insurance companies near you.

Vergennes, VT Minimum Car Insurance Coverage

Vergennes, Vermont law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Vergennes, Vermont

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Vergennes, VT Car Insurance Rates by Coverage Level

Some Vergennes drivers can get by with the Vermont minimum coverage of 25/50/10. Other drivers may need more. See how much your Vergennes, Vermont car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Vergennes, Vermont

Insurance Company Low Medium High
Allstate $3,426 $3,495 $3,579
GEICO $2,114 $2,194 $2,271
Liberty Mutual $3,366 $3,559 $3,781
Nationwide $2,234 $2,186 $2,114
Progressive $4,732 $4,912 $5,291
State Farm $3,767 $3,994 $4,166
USAA $1,883 $1,945 $2,014

Vergennes, VT Car Insurance Rates by Age, Gender, and Marital Status

Vergennes, Vermont car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Vergennes, VT car insurance, get quotes from multiple car insurance companies in the Vergennes area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vergennes, Vermont

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,354 $2,354 $2,249 $2,249 $5,678 $7,497 $2,677 $2,939
GEICO $1,683 $1,564 $1,654 $1,507 $3,845 $4,483 $1,419 $1,390
Liberty Mutual $1,868 $2,020 $1,650 $1,852 $7,933 $8,821 $2,139 $2,266
Nationwide $1,480 $1,508 $1,330 $1,406 $3,593 $4,579 $1,696 $1,829
Progressive $3,217 $3,190 $2,879 $2,891 $9,961 $10,902 $3,288 $3,499
State Farm $2,472 $2,472 $2,207 $2,207 $7,282 $9,350 $2,754 $3,062
USAA $1,174 $1,179 $1,097 $1,091 $3,790 $3,963 $1,607 $1,678

Vergennes, VT Car Insurance Rates for Teens

How much is Vergennes, Vermont car insurance for teens? Compare rates from top Vergennes car insurance companies below to help find the cheapest teen car insurance in Vergennes, VT.

Annual Car Insurance Rates for Teen Drivers in Vergennes, Vermont

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,678 $7,497
GEICO $3,845 $4,483
Liberty Mutual $7,933 $8,821
Nationwide $3,593 $4,579
Progressive $9,961 $10,902
State Farm $7,282 $9,350
USAA $3,790 $3,963

Vergennes, VT Car Insurance Rates for Seniors

Before seniors buy Vergennes, Vermont car insurance, they should make sure to shop around. Some Vergennes, VT car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Vergennes, Vermont

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,249 $2,249
GEICO $1,654 $1,507
Liberty Mutual $1,650 $1,852
Nationwide $1,330 $1,406
Progressive $2,879 $2,891
State Farm $2,207 $2,207
USAA $1,097 $1,091

Vergennes, VT Car Insurance Rates by Credit History

How does your credit history affect Vergennes, VT car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Vergennes, Vermont

Insurance Company Poor Fair Good
Allstate $4,290 $3,280 $2,930
GEICO $3,548 $1,868 $1,163
Liberty Mutual $5,341 $3,055 $2,309
Nationwide $2,514 $2,085 $1,934
Progressive $5,723 $4,795 $4,417
State Farm $6,991 $2,983 $1,953
USAA $2,813 $1,680 $1,349

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Vergennes, VT Car Insurance Rates by Driver History

How does a single speeding ticket affect your Vergennes, Vermont car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Vergennes.

Annual Vergennes, Vermont Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,896 $3,837 $3,957 $3,309
GEICO $1,411 $2,350 $3,272 $1,739
Liberty Mutual $3,140 $3,756 $3,987 $3,392
Nationwide $1,741 $2,238 $2,817 $1,914
Progressive $4,197 $6,072 $4,714 $4,930
State Farm $3,619 $4,332 $3,976 $3,976
USAA $1,483 $1,873 $2,783 $1,650

Vergennes, VT Car Insurance Rates With a DUI

Even a single DUI can increase your Vergennes, VT car insurance rates. Compare rates below to see which Vergennes car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Vergennes, Vermont

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,957
GEICO $3,272
Liberty Mutual $3,987
Nationwide $2,817
Progressive $4,714
State Farm $3,976
USAA $2,783

Vergennes, VT Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Vergennes, VT car insurance rates may be. Let’s take a look at average car insurance rates from top Vergennes companies based on commute time.

Annual Car Insurance Rates by Commute Length in Vergennes, Vermont

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,432 $3,567
GEICO $2,162 $2,224
Liberty Mutual $3,569 $3,569
Nationwide $2,178 $2,178
Progressive $4,978 $4,978
State Farm $3,850 $4,102
USAA $1,924 $1,971

Vergennes, VT Cheapest Car Insurance Rates

How do the top Vergennes, Vermont car insurance companies’ average rates stack up against the Vergennes average monthly car insurance rates of $266? Take a look and see.

Best Annual Car Insurance Rates by Company in Vergennes, Vermont

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Vergennes, VT Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Vergennes, Vermont car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Vergennes, Vermont

Insurance Company Average Annual Rates
Allstate $3,500
GEICO $2,193
Liberty Mutual $3,569
Nationwide $2,178
Progressive $4,978
State Farm $3,976
USAA $1,947

Other Factors Affecting Vergennes, VT Car Insurance Rates

Before you buy Vergennes, Vermont car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Vergennes, VT Commute Time

How does your Vergennes, VT commute time compare with the average driver? In Vergennes, the average commute is 24.5 minutes.

Vergennes, VT Car Insurance Quotes

Compare Vergennes, VT car insurance quotes from multiple companies by entering your ZIP code now.