Affordable Car Insurance Rates in Vergennes, VT (2021)
Car insurance rates in Vergennes, VT are $266/month on average. By law, Vermont drivers need to carry at least 25/50/10 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Vergennes car insurance companies to get the coverage you need at the best rates available.
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Written by
Leslie Kasperowicz
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Reviewed by
Melanie Musson
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UPDATED: Apr 13, 2022
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- The cheapest car insurance company in Vergennes for teen drivers is USAA
- The cheapest car insurance company in Vergennes after a DUI is USAA
- Average car insurance rates in Vergennes, VT are $266/month
Average car insurance rates in Vergennes, Vermont are $266 a month. But with a little research you can get a great deal from the top car insurance companies in Vergennes, VT. Before you buy Vergennes, Vermont car insurance, make sure your coverage meets or exceeds the Vermont minimum of 25/50/10.
It may even be helpful to compare Vergennes car insurance rates with St. Albans car insurance rates, Rutland car insurance rates, or Barre car insurance rates to make sure you’re getting the best Vergennes, VT car insurance quotes available.
Need affordable Vergennes, VT car insurance? Enter your ZIP code to compare Vergennes car insurance quotes from multiple car insurance companies near you.
Table of Contents
Vergennes, VT Minimum Car Insurance Coverage
Vergennes, Vermont law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Vergennes, VT Car Insurance Rates by Coverage Level
Some Vergennes drivers can get by with the Vermont minimum coverage of 25/50/10. Other drivers may need more. See how much your Vergennes, Vermont car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,426 | $3,495 | $3,579 |
| GEICO | $2,114 | $2,194 | $2,271 |
| Liberty Mutual | $3,366 | $3,559 | $3,781 |
| Nationwide | $2,234 | $2,186 | $2,114 |
| Progressive | $4,732 | $4,912 | $5,291 |
| State Farm | $3,767 | $3,994 | $4,166 |
| USAA | $1,883 | $1,945 | $2,014 |
Vergennes, VT Car Insurance Rates by Age, Gender, and Marital Status
Vergennes, Vermont car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Vergennes, VT car insurance, get quotes from multiple car insurance companies in the Vergennes area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,354 | $2,354 | $2,249 | $2,249 | $5,678 | $7,497 | $2,677 | $2,939 |
| GEICO | $1,683 | $1,564 | $1,654 | $1,507 | $3,845 | $4,483 | $1,419 | $1,390 |
| Liberty Mutual | $1,868 | $2,020 | $1,650 | $1,852 | $7,933 | $8,821 | $2,139 | $2,266 |
| Nationwide | $1,480 | $1,508 | $1,330 | $1,406 | $3,593 | $4,579 | $1,696 | $1,829 |
| Progressive | $3,217 | $3,190 | $2,879 | $2,891 | $9,961 | $10,902 | $3,288 | $3,499 |
| State Farm | $2,472 | $2,472 | $2,207 | $2,207 | $7,282 | $9,350 | $2,754 | $3,062 |
| USAA | $1,174 | $1,179 | $1,097 | $1,091 | $3,790 | $3,963 | $1,607 | $1,678 |
Vergennes, VT Car Insurance Rates for Teens
How much is Vergennes, Vermont car insurance for teens? Compare rates from top Vergennes car insurance companies below to help find the cheapest teen car insurance in Vergennes, VT.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,678 | $7,497 |
| GEICO | $3,845 | $4,483 |
| Liberty Mutual | $7,933 | $8,821 |
| Nationwide | $3,593 | $4,579 |
| Progressive | $9,961 | $10,902 |
| State Farm | $7,282 | $9,350 |
| USAA | $3,790 | $3,963 |
Vergennes, VT Car Insurance Rates for Seniors
Before seniors buy Vergennes, Vermont car insurance, they should make sure to shop around. Some Vergennes, VT car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,249 | $2,249 |
| GEICO | $1,654 | $1,507 |
| Liberty Mutual | $1,650 | $1,852 |
| Nationwide | $1,330 | $1,406 |
| Progressive | $2,879 | $2,891 |
| State Farm | $2,207 | $2,207 |
| USAA | $1,097 | $1,091 |
Vergennes, VT Car Insurance Rates by Credit History
How does your credit history affect Vergennes, VT car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,290 | $3,280 | $2,930 |
| GEICO | $3,548 | $1,868 | $1,163 |
| Liberty Mutual | $5,341 | $3,055 | $2,309 |
| Nationwide | $2,514 | $2,085 | $1,934 |
| Progressive | $5,723 | $4,795 | $4,417 |
| State Farm | $6,991 | $2,983 | $1,953 |
| USAA | $2,813 | $1,680 | $1,349 |
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Vergennes, VT Car Insurance Rates by Driver History
How does a single speeding ticket affect your Vergennes, Vermont car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Vergennes.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,896 | $3,837 | $3,957 | $3,309 |
| GEICO | $1,411 | $2,350 | $3,272 | $1,739 |
| Liberty Mutual | $3,140 | $3,756 | $3,987 | $3,392 |
| Nationwide | $1,741 | $2,238 | $2,817 | $1,914 |
| Progressive | $4,197 | $6,072 | $4,714 | $4,930 |
| State Farm | $3,619 | $4,332 | $3,976 | $3,976 |
| USAA | $1,483 | $1,873 | $2,783 | $1,650 |
Vergennes, VT Car Insurance Rates With a DUI
Even a single DUI can increase your Vergennes, VT car insurance rates. Compare rates below to see which Vergennes car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,957 |
| GEICO | $3,272 |
| Liberty Mutual | $3,987 |
| Nationwide | $2,817 |
| Progressive | $4,714 |
| State Farm | $3,976 |
| USAA | $2,783 |
Vergennes, VT Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Vergennes, VT car insurance rates may be. Let’s take a look at average car insurance rates from top Vergennes companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,432 | $3,567 |
| GEICO | $2,162 | $2,224 |
| Liberty Mutual | $3,569 | $3,569 |
| Nationwide | $2,178 | $2,178 |
| Progressive | $4,978 | $4,978 |
| State Farm | $3,850 | $4,102 |
| USAA | $1,924 | $1,971 |
Vergennes, VT Cheapest Car Insurance Rates
How do the top Vergennes, Vermont car insurance companies’ average rates stack up against the Vergennes average monthly car insurance rates of $266? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | GEICO |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Vergennes, VT Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Vergennes, Vermont car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,500 |
| GEICO | $2,193 |
| Liberty Mutual | $3,569 |
| Nationwide | $2,178 |
| Progressive | $4,978 |
| State Farm | $3,976 |
| USAA | $1,947 |
Other Factors Affecting Vergennes, VT Car Insurance Rates
Before you buy Vergennes, Vermont car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Vergennes, VT Commute Time
How does your Vergennes, VT commute time compare with the average driver? In Vergennes, the average commute is 24.5 minutes.
Vergennes, VT Car Insurance Quotes
Compare Vergennes, VT car insurance quotes from multiple companies by entering your ZIP code now.