Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Wagarville for teen drivers is USAA
  • The cheapest car insurance company in Wagarville after a DUI is USAA
  • Average car insurance rates in Wagarville, AL for senior drivers are $2,007/year

Average car insurance rates in Wagarville, Alabama are $313 a month. But with a little research you can get a great deal from the top car insurance companies in Wagarville, AL. Before you buy Wagarville, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Wagarville car insurance rates with Montgomery car insurance rates, Birmingham car insurance rates, or Huntsville car insurance rates to make sure you’re getting the best Wagarville, AL car insurance quotes available.

Need affordable Wagarville, AL car insurance? Enter your ZIP code to compare Wagarville car insurance quotes from multiple car insurance companies near you.

Wagarville, AL Minimum Car Insurance Coverage

Wagarville, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Wagarville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Wagarville, AL Car Insurance Rates by Coverage Level

Some Wagarville drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Wagarville, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Wagarville, Alabama

Insurance Company Low Medium High
Allstate $3,194 $3,281 $3,381
Farmers $3,941 $4,095 $4,386
GEICO $2,989 $3,236 $3,523
Liberty Mutual $5,273 $5,484 $5,768
Nationwide $2,624 $2,595 $2,649
Progressive $3,899 $4,315 $4,803
State Farm $4,411 $4,630 $4,873
Travelers $3,633 $3,875 $3,888
USAA $2,105 $2,171 $2,271

Wagarville, AL Car Insurance Rates by Age, Gender, and Marital Status

Wagarville, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Wagarville, AL car insurance, get quotes from multiple car insurance companies in the Wagarville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wagarville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,029 $1,947 $1,815 $1,853 $6,725 $7,209 $2,318 $2,389
Farmers $2,388 $2,369 $2,136 $2,260 $9,060 $9,324 $2,729 $2,858
GEICO $2,301 $2,296 $2,193 $2,280 $6,173 $6,059 $2,434 $2,260
Liberty Mutual $3,252 $3,517 $2,664 $2,981 $11,576 $12,880 $3,477 $3,718
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,384 $2,246 $1,951 $2,081 $9,578 $10,708 $2,791 $2,972
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,576 $1,604 $1,465 $1,463 $8,195 $12,850 $1,495 $1,743
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

Wagarville, AL Car Insurance Rates for Teens

How much is Wagarville, Alabama car insurance for teens? Compare rates from top Wagarville car insurance companies below to help find the cheapest teen car insurance in Wagarville, AL.

Annual Car Insurance Rates for Teen Drivers in Wagarville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,725 $7,209
Farmers $9,060 $9,324
GEICO $6,173 $6,059
Liberty Mutual $11,576 $12,880
Nationwide $4,418 $5,752
Progressive $9,578 $10,708
State Farm $8,362 $10,517
Travelers $8,195 $12,850
USAA $4,020 $4,464

Wagarville, AL Car Insurance Rates for Seniors

Before seniors buy Wagarville, Alabama car insurance, they should make sure to shop around. Some Wagarville, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Wagarville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,815 $1,853
Farmers $2,136 $2,260
GEICO $2,193 $2,280
Liberty Mutual $2,664 $2,981
Nationwide $1,577 $1,642
Progressive $1,951 $2,081
State Farm $2,624 $2,624
Travelers $1,465 $1,463
USAA $1,271 $1,252

Wagarville, AL Car Insurance Rates by Credit History

How does your credit history affect Wagarville, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Wagarville, Alabama

Insurance Company Poor Fair Good
Allstate $4,071 $3,182 $2,604
Farmers $4,644 $3,993 $3,785
GEICO $4,137 $2,947 $2,665
Liberty Mutual $7,904 $4,828 $3,792
Nationwide $3,171 $2,467 $2,229
Progressive $4,911 $4,195 $3,910
State Farm $7,514 $3,809 $2,592
Travelers $4,148 $3,591 $3,658
USAA $2,937 $1,908 $1,703

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Wagarville, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Wagarville, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Wagarville.

Annual Wagarville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,817 $3,301 $3,865 $3,159
Farmers $3,481 $4,500 $4,388 $4,193
GEICO $2,178 $3,528 $4,391 $2,901
Liberty Mutual $4,321 $6,005 $5,889 $5,817
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,925 $4,916 $4,203 $4,311
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,167 $3,325 $4,842 $3,861
USAA $1,678 $2,102 $3,133 $1,816

Wagarville, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Wagarville, AL car insurance rates. Compare rates below to see which Wagarville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Wagarville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,865
Farmers $4,388
GEICO $4,391
Liberty Mutual $5,889
Nationwide $3,353
Progressive $4,203
State Farm $4,592
Travelers $4,842
USAA $3,133

Wagarville, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Wagarville, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Wagarville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Wagarville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,286 $3,286
Farmers $4,141 $4,141
GEICO $3,191 $3,308
Liberty Mutual $5,508 $5,508
Nationwide $2,623 $2,623
Progressive $4,339 $4,339
State Farm $4,528 $4,748
Travelers $3,799 $3,799
USAA $2,082 $2,282

Wagarville, AL Cheapest Car Insurance Rates

How do the top Wagarville, Alabama car insurance companies’ average rates stack up against the Wagarville average monthly car insurance rates of $313? Take a look and see.

Best Annual Car Insurance Rates by Company in Wagarville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Wagarville, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Wagarville, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Wagarville, Alabama

Insurance Company Average Annual Rates
Allstate $3,286
Farmers $4,141
GEICO $3,249
Liberty Mutual $5,508
Nationwide $2,623
Progressive $4,339
State Farm $4,638
Travelers $3,799
USAA $2,182

Wagarville, AL Car Insurance Quotes

Compare Wagarville, AL car insurance quotes from multiple companies by entering your ZIP code now.