Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Waverly for teen drivers is USAA
  • The cheapest car insurance company in Waverly after a DUI is USAA
  • Average car insurance rates in Waverly, AL for senior drivers are $1,877/year

Average car insurance rates in Waverly, Alabama are $295 a month. But with a little research you can get a great deal from the top car insurance companies in Waverly, AL. Before you buy Waverly, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Waverly car insurance rates with Huntsville car insurance rates, Dothan car insurance rates, or Montgomery car insurance rates to make sure you’re getting the best Waverly, AL car insurance quotes available.

Need affordable Waverly, AL car insurance? Enter your ZIP code to compare Waverly car insurance quotes from multiple car insurance companies near you.

Waverly, AL Minimum Car Insurance Coverage

Waverly, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Waverly, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Waverly, AL Car Insurance Rates by Coverage Level

Some Waverly drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Waverly, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Waverly, Alabama

Insurance Company Low Medium High
Allstate $2,936 $3,036 $3,148
Farmers $3,711 $3,883 $4,213
GEICO $2,736 $2,929 $3,159
Liberty Mutual $4,836 $5,048 $5,334
Nationwide $2,607 $2,586 $2,642
Progressive $3,615 $4,009 $4,463
State Farm $4,278 $4,514 $4,767
Travelers $3,391 $3,630 $3,656
USAA $2,028 $2,092 $2,191

Waverly, AL Car Insurance Rates by Age, Gender, and Marital Status

Waverly, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Waverly, AL car insurance, get quotes from multiple car insurance companies in the Waverly area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waverly, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,850 $1,768 $1,670 $1,703 $6,327 $6,796 $2,078 $2,127
Farmers $2,250 $2,235 $2,011 $2,137 $8,695 $8,947 $2,555 $2,655
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $2,969 $3,209 $2,435 $2,726 $10,748 $11,958 $3,163 $3,370
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,161 $2,019 $1,778 $1,899 $9,063 $10,095 $2,530 $2,689
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,472 $1,496 $1,373 $1,371 $7,686 $12,060 $1,396 $1,616
USAA $1,311 $1,330 $1,224 $1,200 $3,899 $4,321 $1,705 $1,841

Waverly, AL Car Insurance Rates for Teens

How much is Waverly, Alabama car insurance for teens? Compare rates from top Waverly car insurance companies below to help find the cheapest teen car insurance in Waverly, AL.

Annual Car Insurance Rates for Teen Drivers in Waverly, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,327 $6,796
Farmers $8,695 $8,947
GEICO $5,489 $5,415
Liberty Mutual $10,748 $11,958
Nationwide $4,446 $5,755
Progressive $9,063 $10,095
State Farm $8,309 $10,427
Travelers $7,686 $12,060
USAA $3,899 $4,321

Waverly, AL Car Insurance Rates for Seniors

Before seniors buy Waverly, Alabama car insurance, they should make sure to shop around. Some Waverly, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Waverly, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,670 $1,703
Farmers $2,011 $2,137
GEICO $1,997 $2,040
Liberty Mutual $2,435 $2,726
Nationwide $1,564 $1,624
Progressive $1,778 $1,899
State Farm $2,520 $2,520
Travelers $1,373 $1,371
USAA $1,224 $1,200

Waverly, AL Car Insurance Rates by Credit History

How does your credit history affect Waverly, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Waverly, Alabama

Insurance Company Poor Fair Good
Allstate $3,760 $2,948 $2,411
Farmers $4,413 $3,796 $3,598
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,262 $4,455 $3,501
Nationwide $3,155 $2,458 $2,223
Progressive $4,534 $3,902 $3,651
State Farm $7,329 $3,709 $2,520
Travelers $3,885 $3,365 $3,427
USAA $2,826 $1,841 $1,644

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Waverly, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Waverly, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Waverly.

Annual Waverly, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,594 $3,050 $3,595 $2,921
Farmers $3,312 $4,284 $4,180 $3,967
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $3,982 $5,534 $5,417 $5,356
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,632 $4,583 $3,919 $3,982
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $2,967 $3,115 $4,538 $3,616
USAA $1,618 $2,031 $3,015 $1,751

Waverly, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Waverly, AL car insurance rates. Compare rates below to see which Waverly car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Waverly, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,595
Farmers $4,180
GEICO $3,902
Liberty Mutual $5,417
Nationwide $3,331
Progressive $3,919
State Farm $4,472
Travelers $4,538
USAA $3,015

Waverly, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Waverly, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Waverly companies based on commute time.

Annual Car Insurance Rates by Commute Length in Waverly, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,040 $3,040
Farmers $3,936 $3,936
GEICO $2,886 $2,996
Liberty Mutual $5,072 $5,072
Nationwide $2,612 $2,612
Progressive $4,029 $4,029
State Farm $4,410 $4,629
Travelers $3,559 $3,559
USAA $2,008 $2,200

Waverly, AL Cheapest Car Insurance Rates

How do the top Waverly, Alabama car insurance companies’ average rates stack up against the Waverly average monthly car insurance rates of $295? Take a look and see.

Best Annual Car Insurance Rates by Company in Waverly, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Waverly, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Waverly, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Waverly, Alabama

Insurance Company Average Annual Rates
Allstate $3,040
Farmers $3,936
GEICO $2,941
Liberty Mutual $5,072
Nationwide $2,612
Progressive $4,029
State Farm $4,519
Travelers $3,559
USAA $2,104

Other Factors Affecting Waverly, AL Car Insurance Rates

Before you buy Waverly, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Waverly, AL Commute Time

How does your Waverly, AL commute time compare with the average driver? In Waverly, the average commute is 22.7 minutes.

Waverly, AL Car Insurance Quotes

Compare Waverly, AL car insurance quotes from multiple companies by entering your ZIP code now.