Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Wellington after a DUI is USAA
  • The cheapest car insurance company in Wellington for teen drivers is USAA
  • Average car insurance rates in Wellington, AL for senior drivers are $1,900/year

Average car insurance rates in Wellington, Alabama are $299 a month. But with a little research you can get a great deal from the top car insurance companies in Wellington, AL. Before you buy Wellington, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Wellington car insurance rates with Decatur car insurance rates, Tuscaloosa car insurance rates, or Huntsville car insurance rates to make sure you’re getting the best Wellington, AL car insurance quotes available.

Need affordable Wellington, AL car insurance? Enter your ZIP code to compare Wellington car insurance quotes from multiple car insurance companies near you.

Wellington, AL Minimum Car Insurance Coverage

Wellington, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Wellington, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Wellington, AL Car Insurance Rates by Coverage Level

Some Wellington drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Wellington, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Wellington, Alabama

Insurance Company Low Medium High
Allstate $3,230 $3,345 $3,476
Farmers $3,792 $3,968 $4,305
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,877 $5,101 $5,403
Nationwide $2,787 $2,768 $2,825
Progressive $3,921 $4,347 $4,841
State Farm $4,327 $4,583 $4,854
Travelers $3,239 $3,453 $3,469
USAA $1,879 $1,939 $2,032

Wellington, AL Car Insurance Rates by Age, Gender, and Marital Status

Wellington, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Wellington, AL car insurance, get quotes from multiple car insurance companies in the Wellington area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wellington, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,013 $1,915 $1,823 $1,857 $7,067 $7,582 $2,248 $2,297
Farmers $2,301 $2,285 $2,056 $2,185 $8,886 $9,143 $2,610 $2,709
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,989 $3,230 $2,456 $2,748 $10,907 $12,130 $3,177 $3,379
Nationwide $1,806 $1,827 $1,647 $1,702 $4,867 $6,248 $2,009 $2,243
Progressive $2,350 $2,199 $1,925 $2,060 $9,800 $10,937 $2,751 $2,936
State Farm $2,778 $2,778 $2,525 $2,525 $8,585 $10,738 $3,143 $3,630
Travelers $1,387 $1,409 $1,302 $1,299 $7,359 $11,511 $1,319 $1,511
USAA $1,219 $1,238 $1,138 $1,117 $3,601 $3,993 $1,585 $1,710

Wellington, AL Car Insurance Rates for Teens

How much is Wellington, Alabama car insurance for teens? Compare rates from top Wellington car insurance companies below to help find the cheapest teen car insurance in Wellington, AL.

Annual Car Insurance Rates for Teen Drivers in Wellington, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,067 $7,582
Farmers $8,886 $9,143
GEICO $5,204 $5,101
Liberty Mutual $10,907 $12,130
Nationwide $4,867 $6,248
Progressive $9,800 $10,937
State Farm $8,585 $10,738
Travelers $7,359 $11,511
USAA $3,601 $3,993

Wellington, AL Car Insurance Rates for Seniors

Before seniors buy Wellington, Alabama car insurance, they should make sure to shop around. Some Wellington, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Wellington, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,823 $1,857
Farmers $2,056 $2,185
GEICO $1,878 $1,947
Liberty Mutual $2,456 $2,748
Nationwide $1,647 $1,702
Progressive $1,925 $2,060
State Farm $2,525 $2,525
Travelers $1,302 $1,299
USAA $1,138 $1,117

Wellington, AL Car Insurance Rates by Credit History

How does your credit history affect Wellington, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Wellington, Alabama

Insurance Company Poor Fair Good
Allstate $4,134 $3,254 $2,663
Farmers $4,508 $3,880 $3,677
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,340 $4,505 $3,537
Nationwide $3,374 $2,630 $2,377
Progressive $4,923 $4,231 $3,956
State Farm $7,441 $3,765 $2,557
Travelers $3,693 $3,204 $3,264
USAA $2,620 $1,706 $1,524

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Wellington, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Wellington, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Wellington.

Annual Wellington, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,842 $3,354 $3,989 $3,217
Farmers $3,385 $4,379 $4,272 $4,052
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,022 $5,598 $5,473 $5,416
Nationwide $2,445 $2,445 $3,555 $2,728
Progressive $3,946 $4,971 $4,235 $4,327
State Farm $4,129 $5,149 $4,537 $4,537
Travelers $2,823 $2,962 $4,331 $3,433
USAA $1,502 $1,883 $2,791 $1,624

Wellington, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Wellington, AL car insurance rates. Compare rates below to see which Wellington car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Wellington, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,989
Farmers $4,272
GEICO $3,711
Liberty Mutual $5,473
Nationwide $3,555
Progressive $4,235
State Farm $4,537
Travelers $4,331
USAA $2,791

Wellington, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Wellington, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Wellington companies based on commute time.

Annual Car Insurance Rates by Commute Length in Wellington, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,350 $3,350
Farmers $4,022 $4,022
GEICO $2,707 $2,804
Liberty Mutual $5,127 $5,127
Nationwide $2,794 $2,794
Progressive $4,370 $4,370
State Farm $4,476 $4,700
Travelers $3,387 $3,387
USAA $1,861 $2,039

Wellington, AL Cheapest Car Insurance Rates

How do the top Wellington, Alabama car insurance companies’ average rates stack up against the Wellington average monthly car insurance rates of $299? Take a look and see.

Best Annual Car Insurance Rates by Company in Wellington, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Wellington, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Wellington, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Wellington, Alabama

Insurance Company Average Annual Rates
Allstate $3,350
Farmers $4,022
GEICO $2,755
Liberty Mutual $5,127
Nationwide $2,794
Progressive $4,370
State Farm $4,588
Travelers $3,387
USAA $1,950

Other Factors Affecting Wellington, AL Car Insurance Rates

Before you buy Wellington, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Wellington, AL Traffic

Spending time in Wellington traffic can lead to higher car insurance rates. According to INRIX data, Wellington, AL ranks as the 84th-most congested with traffic in the world.

Wellington, AL Car Insurance Quotes

Compare Wellington, AL car insurance quotes from multiple companies by entering your ZIP code now.