Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Whatley after a DUI is USAA
  • Average car insurance rates in Whatley, AL are $302/month
  • The cheapest car insurance company in Whatley for teen drivers is USAA

Average car insurance rates in Whatley, Alabama are $302 a month. But with a little research you can get a great deal from the top car insurance companies in Whatley, AL. Before you buy Whatley, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Whatley car insurance rates with Madison car insurance rates, Hoover car insurance rates, or Montgomery car insurance rates to make sure you’re getting the best Whatley, AL car insurance quotes available.

Need affordable Whatley, AL car insurance? Enter your ZIP code to compare Whatley car insurance quotes from multiple car insurance companies near you.

Whatley, AL Minimum Car Insurance Coverage

Whatley, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Whatley, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Whatley, AL Car Insurance Rates by Coverage Level

Some Whatley drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Whatley, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Whatley, Alabama

Insurance Company Low Medium High
Allstate $3,227 $3,314 $3,414
Farmers $3,842 $3,988 $4,264
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,733 $4,926 $5,187
Nationwide $2,624 $2,595 $2,649
Progressive $3,721 $4,110 $4,570
State Farm $4,499 $4,714 $4,954
Travelers $3,613 $3,862 $3,884
USAA $2,105 $2,171 $2,271

Whatley, AL Car Insurance Rates by Age, Gender, and Marital Status

Whatley, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Whatley, AL car insurance, get quotes from multiple car insurance companies in the Whatley area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Whatley, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,045 $1,961 $1,830 $1,868 $6,804 $7,302 $2,335 $2,405
Farmers $2,326 $2,307 $2,081 $2,200 $8,813 $9,070 $2,663 $2,792
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $2,952 $3,193 $2,426 $2,714 $10,310 $11,469 $3,154 $3,371
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,286 $2,156 $1,870 $1,994 $9,087 $10,157 $2,676 $2,844
State Farm $2,984 $2,984 $2,664 $2,664 $8,539 $10,725 $3,359 $3,861
Travelers $1,566 $1,593 $1,458 $1,456 $8,175 $12,831 $1,485 $1,727
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

Whatley, AL Car Insurance Rates for Teens

How much is Whatley, Alabama car insurance for teens? Compare rates from top Whatley car insurance companies below to help find the cheapest teen car insurance in Whatley, AL.

Annual Car Insurance Rates for Teen Drivers in Whatley, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,804 $7,302
Farmers $8,813 $9,070
GEICO $5,380 $5,307
Liberty Mutual $10,310 $11,469
Nationwide $4,418 $5,752
Progressive $9,087 $10,157
State Farm $8,539 $10,725
Travelers $8,175 $12,831
USAA $4,020 $4,464

Whatley, AL Car Insurance Rates for Seniors

Before seniors buy Whatley, Alabama car insurance, they should make sure to shop around. Some Whatley, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Whatley, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,830 $1,868
Farmers $2,081 $2,200
GEICO $1,968 $1,996
Liberty Mutual $2,426 $2,714
Nationwide $1,577 $1,642
Progressive $1,870 $1,994
State Farm $2,664 $2,664
Travelers $1,458 $1,456
USAA $1,271 $1,252

Whatley, AL Car Insurance Rates by Credit History

How does your credit history affect Whatley, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Whatley, Alabama

Insurance Company Poor Fair Good
Allstate $4,111 $3,215 $2,630
Farmers $4,522 $3,888 $3,685
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,100 $4,336 $3,410
Nationwide $3,171 $2,467 $2,229
Progressive $4,686 $3,995 $3,721
State Farm $7,652 $3,878 $2,638
Travelers $4,134 $3,579 $3,646
USAA $2,937 $1,908 $1,703

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Whatley, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Whatley, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Whatley.

Annual Whatley, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,844 $3,334 $3,906 $3,191
Farmers $3,388 $4,381 $4,272 $4,086
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $3,887 $5,389 $5,293 $5,225
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,743 $4,679 $4,001 $4,112
State Farm $4,296 $5,244 $4,675 $4,675
Travelers $3,156 $3,314 $4,828 $3,849
USAA $1,678 $2,102 $3,133 $1,816

Whatley, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Whatley, AL car insurance rates. Compare rates below to see which Whatley car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Whatley, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,906
Farmers $4,272
GEICO $3,808
Liberty Mutual $5,293
Nationwide $3,353
Progressive $4,001
State Farm $4,675
Travelers $4,828
USAA $3,133

Whatley, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Whatley, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Whatley companies based on commute time.

Annual Car Insurance Rates by Commute Length in Whatley, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,319
Farmers $4,032 $4,032
GEICO $2,842 $2,954
Liberty Mutual $4,949 $4,949
Nationwide $2,623 $2,623
Progressive $4,134 $4,134
State Farm $4,611 $4,834
Travelers $3,786 $3,786
USAA $2,082 $2,282

Whatley, AL Cheapest Car Insurance Rates

How do the top Whatley, Alabama car insurance companies’ average rates stack up against the Whatley average monthly car insurance rates of $302? Take a look and see.

Best Annual Car Insurance Rates by Company in Whatley, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Whatley, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Whatley, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Whatley, Alabama

Insurance Company Average Annual Rates
Allstate $3,319
Farmers $4,032
GEICO $2,898
Liberty Mutual $4,949
Nationwide $2,623
Progressive $4,134
State Farm $4,723
Travelers $3,786
USAA $2,182

Whatley, AL Car Insurance Quotes

Compare Whatley, AL car insurance quotes from multiple companies by entering your ZIP code now.