Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Wilmer after a DUI is USAA
  • Average car insurance rates in Wilmer, AL for senior drivers are $2,192/year
  • Average car insurance rates in Wilmer, AL are $350/month

Average car insurance rates in Wilmer, Alabama are $350 a month. But with a little research you can get a great deal from the top car insurance companies in Wilmer, AL. Before you buy Wilmer, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Wilmer car insurance rates with Birmingham car insurance rates, Mobile car insurance rates, or Tuscaloosa car insurance rates to make sure you’re getting the best Wilmer, AL car insurance quotes available.

Need affordable Wilmer, AL car insurance? Enter your ZIP code to compare Wilmer car insurance quotes from multiple car insurance companies near you.

Wilmer, AL Minimum Car Insurance Coverage

Wilmer, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Wilmer, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Wilmer, AL Car Insurance Rates by Coverage Level

Some Wilmer drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Wilmer, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Wilmer, Alabama

Insurance Company Low Medium High
Allstate $3,369 $3,488 $3,627
Farmers $4,348 $4,571 $5,002
GEICO $2,989 $3,236 $3,523
Liberty Mutual $5,559 $5,819 $6,169
Nationwide $2,872 $2,870 $2,937
Progressive $4,836 $5,418 $6,087
State Farm $5,162 $5,447 $5,745
Travelers $4,103 $4,422 $4,480
USAA $2,361 $2,442 $2,566

Wilmer, AL Car Insurance Rates by Age, Gender, and Marital Status

Wilmer, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Wilmer, AL car insurance, get quotes from multiple car insurance companies in the Wilmer area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wilmer, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,090 $1,987 $1,898 $1,934 $7,394 $7,958 $2,324 $2,371
Farmers $2,627 $2,610 $2,346 $2,502 $10,348 $10,644 $2,973 $3,072
GEICO $2,301 $2,296 $2,193 $2,280 $6,173 $6,059 $2,434 $2,260
Liberty Mutual $3,371 $3,642 $2,762 $3,094 $12,564 $13,975 $3,581 $3,805
Nationwide $1,874 $1,896 $1,705 $1,765 $5,017 $6,468 $2,085 $2,334
Progressive $2,926 $2,733 $2,401 $2,570 $12,237 $13,657 $3,417 $3,636
State Farm $3,303 $3,303 $2,995 $2,995 $10,198 $12,752 $3,738 $4,330
Travelers $1,706 $1,731 $1,608 $1,601 $9,518 $15,077 $1,609 $1,830
USAA $1,510 $1,531 $1,416 $1,390 $4,597 $5,096 $1,976 $2,135

Wilmer, AL Car Insurance Rates for Teens

How much is Wilmer, Alabama car insurance for teens? Compare rates from top Wilmer car insurance companies below to help find the cheapest teen car insurance in Wilmer, AL.

Annual Car Insurance Rates for Teen Drivers in Wilmer, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,394 $7,958
Farmers $10,348 $10,644
GEICO $6,173 $6,059
Liberty Mutual $12,564 $13,975
Nationwide $5,017 $6,468
Progressive $12,237 $13,657
State Farm $10,198 $12,752
Travelers $9,518 $15,077
USAA $4,597 $5,096

Wilmer, AL Car Insurance Rates for Seniors

Before seniors buy Wilmer, Alabama car insurance, they should make sure to shop around. Some Wilmer, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Wilmer, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,898 $1,934
Farmers $2,346 $2,502
GEICO $2,193 $2,280
Liberty Mutual $2,762 $3,094
Nationwide $1,705 $1,765
Progressive $2,401 $2,570
State Farm $2,995 $2,995
Travelers $1,608 $1,601
USAA $1,416 $1,390

Wilmer, AL Car Insurance Rates by Credit History

How does your credit history affect Wilmer, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Wilmer, Alabama

Insurance Company Poor Fair Good
Allstate $4,311 $3,396 $2,777
Farmers $5,202 $4,477 $4,242
GEICO $4,137 $2,947 $2,665
Liberty Mutual $8,373 $5,143 $4,032
Nationwide $3,490 $2,724 $2,465
Progressive $6,130 $5,276 $4,936
State Farm $8,854 $4,471 $3,030
Travelers $4,722 $4,101 $4,182
USAA $3,288 $2,154 $1,927

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Wilmer, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Wilmer, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Wilmer.

Annual Wilmer, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,961 $3,496 $4,166 $3,355
Farmers $3,904 $5,058 $4,936 $4,663
GEICO $2,178 $3,528 $4,391 $2,901
Liberty Mutual $4,583 $6,394 $6,241 $6,180
Nationwide $2,527 $2,527 $3,692 $2,825
Progressive $4,906 $6,195 $5,304 $5,384
State Farm $4,907 $6,116 $5,391 $5,391
Travelers $3,605 $3,782 $5,562 $4,390
USAA $1,886 $2,373 $3,525 $2,041

Wilmer, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Wilmer, AL car insurance rates. Compare rates below to see which Wilmer car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Wilmer, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,166
Farmers $4,936
GEICO $4,391
Liberty Mutual $6,241
Nationwide $3,692
Progressive $5,304
State Farm $5,391
Travelers $5,562
USAA $3,525

Wilmer, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Wilmer, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Wilmer companies based on commute time.

Annual Car Insurance Rates by Commute Length in Wilmer, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,495 $3,495
Farmers $4,640 $4,640
GEICO $3,191 $3,308
Liberty Mutual $5,849 $5,849
Nationwide $2,893 $2,893
Progressive $5,447 $5,447
State Farm $5,320 $5,583
Travelers $4,335 $4,335
USAA $2,343 $2,569

Wilmer, AL Cheapest Car Insurance Rates

How do the top Wilmer, Alabama car insurance companies’ average rates stack up against the Wilmer average monthly car insurance rates of $350? Take a look and see.

Best Annual Car Insurance Rates by Company in Wilmer, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Wilmer, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Wilmer, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Wilmer, Alabama

Insurance Company Average Annual Rates
Allstate $3,495
Farmers $4,640
GEICO $3,249
Liberty Mutual $5,849
Nationwide $2,893
Progressive $5,447
State Farm $5,451
Travelers $4,335
USAA $2,456

Wilmer, AL Car Insurance Quotes

Compare Wilmer, AL car insurance quotes from multiple companies by entering your ZIP code now.