Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Winfield, AL for senior drivers are $1,836/year
  • The cheapest car insurance company in Winfield after a DUI is USAA
  • Average car insurance rates in Winfield, AL are $285/month

Average car insurance rates in Winfield, Alabama are $285 a month. But with a little research you can get a great deal from the top car insurance companies in Winfield, AL. Before you buy Winfield, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Winfield car insurance rates with Birmingham car insurance rates, Madison car insurance rates, or Montgomery car insurance rates to make sure you’re getting the best Winfield, AL car insurance quotes available.

Need affordable Winfield, AL car insurance? Enter your ZIP code to compare Winfield car insurance quotes from multiple car insurance companies near you.

Winfield, AL Minimum Car Insurance Coverage

Winfield, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Winfield, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Winfield, AL Car Insurance Rates by Coverage Level

Some Winfield drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Winfield, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Winfield, Alabama

Insurance Company Low Medium High
Allstate $3,032 $3,127 $3,238
Farmers $3,763 $3,899 $4,152
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,679 $4,869 $5,124
Nationwide $2,497 $2,467 $2,519
Progressive $3,716 $4,050 $4,441
State Farm $4,127 $4,308 $4,511
Travelers $3,088 $3,318 $3,352
USAA $1,967 $2,027 $2,117

Winfield, AL Car Insurance Rates by Age, Gender, and Marital Status

Winfield, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Winfield, AL car insurance, get quotes from multiple car insurance companies in the Winfield area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winfield, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,916 $1,833 $1,727 $1,761 $6,483 $6,962 $2,161 $2,216
Farmers $2,302 $2,286 $2,062 $2,174 $8,518 $8,774 $2,628 $2,760
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,907 $3,144 $2,390 $2,672 $10,222 $11,368 $3,105 $3,316
Nationwide $1,658 $1,685 $1,507 $1,567 $4,197 $5,450 $1,834 $2,056
Progressive $2,241 $2,123 $1,833 $1,945 $8,930 $10,006 $2,640 $2,835
State Farm $2,746 $2,746 $2,442 $2,442 $7,755 $9,746 $3,089 $3,554
Travelers $1,347 $1,369 $1,261 $1,258 $7,020 $11,015 $1,279 $1,472
USAA $1,274 $1,295 $1,187 $1,164 $3,761 $4,171 $1,657 $1,790

Winfield, AL Car Insurance Rates for Teens

How much is Winfield, Alabama car insurance for teens? Compare rates from top Winfield car insurance companies below to help find the cheapest teen car insurance in Winfield, AL.

Annual Car Insurance Rates for Teen Drivers in Winfield, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,483 $6,962
Farmers $8,518 $8,774
GEICO $4,918 $4,831
Liberty Mutual $10,222 $11,368
Nationwide $4,197 $5,450
Progressive $8,930 $10,006
State Farm $7,755 $9,746
Travelers $7,020 $11,015
USAA $3,761 $4,171

Winfield, AL Car Insurance Rates for Seniors

Before seniors buy Winfield, Alabama car insurance, they should make sure to shop around. Some Winfield, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Winfield, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,727 $1,761
Farmers $2,062 $2,174
GEICO $1,804 $1,850
Liberty Mutual $2,390 $2,672
Nationwide $1,507 $1,567
Progressive $1,833 $1,945
State Farm $2,442 $2,442
Travelers $1,261 $1,258
USAA $1,187 $1,164

Winfield, AL Car Insurance Rates by Credit History

How does your credit history affect Winfield, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Winfield, Alabama

Insurance Company Poor Fair Good
Allstate $3,877 $3,037 $2,484
Farmers $4,419 $3,796 $3,599
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,012 $4,288 $3,372
Nationwide $3,015 $2,347 $2,121
Progressive $4,615 $3,931 $3,662
State Farm $6,995 $3,543 $2,408
Travelers $3,550 $3,075 $3,132
USAA $2,744 $1,780 $1,588

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Winfield, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Winfield, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Winfield.

Annual Winfield, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,677 $3,142 $3,700 $3,011
Farmers $3,316 $4,275 $4,168 $3,994
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,841 $5,329 $5,229 $5,164
Nationwide $2,180 $2,180 $3,181 $2,436
Progressive $3,693 $4,609 $3,922 $4,053
State Farm $3,933 $4,782 $4,273 $4,273
Travelers $2,712 $2,847 $4,146 $3,304
USAA $1,568 $1,965 $2,921 $1,696

Winfield, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Winfield, AL car insurance rates. Compare rates below to see which Winfield car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Winfield, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,700
Farmers $4,168
GEICO $3,504
Liberty Mutual $5,229
Nationwide $3,181
Progressive $3,922
State Farm $4,273
Travelers $4,146
USAA $2,921

Winfield, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Winfield, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Winfield companies based on commute time.

Annual Car Insurance Rates by Commute Length in Winfield, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,133 $3,133
Farmers $3,938 $3,938
GEICO $2,587 $2,686
Liberty Mutual $4,891 $4,891
Nationwide $2,494 $2,494
Progressive $4,069 $4,069
State Farm $4,215 $4,416
Travelers $3,252 $3,252
USAA $1,944 $2,130

Winfield, AL Cheapest Car Insurance Rates

How do the top Winfield, Alabama car insurance companies’ average rates stack up against the Winfield average monthly car insurance rates of $285? Take a look and see.

Best Annual Car Insurance Rates by Company in Winfield, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Winfield, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Winfield, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Winfield, Alabama

Insurance Company Average Annual Rates
Allstate $3,133
Farmers $3,938
GEICO $2,637
Liberty Mutual $4,891
Nationwide $2,494
Progressive $4,069
State Farm $4,315
Travelers $3,252
USAA $2,037

Other Factors Affecting Winfield, AL Car Insurance Rates

Before you buy Winfield, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Winfield, AL Commute Time

How does your Winfield, AL commute time compare with the average driver? In Winfield, the average commute is 28.6 minutes.

Winfield, AL Car Insurance Quotes

Compare Winfield, AL car insurance quotes from multiple companies by entering your ZIP code now.