Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Witt, IL for senior drivers are $1,833/year
  • Average car insurance rates in Witt, IL are $266/month
  • The cheapest car insurance company in Witt for teen drivers is State Farm

Average car insurance rates in Witt, Illinois are $266 a month. But with a little research you can get a great deal from the top car insurance companies in Witt, IL. Before you buy Witt, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Witt car insurance rates with Elgin car insurance rates, Champaign car insurance rates, or Springfield car insurance rates to make sure you’re getting the best Witt, IL car insurance quotes available.

Need affordable Witt, IL car insurance? Enter your ZIP code to compare Witt car insurance quotes from multiple car insurance companies near you.

Witt, IL Minimum Car Insurance Coverage

Witt, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Witt, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Witt, IL Car Insurance Rates by Coverage Level

Some Witt drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Witt, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Witt, Illinois

Insurance Company Low Medium High
Allstate $5,136 $5,263 $5,403
American Family $3,452 $3,688 $3,537
Farmers $4,032 $4,131 $4,506
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,231 $2,352 $2,486
Nationwide $3,388 $3,412 $3,360
Progressive $3,027 $3,259 $3,508
State Farm $1,980 $2,088 $2,186
Travelers $2,191 $2,330 $2,477
USAA $2,663 $2,845 $3,035

Witt, IL Car Insurance Rates by Age, Gender, and Marital Status

Witt, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Witt, IL car insurance, get quotes from multiple car insurance companies in the Witt area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Witt, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,380 $3,396 $3,515 $3,515 $8,621 $11,252 $4,064 $4,395
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,306 $2,308 $2,050 $2,161 $9,583 $9,989 $2,629 $2,759
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,459 $1,576 $1,208 $1,351 $4,785 $5,325 $1,530 $1,619
Nationwide $2,151 $2,193 $1,906 $2,027 $5,937 $7,652 $2,506 $2,722
Progressive $1,918 $1,825 $1,579 $1,646 $6,761 $7,604 $2,293 $2,491
State Farm $1,333 $1,333 $1,183 $1,183 $3,708 $4,713 $1,504 $1,723
Travelers $1,514 $1,600 $1,366 $1,458 $4,195 $5,224 $1,609 $1,696
USAA $1,695 $1,726 $1,574 $1,552 $5,485 $6,055 $2,235 $2,459

Witt, IL Car Insurance Rates for Teens

How much is Witt, Illinois car insurance for teens? Compare rates from top Witt car insurance companies below to help find the cheapest teen car insurance in Witt, IL.

Annual Car Insurance Rates for Teen Drivers in Witt, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,621 $11,252
American Family $6,205 $8,633
Farmers $9,583 $9,989
GEICO $4,847 $5,129
Liberty Mutual $4,785 $5,325
Nationwide $5,937 $7,652
Progressive $6,761 $7,604
State Farm $3,708 $4,713
Travelers $4,195 $5,224
USAA $5,485 $6,055

Witt, IL Car Insurance Rates for Seniors

Before seniors buy Witt, Illinois car insurance, they should make sure to shop around. Some Witt, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Witt, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,515 $3,515
American Family $2,037 $2,037
Farmers $2,050 $2,161
GEICO $1,521 $1,797
Liberty Mutual $1,208 $1,351
Nationwide $1,906 $2,027
Progressive $1,579 $1,646
State Farm $1,183 $1,183
Travelers $1,366 $1,458
USAA $1,574 $1,552

Witt, IL Car Insurance Rates by Credit History

How does your credit history affect Witt, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Witt, Illinois

Insurance Company Poor Fair Good
Allstate $6,732 $4,843 $4,227
American Family $4,742 $3,217 $2,718
Farmers $4,808 $4,028 $3,834
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,338 $2,078 $1,654
Nationwide $4,051 $3,258 $2,850
Progressive $3,723 $3,156 $2,914
State Farm $3,032 $1,815 $1,408
Travelers $2,857 $2,280 $1,860
USAA $3,795 $2,603 $2,144

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Witt, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Witt, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Witt.

Annual Witt, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,828 $6,352 $5,926 $4,962
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,571 $4,590 $4,476 $4,256
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,965 $2,783 $2,450 $2,229
Nationwide $2,715 $3,535 $4,168 $3,129
Progressive $2,696 $3,976 $2,980 $3,405
State Farm $1,913 $2,257 $2,085 $2,085
Travelers $1,861 $2,427 $2,711 $2,332
USAA $2,029 $2,916 $3,998 $2,447

Witt, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Witt, IL car insurance rates. Compare rates below to see which Witt car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Witt, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,926
American Family $4,933
Farmers $4,476
GEICO $3,482
Liberty Mutual $2,450
Nationwide $4,168
Progressive $2,980
State Farm $2,085
Travelers $2,711
USAA $3,998

Witt, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Witt, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Witt companies based on commute time.

Annual Car Insurance Rates by Commute Length in Witt, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,267 $5,267
American Family $3,513 $3,605
Farmers $4,223 $4,223
GEICO $2,519 $2,617
Liberty Mutual $2,357 $2,357
Nationwide $3,387 $3,387
Progressive $3,265 $3,265
State Farm $2,032 $2,137
Travelers $2,242 $2,424
USAA $2,767 $2,927

Witt, IL Cheapest Car Insurance Rates

How do the top Witt, Illinois car insurance companies’ average rates stack up against the Witt average monthly car insurance rates of $266? Take a look and see.

Best Annual Car Insurance Rates by Company in Witt, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Witt, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Witt, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Witt, Illinois

Insurance Company Average Annual Rates
Allstate $5,267
American Family $3,559
Farmers $4,223
GEICO $2,568
Liberty Mutual $2,357
Nationwide $3,387
Progressive $3,265
State Farm $2,085
Travelers $2,333
USAA $2,847

Other Factors Affecting Witt, IL Car Insurance Rates

Before you buy Witt, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Witt, IL Commute Time

How does your Witt, IL commute time compare with the average driver? In Witt, the average commute is 28.5 minutes.

Witt, IL Car Insurance Quotes

Compare Witt, IL car insurance quotes from multiple companies by entering your ZIP code now.