Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Woodstock after a DUI is USAA
  • Average car insurance rates in Woodstock, AL for senior drivers are $1,942/year
  • The cheapest car insurance company in Woodstock for teen drivers is USAA

Average car insurance rates in Woodstock, Alabama are $306 a month. But with a little research you can get a great deal from the top car insurance companies in Woodstock, AL. Before you buy Woodstock, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Woodstock car insurance rates with Tuscaloosa car insurance rates, Hoover car insurance rates, or Auburn car insurance rates to make sure you’re getting the best Woodstock, AL car insurance quotes available.

Need affordable Woodstock, AL car insurance? Enter your ZIP code to compare Woodstock car insurance quotes from multiple car insurance companies near you.

Woodstock, AL Minimum Car Insurance Coverage

Woodstock, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Woodstock, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Woodstock, AL Car Insurance Rates by Coverage Level

Some Woodstock drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Woodstock, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Woodstock, Alabama

Insurance Company Low Medium High
Allstate $3,452 $3,568 $3,701
Farmers $3,715 $3,880 $4,196
GEICO $2,726 $2,919 $3,149
Liberty Mutual $5,168 $5,382 $5,669
Nationwide $2,530 $2,519 $2,577
Progressive $4,142 $4,578 $5,070
State Farm $4,549 $4,770 $5,016
Travelers $2,975 $3,183 $3,205
USAA $2,069 $2,134 $2,234

Woodstock, AL Car Insurance Rates by Age, Gender, and Marital Status

Woodstock, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Woodstock, AL car insurance, get quotes from multiple car insurance companies in the Woodstock area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodstock, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,129 $2,024 $1,929 $1,965 $7,584 $8,152 $2,377 $2,429
Farmers $2,249 $2,232 $2,010 $2,134 $8,674 $8,924 $2,558 $2,662
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,119 $3,365 $2,557 $2,854 $11,610 $12,895 $3,318 $3,531
Nationwide $1,665 $1,685 $1,520 $1,572 $4,370 $5,617 $1,846 $2,060
Progressive $2,445 $2,287 $2,008 $2,139 $10,359 $11,575 $2,873 $3,089
State Farm $2,950 $2,950 $2,656 $2,656 $8,814 $11,013 $3,329 $3,861
Travelers $1,306 $1,326 $1,223 $1,219 $6,727 $10,499 $1,241 $1,430
USAA $1,341 $1,366 $1,252 $1,234 $3,948 $4,385 $1,747 $1,893

Woodstock, AL Car Insurance Rates for Teens

How much is Woodstock, Alabama car insurance for teens? Compare rates from top Woodstock car insurance companies below to help find the cheapest teen car insurance in Woodstock, AL.

Annual Car Insurance Rates for Teen Drivers in Woodstock, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,584 $8,152
Farmers $8,674 $8,924
GEICO $5,465 $5,384
Liberty Mutual $11,610 $12,895
Nationwide $4,370 $5,617
Progressive $10,359 $11,575
State Farm $8,814 $11,013
Travelers $6,727 $10,499
USAA $3,948 $4,385

Woodstock, AL Car Insurance Rates for Seniors

Before seniors buy Woodstock, Alabama car insurance, they should make sure to shop around. Some Woodstock, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Woodstock, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,965
Farmers $2,010 $2,134
GEICO $1,993 $2,033
Liberty Mutual $2,557 $2,854
Nationwide $1,520 $1,572
Progressive $2,008 $2,139
State Farm $2,656 $2,656
Travelers $1,223 $1,219
USAA $1,252 $1,234

Woodstock, AL Car Insurance Rates by Credit History

How does your credit history affect Woodstock, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Woodstock, Alabama

Insurance Company Poor Fair Good
Allstate $4,404 $3,474 $2,842
Farmers $4,406 $3,791 $3,593
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,738 $4,754 $3,727
Nationwide $3,068 $2,393 $2,165
Progressive $5,169 $4,453 $4,169
State Farm $7,743 $3,924 $2,668
Travelers $3,408 $2,951 $3,005
USAA $2,886 $1,876 $1,675

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Woodstock, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Woodstock, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Woodstock.

Annual Woodstock, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,024 $3,575 $4,266 $3,430
Farmers $3,306 $4,277 $4,172 $3,966
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,232 $5,915 $5,766 $5,713
Nationwide $2,228 $2,228 $3,229 $2,483
Progressive $4,147 $5,236 $4,459 $4,545
State Farm $4,320 $5,338 $4,727 $4,727
Travelers $2,603 $2,732 $3,978 $3,172
USAA $1,651 $2,067 $3,079 $1,786

Woodstock, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Woodstock, AL car insurance rates. Compare rates below to see which Woodstock car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Woodstock, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,266
Farmers $4,172
GEICO $3,878
Liberty Mutual $5,766
Nationwide $3,229
Progressive $4,459
State Farm $4,727
Travelers $3,978
USAA $3,079

Woodstock, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Woodstock, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Woodstock companies based on commute time.

Annual Car Insurance Rates by Commute Length in Woodstock, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,574 $3,574
Farmers $3,930 $3,930
GEICO $2,876 $2,987
Liberty Mutual $5,406 $5,406
Nationwide $2,542 $2,542
Progressive $4,597 $4,597
State Farm $4,667 $4,889
Travelers $3,121 $3,121
USAA $2,047 $2,244

Woodstock, AL Cheapest Car Insurance Rates

How do the top Woodstock, Alabama car insurance companies’ average rates stack up against the Woodstock average monthly car insurance rates of $306? Take a look and see.

Best Annual Car Insurance Rates by Company in Woodstock, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Woodstock, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Woodstock, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Woodstock, Alabama

Insurance Company Average Annual Rates
Allstate $3,574
Farmers $3,930
GEICO $2,931
Liberty Mutual $5,406
Nationwide $2,542
Progressive $4,597
State Farm $4,778
Travelers $3,121
USAA $2,146

Other Factors Affecting Woodstock, AL Car Insurance Rates

Before you buy Woodstock, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Woodstock, AL Commute Time

How does your Woodstock, AL commute time compare with the average driver? In Woodstock, the average commute is 29.4 minutes.

Woodstock, AL Car Insurance Quotes

Compare Woodstock, AL car insurance quotes from multiple companies by entering your ZIP code now.