Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in York for teen drivers is USAA
  • Average car insurance rates in York, AL are $309/month
  • The annual number of car thefts in York is 4.

Average car insurance rates in York, Alabama are $309 a month. But with a little research you can get a great deal from the top car insurance companies in York, AL. Before you buy York, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare York car insurance rates with Hoover car insurance rates, Auburn car insurance rates, or Decatur car insurance rates to make sure you’re getting the best York, AL car insurance quotes available.

Need affordable York, AL car insurance? Enter your ZIP code to compare York car insurance quotes from multiple car insurance companies near you.

York, AL Minimum Car Insurance Coverage

York, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in York, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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York, AL Car Insurance Rates by Coverage Level

Some York drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your York, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in York, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $3,898 $4,048 $4,330
GEICO $2,643 $2,832 $3,058
Liberty Mutual $5,295 $5,509 $5,798
Nationwide $2,624 $2,595 $2,649
Progressive $3,937 $4,358 $4,864
State Farm $4,096 $4,307 $4,537
Travelers $3,727 $3,971 $3,982
USAA $2,151 $2,216 $2,317

York, AL Car Insurance Rates by Age, Gender, and Marital Status

York, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy York, AL car insurance, get quotes from multiple car insurance companies in the York area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in York, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,351 $2,329 $2,102 $2,224 $8,984 $9,241 $2,690 $2,814
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,260 $3,526 $2,670 $2,987 $11,651 $12,962 $3,486 $3,728
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,443 $2,305 $1,997 $2,134 $9,609 $10,734 $2,854 $3,018
State Farm $2,703 $2,703 $2,422 $2,422 $7,850 $9,861 $3,045 $3,498
Travelers $1,615 $1,643 $1,502 $1,500 $8,407 $13,164 $1,531 $1,786
USAA $1,388 $1,414 $1,294 $1,274 $4,111 $4,567 $1,813 $1,963

York, AL Car Insurance Rates for Teens

How much is York, Alabama car insurance for teens? Compare rates from top York car insurance companies below to help find the cheapest teen car insurance in York, AL.

Annual Car Insurance Rates for Teen Drivers in York, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $8,984 $9,241
GEICO $5,292 $5,199
Liberty Mutual $11,651 $12,962
Nationwide $4,418 $5,752
Progressive $9,609 $10,734
State Farm $7,850 $9,861
Travelers $8,407 $13,164
USAA $4,111 $4,567

York, AL Car Insurance Rates for Seniors

Before seniors buy York, Alabama car insurance, they should make sure to shop around. Some York, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in York, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,102 $2,224
GEICO $1,937 $1,974
Liberty Mutual $2,670 $2,987
Nationwide $1,577 $1,642
Progressive $1,997 $2,134
State Farm $2,422 $2,422
Travelers $1,502 $1,500
USAA $1,294 $1,274

York, AL Car Insurance Rates by Credit History

How does your credit history affect York, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in York, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $4,585 $3,949 $3,742
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,943 $4,851 $3,808
Nationwide $3,171 $2,467 $2,229
Progressive $4,978 $4,238 $3,944
State Farm $6,991 $3,541 $2,407
Travelers $4,252 $3,680 $3,749
USAA $3,000 $1,947 $1,737

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York, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your York, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in York.

Annual York, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,438 $4,450 $4,338 $4,143
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,339 $6,035 $5,915 $5,845
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,974 $4,961 $4,245 $4,367
State Farm $3,915 $4,799 $4,269 $4,269
Travelers $3,244 $3,407 $4,965 $3,958
USAA $1,713 $2,146 $3,200 $1,853

York, AL Car Insurance Rates With a DUI

Even a single DUI can increase your York, AL car insurance rates. Compare rates below to see which York car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in York, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,060
Farmers $4,338
GEICO $3,748
Liberty Mutual $5,915
Nationwide $3,353
Progressive $4,245
State Farm $4,269
Travelers $4,965
USAA $3,200

York, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your York, AL car insurance rates may be. Let’s take a look at average car insurance rates from top York companies based on commute time.

Annual Car Insurance Rates by Commute Length in York, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,092 $4,092
GEICO $2,789 $2,899
Liberty Mutual $5,534 $5,534
Nationwide $2,623 $2,623
Progressive $4,387 $4,387
State Farm $4,210 $4,416
Travelers $3,894 $3,894
USAA $2,126 $2,330

York, AL Cheapest Car Insurance Rates

How do the top York, Alabama car insurance companies’ average rates stack up against the York average monthly car insurance rates of $309? Take a look and see.

Best Annual Car Insurance Rates by Company in York, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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York, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top York, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in York, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,092
GEICO $2,844
Liberty Mutual $5,534
Nationwide $2,623
Progressive $4,387
State Farm $4,313
Travelers $3,894
USAA $2,228

Other Factors Affecting York, AL Car Insurance Rates

Before you buy York, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

York, AL Car Theft Rates

The car theft rate in York, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for York, Alabama is 4 stolen cars.

York, AL Commute Time

How does your York, AL commute time compare with the average driver? In York, the average commute is 25.1 minutes.

York, AL Traffic

Spending time in York traffic can lead to higher car insurance rates. According to INRIX data, York, AL ranks as the 3rd-most congested with traffic in the world.

York, AL Car Insurance Quotes

Compare York, AL car insurance quotes from multiple companies by entering your ZIP code now.