Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Youngtown, AZ for senior drivers are $2,388/year
  • The cheapest car insurance company in Youngtown for teen drivers is GEICO
  • Average car insurance rates in Youngtown, AZ are $348/month

Average car insurance rates in Youngtown, Arizona are $348 a month. But with a little research you can get a great deal from the top car insurance companies in Youngtown, AZ. Before you buy Youngtown, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Youngtown car insurance rates with Tempe car insurance rates, Tucson car insurance rates, or Scottsdale car insurance rates to make sure you’re getting the best Youngtown, AZ car insurance quotes available.

Need affordable Youngtown, AZ car insurance? Enter your ZIP code to compare Youngtown car insurance quotes from multiple car insurance companies near you.

Youngtown, AZ Minimum Car Insurance Coverage

Youngtown, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Youngtown, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Youngtown, AZ Car Insurance Rates by Coverage Level

Some Youngtown drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Youngtown, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Youngtown, Arizona

Insurance Company Low Medium High
Allstate $5,304 $5,678 $5,952
American Family $4,034 $4,359 $4,279
Farmers $5,417 $6,683 $7,712
GEICO $2,151 $2,686 $3,095
Nationwide $3,691 $3,907 $3,994
Progressive $3,368 $3,965 $4,324
State Farm $3,939 $4,514 $4,814
Travelers $3,002 $3,446 $3,719
USAA $2,665 $2,951 $3,109

Youngtown, AZ Car Insurance Rates by Age, Gender, and Marital Status

Youngtown, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Youngtown, AZ car insurance, get quotes from multiple car insurance companies in the Youngtown area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Youngtown, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,992 $3,992 $3,883 $3,883 $8,724 $11,333 $4,476 $4,873
American Family $2,759 $2,759 $2,534 $2,534 $7,447 $9,786 $2,759 $3,219
Farmers $3,459 $3,470 $3,064 $3,281 $15,525 $16,154 $3,889 $3,990
GEICO $1,807 $2,016 $1,552 $1,996 $5,158 $5,395 $1,636 $1,590
Nationwide $2,581 $2,627 $2,304 $2,442 $6,458 $8,280 $2,988 $3,232
Progressive $2,149 $1,870 $1,931 $1,834 $8,864 $9,870 $2,299 $2,266
State Farm $2,631 $2,631 $2,331 $2,331 $8,437 $10,593 $2,834 $3,593
Travelers $2,108 $2,218 $1,967 $2,090 $6,255 $7,903 $2,230 $2,343
USAA $1,610 $1,617 $1,500 $1,524 $5,890 $6,740 $2,116 $2,269

Youngtown, AZ Car Insurance Rates for Teens

How much is Youngtown, Arizona car insurance for teens? Compare rates from top Youngtown car insurance companies below to help find the cheapest teen car insurance in Youngtown, AZ.

Annual Car Insurance Rates for Teen Drivers in Youngtown, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,724 $11,333
American Family $7,447 $9,786
Farmers $15,525 $16,154
GEICO $5,158 $5,395
Nationwide $6,458 $8,280
Progressive $8,864 $9,870
State Farm $8,437 $10,593
Travelers $6,255 $7,903
USAA $5,890 $6,740

Youngtown, AZ Car Insurance Rates for Seniors

Before seniors buy Youngtown, Arizona car insurance, they should make sure to shop around. Some Youngtown, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Youngtown, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,883 $3,883
American Family $2,534 $2,534
Farmers $3,064 $3,281
GEICO $1,552 $1,996
Nationwide $2,304 $2,442
Progressive $1,931 $1,834
State Farm $2,331 $2,331
Travelers $1,967 $2,090
USAA $1,500 $1,524

Youngtown, AZ Car Insurance Rates by Credit History

How does your credit history affect Youngtown, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Youngtown, Arizona

Insurance Company Poor Fair Good
Allstate $7,238 $5,133 $4,563
American Family $5,304 $3,957 $3,412
Farmers $7,511 $6,305 $5,997
GEICO $3,639 $2,381 $1,911
Nationwide $4,651 $3,702 $3,239
Progressive $4,333 $3,786 $3,537
State Farm $8,151 $3,149 $1,968
Travelers $4,124 $3,363 $2,681
USAA $3,826 $2,673 $2,225

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Youngtown, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Youngtown, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Youngtown.

Annual Youngtown, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,527 $5,711 $6,484 $5,858
American Family $2,990 $4,648 $5,786 $3,474
Farmers $5,586 $7,213 $7,042 $6,574
GEICO $2,040 $2,776 $3,720 $2,040
Nationwide $3,264 $3,433 $5,104 $3,656
Progressive $3,424 $4,523 $3,614 $3,981
State Farm $4,007 $4,838 $4,423 $4,423
Travelers $2,709 $3,531 $3,944 $3,374
USAA $2,119 $3,025 $3,998 $2,491

Youngtown, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Youngtown, AZ car insurance rates. Compare rates below to see which Youngtown car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Youngtown, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,484
American Family $5,786
Farmers $7,042
GEICO $3,720
Nationwide $5,104
Progressive $3,614
State Farm $4,423
Travelers $3,944
USAA $3,998

Youngtown, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Youngtown, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Youngtown companies based on commute time.

Annual Car Insurance Rates by Commute Length in Youngtown, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,645 $5,645
American Family $4,185 $4,264
Farmers $6,604 $6,604
GEICO $2,598 $2,689
Nationwide $3,864 $3,864
Progressive $3,885 $3,885
State Farm $4,308 $4,537
Travelers $3,389 $3,389
USAA $2,876 $2,940

Youngtown, AZ Cheapest Car Insurance Rates

How do the top Youngtown, Arizona car insurance companies’ average rates stack up against the Youngtown average monthly car insurance rates of $348? Take a look and see.

Best Annual Car Insurance Rates by Company in Youngtown, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Youngtown, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Youngtown, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Youngtown, Arizona

Insurance Company Average Annual Rates
Allstate $5,645
American Family $4,224
Farmers $6,604
GEICO $2,644
Nationwide $3,864
Progressive $3,885
State Farm $4,423
Travelers $3,389
USAA $2,908

Other Factors Affecting Youngtown, AZ Car Insurance Rates

Before you buy Youngtown, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Youngtown, AZ Commute Time

How does your Youngtown, AZ commute time compare with the average driver? In Youngtown, the average commute is 28.9 minutes.

Youngtown, AZ Car Insurance Quotes

Compare Youngtown, AZ car insurance quotes from multiple companies by entering your ZIP code now.