AAA vs Farmers Car Insurance for 2023
Choosing the right car insurance provider can be a daunting task, with so many options available in the market. Two popular options are AAA and Farmers car insurance. While both providers offer car insurance policies, they differ in their approach, services, and coverage options. AAA is a membership-based organization that provides a range of services to its members, including roadside assistance, travel planning, and insurance.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Jun 28, 2023
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jun 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Car insurance is essential for every driver to have, and with so many options on the market, it can be challenging to decide which company to choose. Two popular choices are AAA and Farmers car insurance. In this article, we will compare AAA vs Farmers car insurance, looking at the different types of coverage, discounts, and customer reviews. By the end of this article, you will have a better understanding of which company is the best fit for you.
Before diving into the specifics of AAA and Farmers car insurance, let’s take a look at three interesting attributes of each company:
AAA Car Insurance:
- AAA is a well-known brand that has been providing insurance for over 100 years.
- They offer a wide range of services, including roadside assistance, travel planning, and insurance.
- AAA has a customer satisfaction rating of 4.5/5 stars on Trustpilot.
Farmers Car Insurance:
- Farmers was founded in 1928 and is known for its comprehensive coverage options.
- They offer a unique program called Signal, which uses telematics to track driving behavior and offer personalized rates.
- Farmers has received high ratings from JD Power for customer satisfaction.
History and Mission
AAA, also known as the American Automobile Association, was founded in 1902 and has been providing roadside assistance and insurance to its members ever since. The organization’s mission is to provide reliable, affordable services to its members while advocating for the safety and rights of all motorists.
Farmers: Farmers Insurance Group was founded in 1928 by John C. Tyler and Thomas E. Leavey. The company’s mission is to provide comprehensive, personalized insurance coverage to its customers, ensuring that they are protected in any situation.
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Products and Services
AAA:
AAA offers a variety of insurance products, including auto, home, renters, and life insurance. In addition, they provide roadside assistance services, travel planning, and discounts on travel and entertainment. AAA insurance is available in all 50 states.
Farmers:
Farmers offers a range of insurance products, including auto, home, renters, and life insurance. They also offer specialty insurance for recreational vehicles, boats, and small businesses. Farmers insurance is available in 50 states and the District of Columbia.
Cost and Discounts
AAA:
AAA offers a variety of discounts for its auto insurance, including safe driver discounts, multi-policy discounts, and good student discounts. The exact cost of AAA insurance will depend on factors such as your age, driving history, and the type of coverage you need.
Farmers:
Farmers offers discounts for safe driving, multi-policy bundles, and good grades for students. They also offer a program called Signal, which uses telematics to track driving behavior and offer personalized rates. The cost of Farmers insurance will depend on factors such as your location, driving history, and the type of coverage you need.
Case Studies: AAA vs Farmers Car Insurance
Case Study 1: John’s Comprehensive Coverage Dilemma
John, a 35-year-old driver, recently purchased a new car and is looking for comprehensive coverage to protect his investment. He compares AAA and Farmers car insurance policies to make an informed decision.
- AAA Car Insurance: AAA offers comprehensive coverage that includes protection against theft, vandalism, natural disasters, and collisions. They also provide roadside assistance services and additional benefits to their members.
- Farmers Car Insurance: Farmers also offers comprehensive coverage with similar features as AAA. In addition, they have a program called Signal, which tracks driving behavior and offers personalized rates based on safe driving habits.
John weighs the benefits of AAA’s membership perks and Farmers’ personalized rates through the Signal program. He ultimately chooses AAA car insurance for their extensive roadside assistance services and broader range of benefits.
Case Study 2: Lisa’s Multi-Policy Bundle
Lisa, a 28-year-old driver, recently purchased a new home and is looking for car insurance that can be bundled with her homeowners’ insurance for added convenience and potential discounts. She considers AAA and Farmers car insurance options.
- AAA Car Insurance: AAA offers multi-policy discounts for bundling car and home insurance together. This allows Lisa to manage both policies under one provider and potentially save on premiums.
- Farmers Car Insurance: Farmers also offers multi-policy bundles, allowing customers like Lisa to combine their car and home insurance for simplified management and potential cost savings.
After reviewing the coverage options and discounts offered by both AAA and Farmers, Lisa decides to go with Farmers car insurance. She appreciates their comprehensive coverage options and believes that bundling her car and home insurance with the same provider will streamline her insurance experience.
Case Study 3: Mark’s Safe Driving Discount
Mark, a 20-year-old college student, is a safe driver with a clean driving record. He wants to find car insurance that rewards his good driving behavior with discounts. Mark compares AAA and Farmers car insurance policies.
- AAA Car Insurance: AAA offers safe driver discounts for individuals like Mark who maintain a clean driving record. This discount can significantly reduce the cost of insurance premiums.
- Farmers Car Insurance: Farmers also provides discounts for safe driving. They offer a program called Signal that tracks driving behavior using telematics and offers personalized rates based on safe driving habits.
After considering the safe driving discounts offered by both AAA and Farmers, Mark chooses Farmers car insurance. He is intrigued by the Signal program and believes that it will provide him with more personalized rates based on his safe driving habits.
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Customer Reviews
AAA: AAA has received high ratings from customers, with a 4.5/5-star rating on Trustpilot. Customers praise the company for its excellent customer service, affordable rates, and comprehensive coverage options.
Farmers: Farmers has also received high ratings from customers, with a 4/5-star rating on Trustpilot. Customers appreciate the company’s personalized coverage options and excellent customer service.
FAQ:
Q: Does AAA offer roadside assistance?
A: Yes, AAA offers roadside assistance services to its members.
Q: Can I get a discount for bundling my insurance policies with AAA?
A: Yes, AAA offers a discount for bundling multiple insurance policies.
Q: What is Farmers Signal program?
A: Farmers Signal is a program that uses telematics to track driving behavior and offer personalized rates to customers.
Q: Does Farmers offer insurance for recreational vehicles?
A: Yes, Farmers offers specialty insurance for recreational
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.