Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Atmore, AL are $291/month
  • The cheapest car insurance company in Atmore after a DUI is USAA
  • Average car insurance rates in Atmore, AL for senior drivers are $1,869/year

Average car insurance rates in Atmore, Alabama are $291 a month. But with a little research you can get a great deal from the top car insurance companies in Atmore, AL. Before you buy Atmore, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Atmore car insurance rates with Tuscaloosa car insurance rates, Birmingham car insurance rates, or Madison car insurance rates to make sure you’re getting the best Atmore, AL car insurance quotes available.

Need affordable Atmore, AL car insurance? Enter your ZIP code to compare Atmore car insurance quotes from multiple car insurance companies near you.

Atmore, AL Minimum Car Insurance Coverage

Atmore, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Atmore, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Atmore, AL Car Insurance Rates by Coverage Level

Some Atmore drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Atmore, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Atmore, Alabama

Insurance Company Low Medium High
Allstate $3,235 $3,322 $3,422
Farmers $3,584 $3,727 $3,997
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,801 $4,996 $5,258
Nationwide $2,624 $2,595 $2,649
Progressive $3,570 $3,924 $4,330
State Farm $4,068 $4,283 $4,523
Travelers $3,357 $3,585 $3,603
USAA $1,929 $1,990 $2,085

Atmore, AL Car Insurance Rates by Age, Gender, and Marital Status

Atmore, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Atmore, AL car insurance, get quotes from multiple car insurance companies in the Atmore area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Atmore, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,052 $1,968 $1,834 $1,873 $6,816 $7,306 $2,344 $2,416
Farmers $2,176 $2,159 $1,946 $2,059 $8,248 $8,489 $2,482 $2,595
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $2,980 $3,223 $2,448 $2,739 $10,497 $11,677 $3,183 $3,398
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,161 $2,041 $1,772 $1,879 $8,689 $9,728 $2,540 $2,721
State Farm $2,725 $2,725 $2,435 $2,435 $7,722 $9,724 $3,065 $3,500
Travelers $1,457 $1,481 $1,360 $1,357 $7,593 $11,889 $1,383 $1,601
USAA $1,255 $1,279 $1,171 $1,155 $3,671 $4,077 $1,633 $1,768

Atmore, AL Car Insurance Rates for Teens

How much is Atmore, Alabama car insurance for teens? Compare rates from top Atmore car insurance companies below to help find the cheapest teen car insurance in Atmore, AL.

Annual Car Insurance Rates for Teen Drivers in Atmore, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,816 $7,306
Farmers $8,248 $8,489
GEICO $5,380 $5,307
Liberty Mutual $10,497 $11,677
Nationwide $4,418 $5,752
Progressive $8,689 $9,728
State Farm $7,722 $9,724
Travelers $7,593 $11,889
USAA $3,671 $4,077

Atmore, AL Car Insurance Rates for Seniors

Before seniors buy Atmore, Alabama car insurance, they should make sure to shop around. Some Atmore, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Atmore, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,834 $1,873
Farmers $1,946 $2,059
GEICO $1,968 $1,996
Liberty Mutual $2,448 $2,739
Nationwide $1,577 $1,642
Progressive $1,772 $1,879
State Farm $2,435 $2,435
Travelers $1,360 $1,357
USAA $1,171 $1,155

Atmore, AL Car Insurance Rates by Credit History

How does your credit history affect Atmore, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Atmore, Alabama

Insurance Company Poor Fair Good
Allstate $4,120 $3,222 $2,636
Farmers $4,226 $3,635 $3,446
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,193 $4,400 $3,461
Nationwide $3,171 $2,467 $2,229
Progressive $4,462 $3,810 $3,552
State Farm $6,946 $3,526 $2,402
Travelers $3,837 $3,323 $3,385
USAA $2,691 $1,750 $1,562

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Atmore, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Atmore, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Atmore.

Annual Atmore, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,850 $3,341 $3,915 $3,198
Farmers $3,171 $4,097 $3,996 $3,813
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $3,941 $5,467 $5,366 $5,298
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,568 $4,464 $3,817 $3,916
State Farm $3,909 $4,759 $4,249 $4,249
Travelers $2,930 $3,076 $4,483 $3,570
USAA $1,541 $1,928 $2,868 $1,667

Atmore, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Atmore, AL car insurance rates. Compare rates below to see which Atmore car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Atmore, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,915
Farmers $3,996
GEICO $3,808
Liberty Mutual $5,366
Nationwide $3,353
Progressive $3,817
State Farm $4,249
Travelers $4,483
USAA $2,868

Atmore, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Atmore, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Atmore companies based on commute time.

Annual Car Insurance Rates by Commute Length in Atmore, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,326 $3,326
Farmers $3,769 $3,769
GEICO $2,842 $2,954
Liberty Mutual $5,018 $5,018
Nationwide $2,623 $2,623
Progressive $3,941 $3,941
State Farm $4,188 $4,395
Travelers $3,515 $3,515
USAA $1,910 $2,092

Atmore, AL Cheapest Car Insurance Rates

How do the top Atmore, Alabama car insurance companies’ average rates stack up against the Atmore average monthly car insurance rates of $291? Take a look and see.

Best Annual Car Insurance Rates by Company in Atmore, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Atmore, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Atmore, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Atmore, Alabama

Insurance Company Average Annual Rates
Allstate $3,326
Farmers $3,769
GEICO $2,898
Liberty Mutual $5,018
Nationwide $2,623
Progressive $3,941
State Farm $4,291
Travelers $3,515
USAA $2,001

Other Factors Affecting Atmore, AL Car Insurance Rates

Before you buy Atmore, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Atmore, AL Commute Time

How does your Atmore, AL commute time compare with the average driver? In Atmore, the average commute is 22.6 minutes.

Atmore, AL Car Insurance Quotes

Compare Atmore, AL car insurance quotes from multiple companies by entering your ZIP code now.