Auto Club vs Liberty Mutual Car Insurance for 2023
Look into their coverage options and read reviews from current and past customers to get a better understanding of their experiences.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Apr 7, 2023
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Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Apr 7, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
If you’re in the market for car insurance, you have probably come across Auto Club car insurance and Liberty Mutual car insurance as potential providers. Both companies offer a range of products and services designed to protect your vehicle, your passengers, and your financial investment. In this review, we’ll take a closer look at Auto Club vs Liberty Mutual car insurance and compare their strengths and weaknesses to help you make an informed decision.
Interesting Attributes of Auto Club and Liberty Mutual
Before diving into the details of each company, let’s take a quick look at some of the interesting attributes that set them apart:
Auto Club:
- Offers roadside assistance as part of their standard coverage
- Has a mobile app for managing your policy, making claims, and more
- Membership benefits include discounts on travel, entertainment, and other services
Liberty Mutual:
- Offers accident forgiveness as an optional add-on
- Has a program called “Better Car Replacement” that will replace your car with a newer model if it’s totaled in an accident
- Offers a wide range of discounts, including ones for good students, safe drivers, and hybrid/electric vehicles
When it comes to car insurance, there are plenty of options out there, but not all providers are created equal. Auto Club and Liberty Mutual are two popular choices for drivers looking to protect themselves and their vehicles on the road. In this article, we’ll take a deep dive into each company’s history, products and services, discounts, and customer reviews to help you decide which one is right for you. Whether you’re a new driver looking for your first policy or a seasoned pro shopping around for a better deal, we’ve got you covered.
Company History and Mission
Auto Club:
Auto Club, also known as AAA (American Automobile Association), was founded in 1902 and has been providing roadside assistance, travel services, and insurance to its members ever since. The company’s mission is to promote safety, provide peace of mind, and enhance the quality of life for its members.
Liberty Mutual:
Liberty Mutual was founded in 1912 and has since grown to become the fourth-largest property and casualty insurer in the United States. The company’s mission is to help people live safer, more secure lives by providing a wide range of insurance products and services, including car insurance.
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Products and Services
Auto Club:
Auto Club offers a range of car insurance products, including liability, collision, and comprehensive coverage, as well as roadside assistance and rental car reimbursement. The company also has a mobile app that makes it easy to manage your policy, pay your bill, and file a claim.
Auto Club’s prices vary depending on several factors, including your driving history, the type of car you drive, and where you live. In general, the company’s rates are competitive with other major insurers, but you may be able to find a better deal if you qualify for certain discounts.
Auto Club car insurance is available in 23 states, including California, Texas, and Florida.
Liberty Mutual:
Like Auto Club, Liberty Mutual offers a range of car insurance products, including liability, collision, and comprehensive coverage, as well as optional add-ons like accident forgiveness and better car replacement. The company also has a mobile app that allows you to manage your policy, make payments, and file claims.
Liberty Mutual’s prices also vary depending on several factors, but in general, the company is known for offering affordable rates to safe drivers. The company operates in all 50 states and Washington D.C.
Auto Club:
Auto Club, also known as AAA (American Automobile Association), was founded in 1902 and has been providing roadside assistance, travel services, and insurance to its members ever since. The company’s mission is to promote safety, provide peace of mind, and enhance the quality of life for its members.
Liberty Mutual:
Liberty Mutual was founded in 1912 and has since grown to become the fourth-largest property and casualty insurer in the United States. The company’s mission is to help people live safer, more secure lives by providing a wide range of insurance products and services, including car insurance.
Customer Reviews
Auto Club:
Auto Club has generally positive reviews from its customers, with many praising the company’s roadside assistance and mobile app. Some customers have reported issues with the claims process or billing, but these complaints are relatively rare. Overall, Auto Club is a reputable and reliable insurer with a strong customer base.
Liberty Mutual:
Liberty Mutual also has generally positive reviews, with customers praising the company’s affordable rates and helpful customer service. Some customers have reported issues with claims or billing, but again, these complaints are relatively rare. Overall, Liberty Mutual is a solid choice for car insurance with a strong reputation in the industry.
Discounts Offered by Auto Club and Liberty Mutual
When it comes to car insurance, every customer is looking for ways to save money on premiums. Both Auto Club and Liberty Mutual offer several discounts that can help you do just that.
Auto Club offers discounts for safe drivers, good students, multi-car policies, and low mileage, among others. In addition, if you’re a member of AAA, you can also enjoy exclusive discounts on your car insurance policy.
Liberty Mutual, on the other hand, offers discounts for safe drivers, hybrid cars, multi-policy discounts, and good grades for students. If you have a new car, you can also benefit from their new car replacement coverage, which covers the full value of your car in case of total loss.
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FAQs
Q: Does Auto Club offer accident forgiveness?
A: Auto Club does not offer accident forgiveness as an optional add-on.
Q: Does Liberty Mutual offer roadside assistance?
A: Yes, Liberty Mutual offers roadside assistance as part of its standard coverage.
Q: How do I file a claim with Auto Club?
A: You can file a claim with Auto Club through the company’s mobile app, website, or by calling their claims hotline.
Q: How do I qualify for a discount with Liberty Mutual?
A: The requirements for Liberty Mutual discounts may vary by state, but in general, you may need to maintain a good driving record, own a home, or have safety features installed in your vehicle.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.