Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Cairo after a DUI is State Farm
  • Average car insurance rates in Cairo, GA for senior drivers are $2,492/year
  • Average car insurance rates in Cairo, GA are $372/month

Average car insurance rates in Cairo, Georgia are $372 a month. But with a little research you can get a great deal from the top car insurance companies in Cairo, GA. Before you buy Cairo, Georgia car insurance, make sure your coverage meets or exceeds the Georgia minimum of 25/50/25.

It may even be helpful to compare Cairo car insurance rates with Savannah car insurance rates, Warner Robins car insurance rates, or Sandy Springs car insurance rates to make sure you’re getting the best Cairo, GA car insurance quotes available.

Need affordable Cairo, GA car insurance? Enter your ZIP code to compare Cairo car insurance quotes from multiple car insurance companies near you.

Cairo, GA Minimum Car Insurance Coverage

Cairo, Georgia law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Cairo, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cairo, GA Car Insurance Rates by Coverage Level

Some Cairo drivers can get by with the Georgia minimum coverage of 25/50/25. Other drivers may need more. See how much your Cairo, Georgia car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Cairo, Georgia

Insurance Company Low Medium High
Allstate $3,611 $4,029 $4,295
GEICO $2,243 $2,417 $2,559
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $5,717 $5,960 $5,899
Progressive $3,685 $3,948 $4,397
State Farm $2,669 $2,859 $3,044
USAA $2,808 $2,931 $3,102

Cairo, GA Car Insurance Rates by Age, Gender, and Marital Status

Cairo, Georgia car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Cairo, GA car insurance, get quotes from multiple car insurance companies in the Cairo area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cairo, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,647 $2,647 $6,385 $8,193 $3,080 $3,360
GEICO $1,477 $1,454 $1,427 $1,427 $4,316 $5,166 $1,885 $2,097
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $3,429 $3,547 $3,378 $3,717 $10,531 $13,576 $4,167 $4,525
Progressive $2,537 $2,342 $2,174 $2,288 $7,924 $8,790 $2,938 $3,088
State Farm $1,882 $1,882 $1,686 $1,686 $4,938 $6,500 $2,063 $2,222
USAA $1,662 $1,663 $1,534 $1,549 $5,857 $6,941 $2,071 $2,297

Cairo, GA Car Insurance Rates for Teens

How much is Cairo, Georgia car insurance for teens? Compare rates from top Cairo car insurance companies below to help find the cheapest teen car insurance in Cairo, GA.

Annual Car Insurance Rates for Teen Drivers in Cairo, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,385 $8,193
GEICO $4,316 $5,166
Liberty Mutual $20,620 $23,033
Nationwide $10,531 $13,576
Progressive $7,924 $8,790
State Farm $4,938 $6,500
USAA $5,857 $6,941

Cairo, GA Car Insurance Rates for Seniors

Before seniors buy Cairo, Georgia car insurance, they should make sure to shop around. Some Cairo, GA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Cairo, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,647 $2,647
GEICO $1,427 $1,427
Liberty Mutual $4,088 $4,641
Nationwide $3,378 $3,717
Progressive $2,174 $2,288
State Farm $1,686 $1,686
USAA $1,534 $1,549

Cairo, GA Car Insurance Rates by Credit History

How does your credit history affect Cairo, GA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Cairo, Georgia

Insurance Company Poor Fair Good
Allstate $5,164 $3,581 $3,190
GEICO $3,026 $2,127 $2,065
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $6,973 $5,652 $4,952
Progressive $4,526 $3,900 $3,604
State Farm $4,047 $2,524 $2,002
USAA $3,844 $2,697 $2,300

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Cairo, GA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Cairo, Georgia car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Cairo.

Annual Cairo, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,272 $5,093 $4,103 $3,445
GEICO $1,616 $2,030 $4,168 $1,811
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $4,513 $5,293 $8,160 $5,470
Progressive $3,150 $5,535 $3,688 $3,666
State Farm $2,609 $3,106 $2,857 $2,857
USAA $2,261 $2,855 $4,153 $2,519

Cairo, GA Car Insurance Rates With a DUI

Even a single DUI can increase your Cairo, GA car insurance rates. Compare rates below to see which Cairo car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Cairo, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,103
GEICO $4,168
Liberty Mutual $10,982
Nationwide $8,160
Progressive $3,688
State Farm $2,857
USAA $4,153

Cairo, GA Car Insurance Rates by ZIP Code

Just like Cairo car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Cairo, GA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Cairo, Georgia

ZIP Code Average Annual Rates
39827 $4,453
39828 $4,169

Cairo, GA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Cairo, GA car insurance rates may be. Let’s take a look at average car insurance rates from top Cairo companies based on commute time.

Annual Car Insurance Rates by Commute Length in Cairo, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,887 $4,070
GEICO $2,364 $2,448
Liberty Mutual $9,217 $9,217
Nationwide $5,859 $5,859
Progressive $4,010 $4,010
State Farm $2,857 $2,857
USAA $2,813 $3,081

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Cairo, GA Cheapest Car Insurance Rates

How do the top Cairo, Georgia car insurance companies’ average rates stack up against the Cairo average monthly car insurance rates of $372? Take a look and see.

Best Annual Car Insurance Rates by Company in Cairo, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cairo, GA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Cairo, Georgia car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Cairo, Georgia

Insurance Company Average Annual Rates
Allstate $3,978
GEICO $2,406
Liberty Mutual $9,217
Nationwide $5,859
Progressive $4,010
State Farm $2,857
USAA $2,947

Other Factors Affecting Cairo, GA Car Insurance Rates

Before you buy Cairo, Georgia car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Cairo, GA Commute Time

How does your Cairo, GA commute time compare with the average driver? In Cairo, the average commute is 22.3 minutes.

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Cairo, GA Car Insurance Quotes

Compare Cairo, GA car insurance quotes from multiple companies by entering your ZIP code now.