Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Carrollton after a DUI is USAA
  • The cheapest car insurance company in Carrollton for teen drivers is USAA
  • Average car insurance rates in Carrollton, KY are $390/month

Average car insurance rates in Carrollton, Kentucky are $390 a month. But with a little research you can get a great deal from the top car insurance companies in Carrollton, KY. Before you buy Carrollton, Kentucky car insurance, make sure your coverage meets or exceeds the Kentucky minimum of 25/50/25.

It may even be helpful to compare Carrollton car insurance rates with Richmond car insurance rates, Independence car insurance rates, or Owensboro car insurance rates to make sure you’re getting the best Carrollton, KY car insurance quotes available.

Need affordable Carrollton, KY car insurance? Enter your ZIP code to compare Carrollton car insurance quotes from multiple car insurance companies near you.

Carrollton, KY Minimum Car Insurance Coverage

Carrollton, Kentucky law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Carrollton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Carrollton, KY Car Insurance Rates by Coverage Level

Some Carrollton drivers can get by with the Kentucky minimum coverage of 25/50/25. Other drivers may need more. See how much your Carrollton, Kentucky car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Carrollton, Kentucky

Insurance Company Low Medium High
Allstate $5,943 $6,286 $6,691
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,352 $5,532 $5,792
Nationwide $4,735 $4,596 $4,611
Progressive $4,186 $4,444 $4,851
State Farm $3,749 $3,942 $4,134
Travelers $4,918 $5,170 $5,332
USAA $2,827 $2,938 $3,068

Carrollton, KY Car Insurance Rates by Age, Gender, and Marital Status

Carrollton, Kentucky car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Carrollton, KY car insurance, get quotes from multiple car insurance companies in the Carrollton area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carrollton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,702 $3,703 $3,295 $3,526 $12,960 $14,566 $4,208 $4,494
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,893 $3,129 $2,430 $2,710 $12,840 $14,214 $3,049 $3,205
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,193 $2,099 $1,955 $1,968 $10,408 $11,799 $2,724 $2,804
State Farm $2,409 $2,409 $2,153 $2,153 $7,374 $9,308 $2,691 $3,036
Travelers $2,226 $2,265 $2,186 $2,187 $10,512 $16,713 $2,329 $2,702
USAA $1,982 $1,993 $1,779 $1,819 $5,206 $5,502 $2,512 $2,760

Carrollton, KY Car Insurance Rates for Teens

How much is Carrollton, Kentucky car insurance for teens? Compare rates from top Carrollton car insurance companies below to help find the cheapest teen car insurance in Carrollton, KY.

Annual Car Insurance Rates for Teen Drivers in Carrollton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,960 $14,566
GEICO $7,170 $8,568
Liberty Mutual $12,840 $14,214
Nationwide $7,450 $9,339
Progressive $10,408 $11,799
State Farm $7,374 $9,308
Travelers $10,512 $16,713
USAA $5,206 $5,502

Carrollton, KY Car Insurance Rates for Seniors

Before seniors buy Carrollton, Kentucky car insurance, they should make sure to shop around. Some Carrollton, KY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Carrollton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,295 $3,526
GEICO $3,742 $3,389
Liberty Mutual $2,430 $2,710
Nationwide $2,972 $3,117
Progressive $1,955 $1,968
State Farm $2,153 $2,153
Travelers $2,186 $2,187
USAA $1,779 $1,819

Carrollton, KY Car Insurance Rates by Credit History

How does your credit history affect Carrollton, KY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Carrollton, Kentucky

Insurance Company Poor Fair Good
Allstate $8,357 $5,748 $4,814
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,951 $4,883 $3,842
Nationwide $5,647 $4,437 $3,858
Progressive $5,036 $4,374 $4,071
State Farm $5,713 $3,437 $2,675
Travelers $5,739 $4,851 $4,830
USAA $4,399 $2,446 $1,988

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Carrollton, KY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Carrollton, Kentucky car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Carrollton.

Annual Carrollton, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,305 $6,819 $7,183 $5,919
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,624 $7,142 $5,550 $4,920
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,720 $5,482 $4,246 $4,527
State Farm $3,592 $4,291 $3,942 $3,942
Travelers $4,477 $4,608 $6,664 $4,810
USAA $2,219 $3,142 $3,746 $2,670

Carrollton, KY Car Insurance Rates With a DUI

Even a single DUI can increase your Carrollton, KY car insurance rates. Compare rates below to see which Carrollton car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Carrollton, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,183
GEICO $7,199
Liberty Mutual $5,550
Nationwide $6,064
Progressive $4,246
State Farm $3,942
Travelers $6,664
USAA $3,746

Carrollton, KY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Carrollton, KY car insurance rates may be. Let’s take a look at average car insurance rates from top Carrollton companies based on commute time.

Annual Car Insurance Rates by Commute Length in Carrollton, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,307 $6,307
GEICO $4,371 $4,456
Liberty Mutual $5,559 $5,559
Nationwide $4,647 $4,647
Progressive $4,494 $4,494
State Farm $3,847 $4,036
Travelers $5,140 $5,140
USAA $2,835 $3,054

Carrollton, KY Cheapest Car Insurance Rates

How do the top Carrollton, Kentucky car insurance companies’ average rates stack up against the Carrollton average monthly car insurance rates of $390? Take a look and see.

Best Annual Car Insurance Rates by Company in Carrollton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Carrollton, KY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Carrollton, Kentucky car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Carrollton, Kentucky

Insurance Company Average Annual Rates
Allstate $6,307
GEICO $4,413
Liberty Mutual $5,559
Nationwide $4,647
Progressive $4,494
State Farm $3,942
Travelers $5,140
USAA $2,944

Other Factors Affecting Carrollton, KY Car Insurance Rates

Before you buy Carrollton, Kentucky car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Carrollton, KY Commute Time

How does your Carrollton, KY commute time compare with the average driver? In Carrollton, the average commute is 18.1 minutes.

Carrollton, KY Car Insurance Quotes

Compare Carrollton, KY car insurance quotes from multiple companies by entering your ZIP code now.