Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Cherokee, OK are $324/month
  • Average car insurance rates in Cherokee, OK for senior drivers are $2,314/year
  • The cheapest car insurance company in Cherokee for teen drivers is State Farm

Average car insurance rates in Cherokee, Oklahoma are $324 a month. But with a little research you can get a great deal from the top car insurance companies in Cherokee, OK. Before you buy Cherokee, Oklahoma car insurance, make sure your coverage meets or exceeds the Oklahoma minimum of 25/50/25.

It may even be helpful to compare Cherokee car insurance rates with Midwest City car insurance rates, Moore car insurance rates, or Broken Arrow car insurance rates to make sure you’re getting the best Cherokee, OK car insurance quotes available.

Need affordable Cherokee, OK car insurance? Enter your ZIP code to compare Cherokee car insurance quotes from multiple car insurance companies near you.

Cherokee, OK Minimum Car Insurance Coverage

Cherokee, Oklahoma law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Cherokee, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cherokee, OK Car Insurance Rates by Coverage Level

Some Cherokee drivers can get by with the Oklahoma minimum coverage of 25/50/25. Other drivers may need more. See how much your Cherokee, Oklahoma car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Cherokee, Oklahoma

Insurance Company Low Medium High
Allstate $3,289 $3,479 $3,708
Farmers $4,017 $4,132 $4,364
GEICO $3,008 $3,199 $3,389
Liberty Mutual $5,751 $6,026 $6,366
Progressive $4,337 $4,674 $5,110
State Farm $2,394 $2,517 $2,701
USAA $2,975 $3,057 $3,157

Cherokee, OK Car Insurance Rates by Age, Gender, and Marital Status

Cherokee, Oklahoma car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Cherokee, OK car insurance, get quotes from multiple car insurance companies in the Cherokee area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cherokee, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,222 $2,241 $2,033 $2,137 $6,613 $7,716 $2,417 $2,557
Farmers $2,505 $2,498 $2,259 $2,370 $8,846 $9,087 $2,825 $2,976
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,192 $4,424 $3,688 $4,004 $11,071 $12,131 $4,358 $4,512
Progressive $2,631 $2,504 $2,164 $2,294 $10,276 $11,518 $3,069 $3,199
State Farm $1,809 $1,809 $1,577 $1,577 $4,201 $5,336 $1,888 $2,101
USAA $1,837 $1,859 $1,742 $1,784 $5,760 $6,484 $2,387 $2,651

Cherokee, OK Car Insurance Rates for Teens

How much is Cherokee, Oklahoma car insurance for teens? Compare rates from top Cherokee car insurance companies below to help find the cheapest teen car insurance in Cherokee, OK.

Annual Car Insurance Rates for Teen Drivers in Cherokee, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,613 $7,716
Farmers $8,846 $9,087
GEICO $6,078 $6,489
Liberty Mutual $11,071 $12,131
Progressive $10,276 $11,518
State Farm $4,201 $5,336
USAA $5,760 $6,484

Cherokee, OK Car Insurance Rates for Seniors

Before seniors buy Cherokee, Oklahoma car insurance, they should make sure to shop around. Some Cherokee, OK car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Cherokee, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,033 $2,137
Farmers $2,259 $2,370
GEICO $2,260 $2,500
Liberty Mutual $3,688 $4,004
Progressive $2,164 $2,294
State Farm $1,577 $1,577
USAA $1,742 $1,784

Cherokee, OK Car Insurance Rates by Credit History

How does your credit history affect Cherokee, OK car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Cherokee, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,318 $3,270 $2,888
Farmers $4,816 $3,942 $3,754
GEICO $3,852 $3,199 $2,545
Liberty Mutual $8,698 $5,289 $4,157
Progressive $5,353 $4,546 $4,222
State Farm $3,523 $2,263 $1,825
USAA $4,582 $2,570 $2,038

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Cherokee, OK Car Insurance Rates by Driver History

How does a single speeding ticket affect your Cherokee, Oklahoma car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Cherokee.

Annual Cherokee, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,021 $3,533 $4,035 $3,379
Farmers $3,539 $4,505 $4,396 $4,243
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,098 $6,788 $7,687 $5,618
Progressive $3,670 $6,797 $4,052 $4,308
State Farm $2,380 $2,694 $2,537 $2,537
USAA $2,266 $3,225 $3,979 $2,783

Cherokee, OK Car Insurance Rates With a DUI

Even a single DUI can increase your Cherokee, OK car insurance rates. Compare rates below to see which Cherokee car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Cherokee, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
Farmers $4,396
GEICO $3,899
Liberty Mutual $7,687
Progressive $4,052
State Farm $2,537
USAA $3,979

Cherokee, OK Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Cherokee, OK car insurance rates may be. Let’s take a look at average car insurance rates from top Cherokee companies based on commute time.

Annual Car Insurance Rates by Commute Length in Cherokee, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,492 $3,492
Farmers $4,171 $4,171
GEICO $3,136 $3,262
Liberty Mutual $6,048 $6,048
Progressive $4,707 $4,707
State Farm $2,493 $2,581
USAA $3,026 $3,100

Cherokee, OK Cheapest Car Insurance Rates

How do the top Cherokee, Oklahoma car insurance companies’ average rates stack up against the Cherokee average monthly car insurance rates of $324? Take a look and see.

Best Annual Car Insurance Rates by Company in Cherokee, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cherokee, OK Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Cherokee, Oklahoma car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Cherokee, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,492
Farmers $4,171
GEICO $3,199
Liberty Mutual $6,048
Progressive $4,707
State Farm $2,537
USAA $3,063

Other Factors Affecting Cherokee, OK Car Insurance Rates

Before you buy Cherokee, Oklahoma car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Cherokee, OK Commute Time

How does your Cherokee, OK commute time compare with the average driver? In Cherokee, the average commute is 30.2 minutes.

Cherokee, OK Car Insurance Quotes

Compare Cherokee, OK car insurance quotes from multiple companies by entering your ZIP code now.