A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Jun 7, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Coloma, WI are $254/month
  • The cheapest car insurance company in Coloma after a DUI is American Family
  • Average car insurance rates in Coloma, WI for senior drivers are $1,724/year

Average car insurance rates in Coloma, Wisconsin are $254 a month. But with a little research you can get a great deal from the top car insurance companies in Coloma, WI. Before you buy Coloma, Wisconsin car insurance, make sure your coverage meets or exceeds the Wisconsin minimum of 25/50/10.

It may even be helpful to compare Coloma car insurance rates with Janesville car insurance rates, Madison car insurance rates, or Oshkosh car insurance rates to make sure you’re getting the best Coloma, WI car insurance quotes available.

Need affordable Coloma, WI car insurance? Enter your ZIP code to compare Coloma car insurance quotes from multiple car insurance companies near you.

Coloma, WI Minimum Car Insurance Coverage

Coloma, Wisconsin law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Coloma, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Coloma, WI Car Insurance Rates by Coverage Level

Some Coloma drivers can get by with the Wisconsin minimum coverage of 25/50/10. Other drivers may need more. See how much your Coloma, Wisconsin car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Coloma, Wisconsin

Insurance Company Low Medium High
Allstate $3,686 $3,841 $4,023
American Family $1,504 $1,532 $1,521
Farmers $3,648 $3,890 $4,215
GEICO $2,172 $2,301 $2,437
Liberty Mutual $2,969 $3,210 $3,384
Nationwide $5,453 $5,606 $5,761
Progressive $2,832 $3,016 $3,140
State Farm $2,009 $2,115 $2,205
USAA $1,862 $1,933 $2,000

Coloma, WI Car Insurance Rates by Age, Gender, and Marital Status

Coloma, Wisconsin car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Coloma, WI car insurance, get quotes from multiple car insurance companies in the Coloma area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Coloma, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,377 $2,524 $2,172 $2,414 $7,089 $9,130 $2,439 $2,654
American Family $1,006 $1,055 $936 $948 $2,739 $3,031 $1,179 $1,257
Farmers $2,049 $2,058 $1,824 $1,919 $9,188 $9,543 $2,319 $2,444
GEICO $1,429 $1,565 $1,454 $1,647 $4,635 $4,998 $1,324 $1,376
Liberty Mutual $1,976 $2,163 $1,598 $1,818 $6,382 $7,163 $2,106 $2,294
Nationwide $3,899 $4,112 $3,218 $3,397 $7,845 $11,994 $4,735 $5,653
Progressive $1,756 $1,695 $1,438 $1,487 $6,192 $7,019 $2,107 $2,272
State Farm $1,377 $1,377 $1,208 $1,208 $3,702 $4,703 $1,547 $1,757
USAA $1,285 $1,283 $1,164 $1,185 $3,256 $3,779 $1,668 $1,832

Coloma, WI Car Insurance Rates for Teens

How much is Coloma, Wisconsin car insurance for teens? Compare rates from top Coloma car insurance companies below to help find the cheapest teen car insurance in Coloma, WI.

Annual Car Insurance Rates for Teen Drivers in Coloma, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,089 $9,130
American Family $2,739 $3,031
Farmers $9,188 $9,543
GEICO $4,635 $4,998
Liberty Mutual $6,382 $7,163
Nationwide $7,845 $11,994
Progressive $6,192 $7,019
State Farm $3,702 $4,703
USAA $3,256 $3,779

Coloma, WI Car Insurance Rates for Seniors

Before seniors buy Coloma, Wisconsin car insurance, they should make sure to shop around. Some Coloma, WI car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Coloma, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,172 $2,414
American Family $936 $948
Farmers $1,824 $1,919
GEICO $1,454 $1,647
Liberty Mutual $1,598 $1,818
Nationwide $3,218 $3,397
Progressive $1,438 $1,487
State Farm $1,208 $1,208
USAA $1,164 $1,185

Coloma, WI Car Insurance Rates by Credit History

How does your credit history affect Coloma, WI car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Coloma, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,066 $3,476 $3,008
American Family $2,032 $1,341 $1,184
Farmers $4,442 $3,736 $3,576
GEICO $3,026 $2,156 $1,729
Liberty Mutual $4,617 $2,766 $2,180
Nationwide $6,303 $5,258 $5,258
Progressive $3,442 $2,882 $2,664
State Farm $3,147 $1,807 $1,376
USAA $2,975 $1,568 $1,252

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Coloma, WI Car Insurance Rates by Driver History

How does a single speeding ticket affect your Coloma, Wisconsin car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Coloma.

Annual Coloma, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,193 $4,328 $4,004 $3,874
American Family $1,453 $1,541 $1,541 $1,541
Farmers $3,418 $4,292 $4,082 $3,879
GEICO $1,611 $2,584 $2,907 $2,112
Liberty Mutual $2,442 $3,451 $3,598 $3,259
Nationwide $4,740 $5,483 $6,721 $5,483
Progressive $2,753 $3,300 $2,849 $3,082
State Farm $1,955 $2,265 $2,110 $2,110
USAA $1,515 $1,906 $2,578 $1,727

Coloma, WI Car Insurance Rates With a DUI

Even a single DUI can increase your Coloma, WI car insurance rates. Compare rates below to see which Coloma car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Coloma, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,004
American Family $1,541
Farmers $4,082
GEICO $2,907
Liberty Mutual $3,598
Nationwide $6,721
Progressive $2,849
State Farm $2,110
USAA $2,578

Coloma, WI Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Coloma, WI car insurance rates may be. Let’s take a look at average car insurance rates from top Coloma companies based on commute time.

Annual Car Insurance Rates by Commute Length in Coloma, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,757 $3,943
American Family $1,493 $1,544
Farmers $3,918 $3,918
GEICO $2,253 $2,354
Liberty Mutual $3,187 $3,187
Nationwide $5,607 $5,607
Progressive $2,996 $2,996
State Farm $2,058 $2,161
USAA $1,906 $1,957

Coloma, WI Cheapest Car Insurance Rates

How do the top Coloma, Wisconsin car insurance companies’ average rates stack up against the Coloma average monthly car insurance rates of $254? Take a look and see.

Best Annual Car Insurance Rates by Company in Coloma, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Coloma, WI Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Coloma, Wisconsin car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Coloma, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,850
American Family $1,519
Farmers $3,918
GEICO $2,304
Liberty Mutual $3,187
Nationwide $5,607
Progressive $2,996
State Farm $2,110
USAA $1,931

Other Factors Affecting Coloma, WI Car Insurance Rates

Before you buy Coloma, Wisconsin car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Coloma, WI Commute Time

How does your Coloma, WI commute time compare with the average driver? In Coloma, the average commute is 25.0 minutes.

Coloma, WI Car Insurance Quotes

Compare Coloma, WI car insurance quotes from multiple companies by entering your ZIP code now.