Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Covington, GA are $450/month
  • Average car insurance rates in Covington, GA for senior drivers are $2,972/year
  • The cheapest car insurance company in Covington for teen drivers is USAA

Average car insurance rates in Covington, Georgia are $450 a month. But with a little research you can get a great deal from the top car insurance companies in Covington, GA. Before you buy Covington, Georgia car insurance, make sure your coverage meets or exceeds the Georgia minimum of 25/50/25.

It may even be helpful to compare Covington car insurance rates with Alpharetta car insurance rates, Smyrna car insurance rates, or Marietta car insurance rates to make sure you’re getting the best Covington, GA car insurance quotes available.

Need affordable Covington, GA car insurance? Enter your ZIP code to compare Covington car insurance quotes from multiple car insurance companies near you.

Covington, GA Minimum Car Insurance Coverage

Covington, Georgia law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Covington, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Covington, GA Car Insurance Rates by Coverage Level

Some Covington drivers can get by with the Georgia minimum coverage of 25/50/25. Other drivers may need more. See how much your Covington, Georgia car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Covington, Georgia

Insurance Company Low Medium High
Allstate $4,392 $4,801 $5,063
GEICO $3,781 $4,150 $4,448
Liberty Mutual $10,322 $10,689 $11,230
Nationwide $5,836 $6,091 $6,020
Progressive $5,012 $5,467 $6,244
State Farm $3,310 $3,546 $3,772
USAA $2,956 $3,095 $3,286

Covington, GA Car Insurance Rates by Age, Gender, and Marital Status

Covington, Georgia car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Covington, GA car insurance, get quotes from multiple car insurance companies in the Covington area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Covington, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,256 $3,256 $3,124 $3,124 $7,703 $9,922 $3,648 $3,982
GEICO $2,402 $2,381 $2,337 $2,337 $7,739 $9,247 $3,107 $3,463
Liberty Mutual $5,666 $6,159 $4,635 $5,250 $24,524 $27,354 $6,006 $6,380
Nationwide $3,487 $3,606 $3,449 $3,790 $10,785 $13,885 $4,247 $4,607
Progressive $3,488 $3,174 $3,003 $3,173 $11,209 $12,400 $4,000 $4,147
State Farm $2,307 $2,307 $2,072 $2,072 $6,184 $8,127 $2,534 $2,737
USAA $1,733 $1,732 $1,617 $1,622 $6,259 $7,385 $2,161 $2,388

Covington, GA Car Insurance Rates for Teens

How much is Covington, Georgia car insurance for teens? Compare rates from top Covington car insurance companies below to help find the cheapest teen car insurance in Covington, GA.

Annual Car Insurance Rates for Teen Drivers in Covington, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,703 $9,922
GEICO $7,739 $9,247
Liberty Mutual $24,524 $27,354
Nationwide $10,785 $13,885
Progressive $11,209 $12,400
State Farm $6,184 $8,127
USAA $6,259 $7,385

Covington, GA Car Insurance Rates for Seniors

Before seniors buy Covington, Georgia car insurance, they should make sure to shop around. Some Covington, GA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Covington, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,124 $3,124
GEICO $2,337 $2,337
Liberty Mutual $4,635 $5,250
Nationwide $3,449 $3,790
Progressive $3,003 $3,173
State Farm $2,072 $2,072
USAA $1,617 $1,622

Covington, GA Car Insurance Rates by Credit History

How does your credit history affect Covington, GA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Covington, Georgia

Insurance Company Poor Fair Good
Allstate $6,155 $4,283 $3,817
GEICO $5,554 $3,435 $3,391
Liberty Mutual $15,379 $9,456 $7,405
Nationwide $7,115 $5,774 $5,058
Progressive $6,262 $5,435 $5,026
State Farm $5,023 $3,127 $2,478
USAA $4,045 $2,853 $2,439

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Covington, GA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Covington, Georgia car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Covington.

Annual Covington, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,893 $6,069 $4,942 $4,103
GEICO $2,650 $3,296 $7,428 $3,132
Liberty Mutual $8,142 $11,158 $12,827 $10,861
Nationwide $4,611 $5,408 $8,324 $5,586
Progressive $4,324 $7,756 $5,175 $5,041
State Farm $3,226 $3,860 $3,543 $3,543
USAA $2,386 $3,026 $4,375 $2,662

Covington, GA Car Insurance Rates With a DUI

Even a single DUI can increase your Covington, GA car insurance rates. Compare rates below to see which Covington car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Covington, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,942
GEICO $7,428
Liberty Mutual $12,827
Nationwide $8,324
Progressive $5,175
State Farm $3,543
USAA $4,375

Covington, GA Car Insurance Rates by ZIP Code

Just like Covington car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Covington, GA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Covington, Georgia

ZIP Code Average Annual Rates
30014 $5,150
30016 $5,337

Covington, GA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Covington, GA car insurance rates may be. Let’s take a look at average car insurance rates from top Covington companies based on commute time.

Annual Car Insurance Rates by Commute Length in Covington, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,643 $4,860
GEICO $4,061 $4,192
Liberty Mutual $10,747 $10,747
Nationwide $5,982 $5,982
Progressive $5,574 $5,574
State Farm $3,543 $3,543
USAA $2,970 $3,254

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Covington, GA Cheapest Car Insurance Rates

How do the top Covington, Georgia car insurance companies’ average rates stack up against the Covington average monthly car insurance rates of $450? Take a look and see.

Best Annual Car Insurance Rates by Company in Covington, Georgia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Covington, GA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Covington, Georgia car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Covington, Georgia

Insurance Company Average Annual Rates
Allstate $4,752
GEICO $4,127
Liberty Mutual $10,747
Nationwide $5,982
Progressive $5,574
State Farm $3,543
USAA $3,112

Other Factors Affecting Covington, GA Car Insurance Rates

Before you buy Covington, Georgia car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Covington, GA Commute Time

How does your Covington, GA commute time compare with the average driver? In Covington, the average commute is 28.2 minutes.

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Covington, GA Car Insurance Quotes

Compare Covington, GA car insurance quotes from multiple companies by entering your ZIP code now.