Save on Car Insurance with a Daytime Running Lights Discount
Most car insurance companies offer a daytime running lights discount, but it’s usually small and varies by company. DRLs in cars increase your vehicle’s visibility and lower your accident risks. Combine your discount for daytime running lights with discounts for other safety features for the most savings.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Jun 29, 2023
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Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jun 29, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Daytime running lights come on automatically and improve your car’s visibility
- Most car insurance companies offer a DRL discount, but amounts vary by company
- Bundle your daytime running lights discount with other discounts to increase your savings
A daytime running lights discount is offered by most car insurance companies, but the amount of the discount will vary. Daytime running lights are a safety feature on many newer cars and will help you avoid accidents.
Before you buy car insurance with a daytime running lights discount, shop around to see who can offer you the highest discount and the most affordable car insurance rates.
Enter your ZIP code now to compare car insurance quotes with a daytime running lights discount from multiple companies for free.
What are daytime running lights?
Car manufacturers today are all about safety features. Not only will these extras keep you safe, but they will also help lower your car insurance rates. The less car insurance companies have to pay out for damages and bodily injuries, the more likely they are to offer discounts and lower rates.
Daytime running lights (DRL) turn on automatically when you start your vehicle. DRLs in cars are similar to brake lights, and they make you more visible during the day, reducing your risks of being in an accident.
Even though your daytime running lights aren’t as bright as headlights, they still allow other vehicles and pedestrians to see you clearly especially in snow, fog, or rain.
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What car insurance companies offer a daytime running lights discount?
Most car insurance companies offer a discount for a DRL in cars, but it’s usually pretty small and varies by company. Even though the discount won’t drastically lower your rates, you can combine it with other safety feature discounts, such as anti-lock brakes.
This table shows you car insurance companies with a daytime running lights discount. If the amount of the discount is known, it is added.
| Citation Type | American Family Average Monthly Premium | Farmers Average Monthly Premium |
|---|---|---|
| At-fault accident with less than $1,000 damage | $82.50 | $141.58 |
| At-fault accident with more than $1,000 damage | $146.92 | $194.50 |
| DWI/DUI | $154.75 | $269.92 |
| Speeding Ticket | $105.83 | $170.42 |
| Reckless Driving | $154.75 | $386.33 |
To get the lowest car insurance with a daytime running lights discount, speak with your agent about the safety features on your vehicle to take advantage of all available discounts.
Case Studies: Save on Car Insurance with a Daytime Running Lights Discount
These case studies are fictional and based on real-world scenarios. They illustrate how individuals were able to save on car insurance premiums by taking advantage of the daytime running lights (DRL) discount offered by insurance companies. The DRL discount is a small reduction in insurance rates that varies by company. By combining this discount with other safety feature discounts, policyholders were able to maximize their savings.
Case Study 1: John’s Safety Feature Bundle
John owns a newer car equipped with daytime running lights. When he shopped around for car insurance, he found that most companies offered a small discount for DRLs.
However, he discovered that by bundling his DRL discount with other safety feature discounts, such as anti-lock brakes, he could significantly reduce his premiums. Ultimately, John was able to save 15% on his car insurance by taking advantage of multiple safety feature discounts.
Case Study 2: Sarah’s Comparison Shopping
Sarah was in the market for car insurance and knew that her vehicle’s daytime running lights could potentially earn her a discount. She decided to compare quotes from multiple insurance companies to find the best deal.
While the DRL discount offered by each company was relatively small, she found that one particular insurer provided a higher discount compared to others. By choosing the insurance company with the highest DRL discount, Sarah saved 8% on her car insurance premiums.
Case Study 3: Michael’s Negotiation Strategy
Michael was already insured with a company that offered a modest daytime running lights discount. However, he believed he could secure a better rate. He contacted his insurance agent and discussed the safety features of his vehicle, emphasizing the benefits of DRLs in reducing accident risks.
Through negotiations, Michael was able to convince his insurer to increase his DRL discount from 3% to 5%. This negotiation resulted in an additional 2% savings on his car insurance.
Daytime Running Lights: The Bottom Line
Don’t get discouraged if your DRL discount is small. You can still bundle it with discounts for other safety features to keep the maximum savings.
Since most companies offer it, it’s pretty easy to find affordable car insurance with a daytime running lights discount. Compare rates from various car insurance companies to see who has the best car insurance discounts and rates.
Enter your ZIP code to compare car insurance rates with a daytime running lights discount from multiple companies near you today.
Frequently Asked Questions
What is a daytime running lights discount?
A daytime running lights discount is a discount offered by car insurance companies to drivers who have cars equipped with daytime running lights (DRLs). DRLs are safety features that make a vehicle more visible to other drivers during daylight hours. The discount is usually small, but it can be combined with other safety feature discounts for additional savings on car insurance.
Are all vehicles eligible for the daytime running lights insurance discount?
Most newer vehicles come equipped with daytime running lights as a standard safety feature. If your car has this feature, then you may be eligible for the discount. However, it’s best to check with your insurance provider to see if they offer the discount and what the requirements are.
How much can I save with a daytime running lights insurance discount?
The amount of the discount will vary depending on the insurance provider and other factors. However, most discounts range from 1-5% off your premium. While this may not seem like much, it can add up over time, especially if you combine it with other safety feature discounts.
Do I have to prove that my vehicle has daytime running lights to get the discount?
Most insurance companies will automatically recognize the presence of daytime running lights on newer vehicles. However, if you have an older car that has had the feature added aftermarket, you may need to provide proof of installation to get the discount.
Are there any other safety features that can get me a discount on my car insurance?
Yes, there are many other safety features that can help you save on your car insurance. Anti-lock brakes, airbags, electronic stability control, and automatic seat belts are just a few examples. Be sure to ask your insurance provider about all available discounts.
Will my daytime running lights discount apply to all my vehicles?
If you have multiple vehicles insured with the same provider, the discount may apply to all of them if they have daytime running lights. However, this may vary depending on the insurance company, so it’s best to check with your provider.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.