A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Jun 7, 2022

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Just What's Essential

  • Daytime running lights come on automatically and improve your car’s visibility
  • Most car insurance companies offer a DRL discount, but amounts vary by company
  • Bundle your daytime running lights discount with other discounts to increase your savings

A daytime running lights discount is offered by most car insurance companies, but the amount of the discount will vary. Daytime running lights are a safety feature on many newer cars and will help you avoid accidents.

Before you buy car insurance with a daytime running lights discount, shop around to see who can offer you the highest discount and the most affordable car insurance rates.

Enter your ZIP code now to compare car insurance quotes with a daytime running lights discount from multiple companies for free.

What are daytime running lights?

Car manufacturers today are all about safety features. Not only will these extras keep you safe, but they will also help lower your car insurance rates. The less car insurance companies have to pay out for damages and bodily injuries, the more likely they are to offer discounts and lower rates.

Daytime running lights (DRL) turn on automatically when you start your vehicle. DRLs in cars are similar to brake lights, and they make you more visible during the day, reducing your risks of being in an accident.

Even though your daytime running lights aren’t as bright as headlights, they still allow other vehicles and pedestrians to see you clearly especially in snow, fog, or rain.

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What car insurance companies offer a daytime running lights discount?

Most car insurance companies offer a discount for a DRL in cars, but it’s usually pretty small and varies by company. Even though the discount won’t drastically lower your rates, you can combine it with other safety feature discounts, such as anti-lock brakes.

This table shows you car insurance companies with a daytime running lights discount. If the amount of the discount is known, it is added.

American Family vs. Farmers Car Insurance Rates by Driving History
Citation TypeAmerican Family Average Monthly PremiumFarmers Average Monthly Premium
At-fault accident with less than $1,000 damage$82.50$141.58
At-fault accident with more than $1,000 damage$146.92$194.50
Speeding Ticket$105.83$170.42
Reckless Driving$154.75$386.33
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To get the lowest car insurance with a daytime running lights discount, speak with your agent about the safety features on your vehicle to take advantage of all available discounts.

Daytime Running Lights: The Bottom Line

Don’t get discouraged if your DRL discount is small. You can still bundle it with discounts for other safety features to keep the maximum savings.

Since most companies offer it, it’s pretty easy to find affordable car insurance with a daytime running lights discount. Compare rates from various car insurance companies to see who has the best car insurance discounts and rates.

Enter your ZIP code to compare car insurance rates with a daytime running lights discount from multiple companies near you today.