Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: May 27, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Daytime running lights come on automatically and improve your car’s visibility
  • Most car insurance companies offer a DRL discount, but amounts vary by company
  • Bundle your daytime running lights discount with other discounts to increase your savings

A daytime running lights discount is offered by most car insurance companies, but the amount of the discount will vary. Daytime running lights are a safety feature on many newer cars and will help you avoid accidents.

Before you buy car insurance with a daytime running lights discount, shop around to see who can offer you the highest discount and the most affordable car insurance rates.

Enter your ZIP code now to compare car insurance quotes with a daytime running lights discount from multiple companies for free.

What are daytime running lights?

Car manufacturers today are all about safety features. Not only will these extras keep you safe, but they will also help lower your car insurance rates. The less car insurance companies have to pay out for damages and bodily injuries, the more likely they are to offer discounts and lower rates.

Daytime running lights (DRL) turn on automatically when you start your vehicle. DRLs in cars are similar to brake lights, and they make you more visible during the day, reducing your risks of being in an accident.

Even though your daytime running lights aren’t as bright as headlights, they still allow other vehicles and pedestrians to see you clearly especially in snow, fog, or rain.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

What car insurance companies offer a daytime running lights discount?

Most car insurance companies offer a discount for a DRL in cars, but it’s usually pretty small and varies by company. Even though the discount won’t drastically lower your rates, you can combine it with other safety feature discounts, such as anti-lock brakes.

This table shows you car insurance companies with a daytime running lights discount. If the amount of the discount is known, it is added.

American Family vs. Farmers Car Insurance Rates by Driving History
Citation TypeAmerican Family Average Monthly PremiumFarmers Average Monthly Premium
At-fault accident with less than $1,000 damage$82.50$141.58
At-fault accident with more than $1,000 damage$146.92$194.50
DWI/DUI$154.75$269.92
Speeding Ticket$105.83$170.42
Reckless Driving$154.75$386.33
Get Your Rates Quote Now

Compare RatesStart Now →

To get the lowest car insurance with a daytime running lights discount, speak with your agent about the safety features on your vehicle to take advantage of all available discounts.

Daytime Running Lights: The Bottom Line

Don’t get discouraged if your DRL discount is small. You can still bundle it with discounts for other safety features to keep the maximum savings.

Since most companies offer it, it’s pretty easy to find affordable car insurance with a daytime running lights discount. Compare rates from various car insurance companies to see who has the best car insurance discounts and rates.

Enter your ZIP code to compare car insurance rates with a daytime running lights discount from multiple companies near you today.