A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Edgewood after a DUI is GEICO
  • Average car insurance rates in Edgewood, TX are $309/month
  • Average car insurance rates in Edgewood, TX for senior drivers are $2,255/year

Average car insurance rates in Edgewood, Texas are $309 a month. But with a little research you can get a great deal from the top car insurance companies in Edgewood, TX. Before you buy Edgewood, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Edgewood car insurance rates with Plano car insurance rates, El Paso car insurance rates, or Houston car insurance rates to make sure you’re getting the best Edgewood, TX car insurance quotes available.

Need affordable Edgewood, TX car insurance? Enter your ZIP code to compare Edgewood car insurance quotes from multiple car insurance companies near you.

Edgewood, TX Minimum Car Insurance Coverage

Edgewood, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Edgewood, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Edgewood, TX Car Insurance Rates by Coverage Level

Some Edgewood drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Edgewood, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Edgewood, Texas

Insurance Company Low Medium High
Allstate $4,908 $4,990 $5,218
American Family $3,750 $3,872 $4,421
GEICO $3,211 $3,342 $3,594
Nationwide $3,804 $3,371 $3,390
Progressive $4,304 $4,488 $4,723
State Farm $2,865 $3,005 $3,174
USAA $2,396 $2,466 $2,564

Edgewood, TX Car Insurance Rates by Age, Gender, and Marital Status

Edgewood, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Edgewood, TX car insurance, get quotes from multiple car insurance companies in the Edgewood area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Edgewood, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,273 $3,300 $3,233 $3,233 $8,625 $10,401 $4,041 $4,205
American Family $2,435 $2,702 $2,270 $2,590 $6,348 $8,338 $3,471 $3,960
GEICO $2,511 $2,711 $2,428 $2,745 $5,497 $5,736 $2,715 $2,717
Nationwide $2,209 $2,247 $1,953 $2,067 $6,263 $8,036 $2,594 $2,806
Progressive $2,383 $2,272 $2,125 $2,160 $10,078 $11,286 $2,838 $2,898
State Farm $2,115 $2,115 $1,879 $1,879 $5,040 $6,420 $2,297 $2,371
USAA $1,578 $1,589 $1,505 $1,496 $4,431 $4,832 $2,107 $2,263

Edgewood, TX Car Insurance Rates for Teens

How much is Edgewood, Texas car insurance for teens? Compare rates from top Edgewood car insurance companies below to help find the cheapest teen car insurance in Edgewood, TX.

Annual Car Insurance Rates for Teen Drivers in Edgewood, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,625 $10,401
American Family $6,348 $8,338
GEICO $5,497 $5,736
Nationwide $6,263 $8,036
Progressive $10,078 $11,286
State Farm $5,040 $6,420
USAA $4,431 $4,832

Edgewood, TX Car Insurance Rates for Seniors

Before seniors buy Edgewood, Texas car insurance, they should make sure to shop around. Some Edgewood, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Edgewood, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,233 $3,233
American Family $2,270 $2,590
GEICO $2,428 $2,745
Nationwide $1,953 $2,067
Progressive $2,125 $2,160
State Farm $1,879 $1,879
USAA $1,505 $1,496

Edgewood, TX Car Insurance Rates by Credit History

How does your credit history affect Edgewood, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Edgewood, Texas

Insurance Company Poor Fair Good
Allstate $6,413 $4,690 $4,013
American Family $5,541 $3,467 $3,036
GEICO $5,225 $2,955 $1,968
Nationwide $4,222 $3,394 $2,950
Progressive $5,068 $4,384 $4,063
State Farm $4,273 $2,656 $2,115
USAA $3,642 $2,098 $1,685

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Edgewood, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Edgewood, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Edgewood.

Annual Edgewood, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,912 $6,039 $6,293 $3,912
American Family $3,662 $4,652 $4,081 $3,662
GEICO $2,870 $3,799 $3,167 $3,694
Nationwide $3,057 $3,057 $4,523 $3,451
Progressive $3,927 $5,084 $4,589 $4,420
State Farm $2,682 $3,072 $3,622 $2,682
USAA $1,846 $2,721 $3,214 $2,119

Edgewood, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Edgewood, TX car insurance rates. Compare rates below to see which Edgewood car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Edgewood, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,293
American Family $4,081
GEICO $3,167
Nationwide $4,523
Progressive $4,589
State Farm $3,622
USAA $3,214

Edgewood, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Edgewood, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Edgewood companies based on commute time.

Annual Car Insurance Rates by Commute Length in Edgewood, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,919 $5,159
American Family $4,014 $4,014
GEICO $3,321 $3,444
Nationwide $3,522 $3,522
Progressive $4,505 $4,505
State Farm $3,015 $3,015
USAA $2,444 $2,507

Edgewood, TX Cheapest Car Insurance Rates

How do the top Edgewood, Texas car insurance companies’ average rates stack up against the Edgewood average monthly car insurance rates of $309? Take a look and see.

Best Annual Car Insurance Rates by Company in Edgewood, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Edgewood, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Edgewood, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Edgewood, Texas

Insurance Company Average Annual Rates
Allstate $5,039
American Family $4,014
GEICO $3,383
Nationwide $3,522
Progressive $4,505
State Farm $3,015
USAA $2,475

Other Factors Affecting Edgewood, TX Car Insurance Rates

Before you buy Edgewood, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Edgewood, TX Commute Time

How does your Edgewood, TX commute time compare with the average driver? In Edgewood, the average commute is 36.6 minutes.

Edgewood, TX Car Insurance Quotes

Compare Edgewood, TX car insurance quotes from multiple companies by entering your ZIP code now.