Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Elkridge, MD for senior drivers are $3,150/year
  • The cheapest car insurance company in Elkridge after a DUI is Nationwide
  • Average car insurance rates in Elkridge, MD are $404/month

Average car insurance rates in Elkridge, Maryland are $404 a month. But with a little research you can get a great deal from the top car insurance companies in Elkridge, MD. Before you buy Elkridge, Maryland car insurance, make sure your coverage meets or exceeds the Maryland minimum of 30/60/15.

It may even be helpful to compare Elkridge car insurance rates with Bowie car insurance rates, Baltimore car insurance rates, or College Park car insurance rates to make sure you’re getting the best Elkridge, MD car insurance quotes available.

Need affordable Elkridge, MD car insurance? Enter your ZIP code to compare Elkridge car insurance quotes from multiple car insurance companies near you.

Elkridge, MD Minimum Car Insurance Coverage

Elkridge, Maryland law requires drivers carry a minimum of 30/60/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Elkridge, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Elkridge, MD Car Insurance Rates by Coverage Level

Some Elkridge drivers can get by with the Maryland minimum coverage of 30/60/15. Other drivers may need more. See how much your Elkridge, Maryland car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Elkridge, Maryland

Insurance Company Low Medium High
Allstate $5,892 $6,027 $6,317
GEICO $4,088 $4,223 $4,443
Liberty Mutual $8,891 $9,147 $9,473
Nationwide $2,985 $3,128 $3,243
Progressive $4,250 $4,472 $4,689
State Farm $3,809 $4,045 $4,239
USAA $2,701 $2,861 $2,992

Elkridge, MD Car Insurance Rates by Age, Gender, and Marital Status

Elkridge, Maryland car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Elkridge, MD car insurance, get quotes from multiple car insurance companies in the Elkridge area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elkridge, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,994 $3,823 $3,825 $3,926 $11,875 $13,975 $3,588 $3,621
GEICO $2,660 $2,915 $3,041 $3,523 $8,062 $9,149 $2,278 $2,384
Liberty Mutual $6,594 $6,594 $6,519 $6,519 $12,768 $18,907 $6,594 $8,869
Nationwide $2,126 $2,130 $1,923 $1,976 $5,045 $6,626 $2,468 $2,655
Progressive $2,631 $2,357 $2,290 $2,345 $9,614 $10,492 $3,061 $2,971
State Farm $2,377 $2,377 $2,194 $2,194 $7,642 $9,800 $2,662 $3,001
USAA $2,050 $2,011 $1,917 $1,908 $4,565 $5,383 $2,354 $2,622

Elkridge, MD Car Insurance Rates for Teens

How much is Elkridge, Maryland car insurance for teens? Compare rates from top Elkridge car insurance companies below to help find the cheapest teen car insurance in Elkridge, MD.

Annual Car Insurance Rates for Teen Drivers in Elkridge, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,875 $13,975
GEICO $8,062 $9,149
Liberty Mutual $12,768 $18,907
Nationwide $5,045 $6,626
Progressive $9,614 $10,492
State Farm $7,642 $9,800
USAA $4,565 $5,383

Elkridge, MD Car Insurance Rates for Seniors

Before seniors buy Elkridge, Maryland car insurance, they should make sure to shop around. Some Elkridge, MD car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Elkridge, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,825 $3,926
GEICO $3,041 $3,523
Liberty Mutual $6,519 $6,519
Nationwide $1,923 $1,976
Progressive $2,290 $2,345
State Farm $2,194 $2,194
USAA $1,917 $1,908

Elkridge, MD Car Insurance Rates by Credit History

How does your credit history affect Elkridge, MD car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Elkridge, Maryland

Insurance Company Poor Fair Good
Allstate $7,887 $5,493 $4,855
GEICO $4,820 $3,991 $3,943
Liberty Mutual $13,109 $8,446 $5,956
Nationwide $3,991 $2,819 $2,547
Progressive $5,619 $4,240 $3,552
State Farm $5,902 $3,497 $2,694
USAA $3,800 $2,609 $2,146

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Elkridge, MD Car Insurance Rates by Driver History

How does a single speeding ticket affect your Elkridge, Maryland car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Elkridge.

Annual Elkridge, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,373 $7,169 $5,373 $6,400
GEICO $3,007 $4,699 $5,734 $3,566
Liberty Mutual $6,588 $8,680 $13,076 $8,337
Nationwide $2,743 $3,685 $2,936 $3,111
Progressive $3,809 $5,080 $4,606 $4,386
State Farm $3,606 $4,550 $3,984 $3,984
USAA $2,241 $2,753 $3,999 $2,413

Elkridge, MD Car Insurance Rates With a DUI

Even a single DUI can increase your Elkridge, MD car insurance rates. Compare rates below to see which Elkridge car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Elkridge, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,373
GEICO $5,734
Liberty Mutual $13,076
Nationwide $2,936
Progressive $4,606
State Farm $3,984
USAA $3,999

Elkridge, MD Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Elkridge, MD car insurance rates may be. Let’s take a look at average car insurance rates from top Elkridge companies based on commute time.

Annual Car Insurance Rates by Commute Length in Elkridge, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,992 $6,165
GEICO $4,181 $4,322
Liberty Mutual $8,926 $9,415
Nationwide $3,119 $3,119
Progressive $4,470 $4,470
State Farm $3,927 $4,134
USAA $2,763 $2,940

Elkridge, MD Cheapest Car Insurance Rates

How do the top Elkridge, Maryland car insurance companies’ average rates stack up against the Elkridge average monthly car insurance rates of $404? Take a look and see.

Best Annual Car Insurance Rates by Company in Elkridge, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Elkridge, MD Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Elkridge, Maryland car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Elkridge, Maryland

Insurance Company Average Annual Rates
Allstate $6,079
GEICO $4,251
Liberty Mutual $9,170
Nationwide $3,119
Progressive $4,470
State Farm $4,031
USAA $2,851

Other Factors Affecting Elkridge, MD Car Insurance Rates

Before you buy Elkridge, Maryland car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Elkridge, MD Commute Time

How does your Elkridge, MD commute time compare with the average driver? In Elkridge, the average commute is 29.4 minutes.

Elkridge, MD Car Insurance Quotes

Compare Elkridge, MD car insurance quotes from multiple companies by entering your ZIP code now.