Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The annual number of car thefts in Escanaba is 8.
  • The cheapest car insurance company in Escanaba after a DUI is Progressive
  • Average car insurance rates in Escanaba, MI are $772/month

Average car insurance rates in Escanaba, Michigan are $772 a month. But with a little research you can get a great deal from the top car insurance companies in Escanaba, MI. Before you buy Escanaba, Michigan car insurance, make sure your coverage meets or exceeds the Michigan minimum of 20/40/10.

It may even be helpful to compare Escanaba car insurance rates with Detroit car insurance rates, Flint car insurance rates, or Ann Arbor car insurance rates to make sure you’re getting the best Escanaba, MI car insurance quotes available.

Need affordable Escanaba, MI car insurance? Enter your ZIP code to compare Escanaba car insurance quotes from multiple car insurance companies near you.

Escanaba, MI Minimum Car Insurance Coverage

Escanaba, Michigan law requires drivers carry a minimum of 20/40/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Escanaba, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Escanaba, MI Car Insurance Rates by Coverage Level

Some Escanaba drivers can get by with the Michigan minimum coverage of 20/40/10. Other drivers may need more. See how much your Escanaba, Michigan car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Escanaba, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,869 $4,995 $5,157
GEICO $4,980 $5,270 $5,695
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $6,096 $5,712 $5,634
Progressive $4,381 $4,517 $4,635
State Farm $12,086 $12,832 $13,332
Travelers $7,640 $7,737 $7,805
USAA $3,410 $3,515 $3,596

Escanaba, MI Car Insurance Rates by Age, Gender, and Marital Status

Escanaba, Michigan car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Escanaba, MI car insurance, get quotes from multiple car insurance companies in the Escanaba area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Escanaba, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,799 $3,799 $3,545 $3,545 $8,427 $8,427 $4,257 $4,257
GEICO $3,712 $3,712 $3,744 $3,744 $10,252 $10,252 $3,552 $3,552
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $4,167 $4,167 $3,693 $3,693 $10,839 $10,839 $4,558 $4,558
Progressive $2,642 $2,500 $2,336 $2,562 $9,624 $10,394 $3,087 $2,945
State Farm $7,780 $7,780 $7,199 $7,199 $26,905 $26,905 $9,115 $9,115
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,587 $2,452 $2,431 $2,299 $6,217 $5,902 $3,146 $3,020

Escanaba, MI Car Insurance Rates for Teens

How much is Escanaba, Michigan car insurance for teens? Compare rates from top Escanaba car insurance companies below to help find the cheapest teen car insurance in Escanaba, MI.

Annual Car Insurance Rates for Teen Drivers in Escanaba, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,427 $8,427
GEICO $10,252 $10,252
Liberty Mutual $34,830 $34,830
Nationwide $10,839 $10,839
Progressive $9,624 $10,394
State Farm $26,905 $26,905
Travelers $15,616 $15,616
USAA $6,217 $5,902

Escanaba, MI Car Insurance Rates for Seniors

Before seniors buy Escanaba, Michigan car insurance, they should make sure to shop around. Some Escanaba, MI car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Escanaba, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,545 $3,545
GEICO $3,744 $3,744
Liberty Mutual $14,122 $14,122
Nationwide $3,693 $3,693
Progressive $2,336 $2,562
State Farm $7,199 $7,199
Travelers $4,461 $4,461
USAA $2,431 $2,299

Escanaba, MI Car Insurance Rates by Credit History

How does your credit history affect Escanaba, MI car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Escanaba, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,581 $4,384 $4,055
GEICO $6,829 $5,024 $4,091
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $7,283 $5,483 $4,677
Progressive $5,180 $4,378 $3,975
State Farm $20,698 $10,458 $7,093
Travelers $7,919 $7,680 $7,583
USAA $5,248 $2,994 $2,279

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Escanaba, MI Car Insurance Rates by Driver History

How does a single speeding ticket affect your Escanaba, Michigan car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Escanaba.

Annual Escanaba, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,219 $5,359 $5,289 $5,161
GEICO $1,922 $3,964 $11,882 $3,492
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $4,988 $6,600 $6,053 $5,616
Progressive $3,856 $4,999 $4,506 $4,683
State Farm $8,204 $9,785 $20,853 $12,157
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,825 $3,517 $4,608 $3,078

Escanaba, MI Car Insurance Rates With a DUI

Even a single DUI can increase your Escanaba, MI car insurance rates. Compare rates below to see which Escanaba car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Escanaba, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,923
Farmers $5,289
GEICO $11,882
Liberty Mutual $28,910
Nationwide $6,053
Progressive $4,506
State Farm $20,853
Travelers $12,018
USAA $4,608

Escanaba, MI Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Escanaba, MI car insurance rates may be. Let’s take a look at average car insurance rates from top Escanaba companies based on commute time.

Annual Car Insurance Rates by Commute Length in Escanaba, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,007 $5,007
GEICO $5,191 $5,439
Liberty Mutual $18,676 $20,073
Nationwide $5,814 $5,814
Progressive $4,511 $4,511
State Farm $12,397 $13,102
Travelers $7,683 $7,771
USAA $3,466 $3,547

Escanaba, MI Cheapest Car Insurance Rates

How do the top Escanaba, Michigan car insurance companies’ average rates stack up against the Escanaba average monthly car insurance rates of $772? Take a look and see.

Best Annual Car Insurance Rates by Company in Escanaba, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Escanaba, MI Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Escanaba, Michigan car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Escanaba, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,007
GEICO $5,315
Liberty Mutual $19,375
Nationwide $5,814
Progressive $4,511
State Farm $12,750
Travelers $7,727
USAA $3,507

Other Factors Affecting Escanaba, MI Car Insurance Rates

Before you buy Escanaba, Michigan car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Escanaba, MI Car Theft Rates

The car theft rate in Escanaba, MI will affect your car insurance rates. FBI data shows that the annual car theft rate for Escanaba, Michigan is 8 stolen cars.

Escanaba, MI Commute Time

How does your Escanaba, MI commute time compare with the average driver? In Escanaba, the average commute is 12.2 minutes.

Escanaba, MI Car Insurance Quotes

Compare Escanaba, MI car insurance quotes from multiple companies by entering your ZIP code now.