A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Jun 7, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Falmouth, MA are $242/month
  • The cheapest car insurance company in Falmouth for teen drivers is State Farm
  • The cheapest car insurance company in Falmouth after a DUI is State Farm

Average car insurance rates in Falmouth, Massachusetts are $242 a month. But with a little research you can get a great deal from the top car insurance companies in Falmouth, MA. Before you buy Falmouth, Massachusetts car insurance, make sure your coverage meets or exceeds the Massachusetts minimum of 20/40/5.

It may even be helpful to compare Falmouth car insurance rates with Springfield car insurance rates, Lowell car insurance rates, or Boston car insurance rates to make sure you’re getting the best Falmouth, MA car insurance quotes available.

Need affordable Falmouth, MA car insurance? Enter your ZIP code to compare Falmouth car insurance quotes from multiple car insurance companies near you.

Falmouth, MA Minimum Car Insurance Coverage

Falmouth, Massachusetts law requires drivers carry a minimum of 20/40/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Falmouth, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Falmouth, MA Car Insurance Rates by Coverage Level

Some Falmouth drivers can get by with the Massachusetts minimum coverage of 20/40/5. Other drivers may need more. See how much your Falmouth, Massachusetts car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Falmouth, Massachusetts

Insurance Company Low Medium High
Allstate $3,326 $3,652 $3,801
GEICO $2,409 $2,667 $2,780
Liberty Mutual $3,847 $4,155 $4,307
Progressive $3,450 $3,883 $4,068
State Farm $1,135 $1,268 $1,333
Travelers $2,911 $3,292 $3,465
USAA $1,611 $1,768 $1,838

Falmouth, MA Car Insurance Rates by Age, Gender, and Marital Status

Falmouth, Massachusetts car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Falmouth, MA car insurance, get quotes from multiple car insurance companies in the Falmouth area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Falmouth, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,127 $2,127 $2,127 $2,127 $7,730 $7,730 $2,387 $2,387
GEICO $1,800 $1,800 $1,667 $1,667 $5,151 $5,151 $1,857 $1,857
Liberty Mutual $2,623 $2,623 $2,287 $2,287 $8,758 $8,758 $2,744 $2,744
Progressive $2,213 $2,213 $2,129 $2,129 $8,466 $8,466 $2,393 $2,393
State Farm $862 $862 $862 $862 $2,394 $2,394 $862 $862
Travelers $2,564 $2,564 $2,274 $2,274 $5,209 $5,209 $2,843 $2,843
USAA $1,286 $1,286 $1,267 $1,267 $2,984 $2,984 $1,419 $1,419

Falmouth, MA Car Insurance Rates for Teens

How much is Falmouth, Massachusetts car insurance for teens? Compare rates from top Falmouth car insurance companies below to help find the cheapest teen car insurance in Falmouth, MA.

Annual Car Insurance Rates for Teen Drivers in Falmouth, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,730 $7,730
GEICO $5,151 $5,151
Liberty Mutual $8,758 $8,758
Progressive $8,466 $8,466
State Farm $2,394 $2,394
Travelers $5,209 $5,209
USAA $2,984 $2,984

Falmouth, MA Car Insurance Rates for Seniors

Before seniors buy Falmouth, Massachusetts car insurance, they should make sure to shop around. Some Falmouth, MA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Falmouth, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,127
GEICO $1,667 $1,667
Liberty Mutual $2,287 $2,287
Progressive $2,129 $2,129
State Farm $862 $862
Travelers $2,274 $2,274
USAA $1,267 $1,267

Falmouth, MA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Falmouth, Massachusetts car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Falmouth.

Annual Falmouth, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,783 $4,140 $4,666 $2,783
GEICO $2,096 $2,881 $3,288 $2,209
Liberty Mutual $3,238 $4,409 $5,311 $3,453
Progressive $3,193 $4,505 $3,567 $3,936
State Farm $986 $1,342 $1,597 $1,056
Travelers $2,520 $3,475 $3,703 $3,191
USAA $1,241 $1,608 $2,721 $1,387

Falmouth, MA Car Insurance Rates With a DUI

Even a single DUI can increase your Falmouth, MA car insurance rates. Compare rates below to see which Falmouth car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Falmouth, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,666
GEICO $3,288
Liberty Mutual $5,311
Progressive $3,567
State Farm $1,597
Travelers $3,703
USAA $2,721

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Falmouth, MA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Falmouth, MA car insurance rates may be. Let’s take a look at average car insurance rates from top Falmouth companies based on commute time.

Annual Car Insurance Rates by Commute Length in Falmouth, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,478 $3,708
GEICO $2,567 $2,670
Liberty Mutual $3,942 $4,264
Progressive $3,800 $3,800
State Farm $1,216 $1,275
Travelers $3,072 $3,373
USAA $1,691 $1,787

Falmouth, MA Cheapest Car Insurance Rates

How do the top Falmouth, Massachusetts car insurance companies’ average rates stack up against the Falmouth average monthly car insurance rates of $242? Take a look and see.

Best Annual Car Insurance Rates by Company in Falmouth, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Falmouth, MA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Falmouth, Massachusetts car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Falmouth, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,593
GEICO $2,619
Liberty Mutual $4,103
Progressive $3,800
State Farm $1,245
Travelers $3,222
USAA $1,739

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Other Factors Affecting Falmouth, MA Car Insurance Rates

Before you buy Falmouth, Massachusetts car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Falmouth, MA Commute Time

How does your Falmouth, MA commute time compare with the average driver? In Falmouth, the average commute is 24.3 minutes.

Falmouth, MA Car Insurance Quotes

Compare Falmouth, MA car insurance quotes from multiple companies by entering your ZIP code now.