A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Franklin, NH for senior drivers are $1,693/year
  • The cheapest car insurance company in Franklin after a DUI is GEICO
  • The cheapest car insurance company in Franklin for teen drivers is GEICO

Average car insurance rates in Franklin, New Hampshire are $256 a month. But with a little research you can get a great deal from the top car insurance companies in Franklin, NH. Before you buy Franklin, New Hampshire car insurance, make sure your coverage meets or exceeds the New Hampshire minimum of 25/50/25.

It may even be helpful to compare Franklin car insurance rates with Rochester car insurance rates, Keene car insurance rates, or Portsmouth car insurance rates to make sure you’re getting the best Franklin, NH car insurance quotes available.

Need affordable Franklin, NH car insurance? Enter your ZIP code to compare Franklin car insurance quotes from multiple car insurance companies near you.

Franklin, NH Minimum Car Insurance Coverage

Franklin, New Hampshire law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Franklin, New Hampshire

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Franklin, NH Car Insurance Rates by Coverage Level

Some Franklin drivers can get by with the New Hampshire minimum coverage of 25/50/25. Other drivers may need more. See how much your Franklin, New Hampshire car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Franklin, New Hampshire

Insurance Company Low Medium High
Allstate $2,424 $2,501 $2,589
GEICO $1,430 $1,489 $1,573
Liberty Mutual $8,146 $8,450 $8,834
Nationwide $2,631 $2,436 $2,341
Progressive $2,471 $2,578 $2,685
State Farm $1,941 $2,038 $2,128
USAA $1,848 $1,917 $1,996

Franklin, NH Car Insurance Rates by Age, Gender, and Marital Status

Franklin, New Hampshire car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Franklin, NH car insurance, get quotes from multiple car insurance companies in the Franklin area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Franklin, New Hampshire

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,803 $1,909 $1,943 $2,126 $3,709 $4,663 $1,888 $1,998
GEICO $987 $977 $885 $885 $2,378 $3,287 $1,029 $1,549
Liberty Mutual $4,927 $5,321 $4,013 $4,506 $18,182 $20,163 $5,195 $5,504
Nationwide $1,571 $1,592 $1,418 $1,486 $4,384 $5,556 $1,809 $1,940
Progressive $1,306 $1,189 $1,137 $1,148 $6,064 $6,698 $1,538 $1,545
State Farm $1,263 $1,263 $1,152 $1,152 $3,777 $4,672 $1,407 $1,601
USAA $988 $969 $923 $924 $4,284 $4,682 $1,241 $1,354

Franklin, NH Car Insurance Rates for Teens

How much is Franklin, New Hampshire car insurance for teens? Compare rates from top Franklin car insurance companies below to help find the cheapest teen car insurance in Franklin, NH.

Annual Car Insurance Rates for Teen Drivers in Franklin, New Hampshire

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $3,709 $4,663
GEICO $2,378 $3,287
Liberty Mutual $18,182 $20,163
Nationwide $4,384 $5,556
Progressive $6,064 $6,698
State Farm $3,777 $4,672
USAA $4,284 $4,682

Franklin, NH Car Insurance Rates for Seniors

Before seniors buy Franklin, New Hampshire car insurance, they should make sure to shop around. Some Franklin, NH car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Franklin, New Hampshire

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,943 $2,126
GEICO $885 $885
Liberty Mutual $4,013 $4,506
Nationwide $1,418 $1,486
Progressive $1,137 $1,148
State Farm $1,152 $1,152
USAA $923 $924

Franklin, NH Car Insurance Rates by Credit History

How does your credit history affect Franklin, NH car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Franklin, New Hampshire

Insurance Company Poor Fair Good
Allstate $3,079 $2,282 $2,154
GEICO $1,770 $1,453 $1,268
Liberty Mutual $12,167 $7,443 $5,819
Nationwide $2,874 $2,358 $2,176
Progressive $2,859 $2,515 $2,360
State Farm $2,876 $1,797 $1,435
USAA $2,605 $1,714 $1,443

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Franklin, NH Car Insurance Rates by Driver History

How does a single speeding ticket affect your Franklin, New Hampshire car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Franklin.

Annual Franklin, New Hampshire Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,081 $2,832 $2,678 $2,428
GEICO $1,326 $1,473 $1,863 $1,326
Liberty Mutual $5,321 $9,627 $9,873 $9,085
Nationwide $1,903 $2,640 $3,223 $2,113
Progressive $2,216 $3,059 $2,442 $2,596
State Farm $1,865 $2,005 $2,410 $1,865
USAA $1,483 $1,997 $2,480 $1,724

Franklin, NH Car Insurance Rates With a DUI

Even a single DUI can increase your Franklin, NH car insurance rates. Compare rates below to see which Franklin car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Franklin, New Hampshire

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $2,678
GEICO $1,863
Liberty Mutual $9,873
Nationwide $3,223
Progressive $2,442
State Farm $2,410
USAA $2,480

Franklin, NH Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Franklin, NH car insurance rates may be. Let’s take a look at average car insurance rates from top Franklin companies based on commute time.

Annual Car Insurance Rates by Commute Length in Franklin, New Hampshire

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,471 $2,538
GEICO $1,485 $1,510
Liberty Mutual $8,476 $8,476
Nationwide $2,470 $2,470
Progressive $2,578 $2,578
State Farm $1,990 $2,082
USAA $1,901 $1,940

Franklin, NH Cheapest Car Insurance Rates

How do the top Franklin, New Hampshire car insurance companies’ average rates stack up against the Franklin average monthly car insurance rates of $256? Take a look and see.

Best Annual Car Insurance Rates by Company in Franklin, New Hampshire

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Franklin, NH Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Franklin, New Hampshire car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Franklin, New Hampshire

Insurance Company Average Annual Rates
Allstate $2,505
GEICO $1,497
Liberty Mutual $8,476
Nationwide $2,470
Progressive $2,578
State Farm $2,036
USAA $1,921

Other Factors Affecting Franklin, NH Car Insurance Rates

Before you buy Franklin, New Hampshire car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Franklin, NH Car Theft Rates

The car theft rate in Franklin, NH will affect your car insurance rates. FBI data shows that the annual car theft rate for Franklin, New Hampshire is 3 stolen cars.

Franklin, NH Commute Time

How does your Franklin, NH commute time compare with the average driver? In Franklin, the average commute is 24.1 minutes.

Franklin, NH Car Insurance Quotes

Compare Franklin, NH car insurance quotes from multiple companies by entering your ZIP code now.