Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Jul 1, 2021

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Just What's Essential

  • GEICO DriveEasy is a usage-based insurance program that monitors driving behaviors
  • You can save up to 20% on GEICO car insurance when you use GEICO DriveEasy
  • Stack other discounts to access affordable GEICO car insurance

GEICO insurance is known for affordable car insurance, and GEICO DriveEasy offers discounts to drivers who practice safe driving habits. You could earn up to 20% off your GEICO auto insurance rates when you use its usage-based insurance program.

But how does GEICO DriveEasy work for customers?

Our GEICO DriveEasy review explains how the usage-based program works, how it impacts GEICO car insurance quotes, and what other details you should know.

After you’re finished reading about GEICO DriveEasy, enter your ZIP code in the free comparison tool below to compare multiple car insurance companies in your local area.

How does GEICO DriveEasy work?

GEICO DriveEasy is available for any driver who’s connected to a GEICO auto insurance policy.

Download and install the GEICO DriveEasy app from Google Play Store or Apple App Store. Next, create a GEICO DriveEasy login, put in your GEICO policy number, and allow the app to run in the background.

As the GEICO DriveEasy app runs, it monitors your driving behaviors. While you’re in the GEICO DriveEasy app, you can monitor your progress and how long it takes to get to your destination.

What driving habits does GEICO DriveEasy monitor?

Once you start using GEICO DriveEasy, there are a few driving behaviors that determine your overall score. Here are the driving habits that GEICO DriveEasy monitors:

  • Distracted Driving
  • Distance You Drive
  • Hard Braking
  • Night Driving
  • Speed

Distracted driving is one of the most significant factors. According to the Centers for Disease Control and Prevention (CDC), over 2,800 people died, and over 400,000 people were injured from accidents that involved distracted driving in 2018. If DriveEasy detects distracted driving, you may miss out on the usage-based insurance discount.

Therefore, GEICO auto insurance company wants to reward drivers who practice safe driving with discounts and discourage distracted driving. Luckily, getting a poor grade from GEICO DriveEasy won’t increase GEICO auto insurance rates.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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How does GEICO DriveEasy impact GEICO car insurance rates?

GEICO DriveEasy provides a 20% percent discount when you’re a safe driver.

Let’s use GEICO’s average monthly rate as an example of how DriveEasy impacts car insurance.

  • GEICO Auto Insurance Rate w/ GEICO DriveEasy Discount – $214/month
  • GEICO Auto Insurance Rate w/o Any Discounts – $268/month

Many factors determine whether affordable GEICO car insurance quotes are available to you. When personal factors like your age and driving record correlate to less risk of filing claims, you can save money on auto insurance.

Is GEICO DriveEasy worth it?

It depends on your situation. An advantage of GEICO DriveEasy is it provides cheaper car insurance rates if you maintain safe driving habits.

However, a disadvantage is that there’s no guarantee that you’ll get the maximum discount. Also, you’ll be revealing a lot about your location.

Although DriveEasy doesn’t share information outside of GEICO and DriveEasy monitoring, you give some privacy away when using the app’s location services.

How to Cancel GEICO DriveEasy

If you want to cancel through an Android phone or tablet device, follow these steps to cancel GEICO DriveEasy:

  • Step #1 – Open Google Play Store (Choose the right Google account if you have multiple accounts)
  • Step #2 – Click “Menu”
  • Step #3 – Go to “Subscriptions”
  • Step #4 – Choose the “GEICO DriveEasy subscription and tap “Cancel Subscription”

The Apple App Store is slightly different. Here are the steps to cancel through an iPhone or iPad.

  • Step #1 – Open the “Settings” app and tap your name
  • Step #2 – Touch the “Subscriptions” tab (If you don’t see it, click on iTunes and App Store)
  • Step #3 – Tap your Apple ID, sign in and scroll to “Subscriptions”
  • Step #4 – Touch GEICO DriveEasy (May be labeled as DriveEasy)
  • Step #5 – Tap “Cancel” to end your DriveEasy account

Once you cancel your GEICO DriveEasy account, you can’t access the DriveEasy discount. However, other deals are available.

Read our GEICO car insurance review to learn more about GEICO and other ways you can pick up car insurance bargains.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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GEICO DriveEasy Review: What’s the bottom line?

Compared to competitors, GEICO DriveEasy is one of the mobile apps that provide great savings opportunities. But you’ll have to maintain good driving behaviors to secure the most savings.

Before you buy GEICO DriveEasy, use our free online quote tool below to compare multiple companies near you and secure the best rates.