Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Gillette after a DUI is State Farm
  • The cheapest car insurance company in Gillette for teen drivers is Liberty Mutual
  • Average car insurance rates in Gillette, WY are $256/month

Average car insurance rates in Gillette, Wyoming are $256 a month. But with a little research you can get a great deal from the top car insurance companies in Gillette, WY. Before you buy Gillette, Wyoming car insurance, make sure your coverage meets or exceeds the Wyoming minimum of 25/50/20.

It may even be helpful to compare Gillette car insurance rates with Evanston car insurance rates, Torrington car insurance rates, or Cody car insurance rates to make sure you’re getting the best Gillette, WY car insurance quotes available.

Need affordable Gillette, WY car insurance? Enter your ZIP code to compare Gillette car insurance quotes from multiple car insurance companies near you.

Gillette, WY Minimum Car Insurance Coverage

Gillette, Wyoming law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Gillette, Wyoming

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Gillette, WY Car Insurance Rates by Coverage Level

Some Gillette drivers can get by with the Wyoming minimum coverage of 25/50/20. Other drivers may need more. See how much your Gillette, Wyoming car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Gillette, Wyoming

Insurance Company Low Medium High
Allstate $4,515 $4,616 $4,742
Farmers $3,262 $3,350 $3,455
GEICO $3,339 $3,391 $3,432
Liberty Mutual $1,885 $1,980 $2,095
State Farm $2,220 $2,296 $2,370
USAA $2,742 $2,806 $2,877

Gillette, WY Car Insurance Rates by Age, Gender, and Marital Status

Gillette, Wyoming car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Gillette, WY car insurance, get quotes from multiple car insurance companies in the Gillette area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gillette, Wyoming

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,763 $2,932 $2,296 $2,523 $8,777 $11,173 $3,114 $3,418
Farmers $2,471 $2,471 $2,324 $2,324 $4,493 $7,636 $2,563 $2,563
GEICO $2,602 $2,653 $2,517 $2,517 $4,735 $6,134 $2,891 $3,048
Liberty Mutual $1,354 $1,364 $1,110 $1,282 $3,617 $4,058 $1,469 $1,638
State Farm $1,499 $1,499 $1,290 $1,290 $4,018 $5,350 $1,563 $1,855
USAA $1,670 $1,676 $1,449 $1,519 $5,118 $6,316 $2,211 $2,505

Gillette, WY Car Insurance Rates for Teens

How much is Gillette, Wyoming car insurance for teens? Compare rates from top Gillette car insurance companies below to help find the cheapest teen car insurance in Gillette, WY.

Annual Car Insurance Rates for Teen Drivers in Gillette, Wyoming

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,777 $11,173
Farmers $4,493 $7,636
GEICO $4,735 $6,134
Liberty Mutual $3,617 $4,058
State Farm $4,018 $5,350
USAA $5,118 $6,316

Gillette, WY Car Insurance Rates for Seniors

Before seniors buy Gillette, Wyoming car insurance, they should make sure to shop around. Some Gillette, WY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Gillette, Wyoming

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,296 $2,523
Farmers $2,324 $2,324
GEICO $2,517 $2,517
Liberty Mutual $1,110 $1,282
State Farm $1,290 $1,290
USAA $1,449 $1,519

Gillette, WY Car Insurance Rates by Credit History

How does your credit history affect Gillette, WY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Gillette, Wyoming

Insurance Company Poor Fair Good
Allstate $5,782 $4,366 $3,726
Farmers $3,599 $3,396 $3,072
GEICO $3,834 $3,260 $3,068
Liberty Mutual $2,260 $1,952 $1,747
State Farm $2,987 $2,116 $1,783
USAA $4,764 $2,147 $1,513

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Gillette, WY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Gillette, Wyoming car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Gillette.

Annual Gillette, Wyoming Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,035 $4,781 $5,053 $4,629
Farmers $2,541 $3,007 $5,178 $2,697
GEICO $2,225 $2,967 $4,633 $3,724
Liberty Mutual $1,425 $2,182 $2,365 $1,974
State Farm $2,118 $2,473 $2,295 $2,295
USAA $2,205 $2,677 $3,946 $2,404

Gillette, WY Car Insurance Rates With a DUI

Even a single DUI can increase your Gillette, WY car insurance rates. Compare rates below to see which Gillette car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Gillette, Wyoming

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,053
Farmers $5,178
GEICO $4,633
Liberty Mutual $2,365
State Farm $2,295
USAA $3,946

Gillette, WY Car Insurance Rates by ZIP Code

Just like Gillette car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Gillette, WY car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Gillette, Wyoming

ZIP Code Average Annual Rates
82716 $3,076
82718 $3,042

Gillette, WY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Gillette, WY car insurance rates may be. Let’s take a look at average car insurance rates from top Gillette companies based on commute time.

Annual Car Insurance Rates by Commute Length in Gillette, Wyoming

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,515 $4,734
Farmers $3,356 $3,356
GEICO $3,333 $3,442
Liberty Mutual $1,986 $1,986
State Farm $2,215 $2,376
USAA $2,776 $2,841

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Gillette, WY Cheapest Car Insurance Rates

How do the top Gillette, Wyoming car insurance companies’ average rates stack up against the Gillette average monthly car insurance rates of $256? Take a look and see.

Best Annual Car Insurance Rates by Company in Gillette, Wyoming

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Gillette, WY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Gillette, Wyoming car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Gillette, Wyoming

Insurance Company Average Annual Rates
Allstate $4,624
Farmers $3,356
GEICO $3,387
Liberty Mutual $1,986
State Farm $2,295
USAA $2,808

Other Factors Affecting Gillette, WY Car Insurance Rates

Before you buy Gillette, Wyoming car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Gillette, WY Car Theft Rates

The car theft rate in Gillette, WY will affect your car insurance rates. FBI data shows that the annual car theft rate for Gillette, Wyoming is 23 stolen cars.

Gillette, WY Commute Time

How does your Gillette, WY commute time compare with the average driver? In Gillette, the average commute is 19.8 minutes.

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Gillette, WY Car Insurance Quotes

Compare Gillette, WY car insurance quotes from multiple companies by entering your ZIP code now.