A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Jun 7, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Hamburg, PA are $337/month
  • The cheapest car insurance company in Hamburg for teen drivers is USAA
  • Average car insurance rates in Hamburg, PA for senior drivers are $2,037/year

Average car insurance rates in Hamburg, Pennsylvania are $337 a month. But with a little research you can get a great deal from the top car insurance companies in Hamburg, PA. Before you buy Hamburg, Pennsylvania car insurance, make sure your coverage meets or exceeds the Pennsylvania minimum of 15/30/5.

It may even be helpful to compare Hamburg car insurance rates with Harrisburg car insurance rates, York car insurance rates, or Reading car insurance rates to make sure you’re getting the best Hamburg, PA car insurance quotes available.

Need affordable Hamburg, PA car insurance? Enter your ZIP code to compare Hamburg car insurance quotes from multiple car insurance companies near you.

Hamburg, PA Minimum Car Insurance Coverage

Hamburg, Pennsylvania law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Hamburg, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Hamburg, PA Car Insurance Rates by Coverage Level

Some Hamburg drivers can get by with the Pennsylvania minimum coverage of 15/30/5. Other drivers may need more. See how much your Hamburg, Pennsylvania car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Hamburg, Pennsylvania

Insurance Company Low Medium High
Allstate $3,522 $3,696 $3,805
GEICO $2,674 $2,986 $3,226
Liberty Mutual $5,532 $5,876 $6,087
Nationwide $2,704 $2,734 $2,650
Progressive $3,958 $4,373 $4,678
State Farm $2,480 $2,693 $2,793
Travelers $8,435 $8,383 $8,293
USAA $1,662 $1,811 $1,908

Hamburg, PA Car Insurance Rates by Age, Gender, and Marital Status

Hamburg, Pennsylvania car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Hamburg, PA car insurance, get quotes from multiple car insurance companies in the Hamburg area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hamburg, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,300 $2,300 $2,127 $2,127 $7,747 $7,747 $2,523 $2,523
GEICO $2,342 $2,024 $2,232 $1,930 $5,796 $5,023 $2,334 $2,017
Liberty Mutual $3,823 $3,823 $3,503 $3,503 $11,150 $11,150 $4,851 $4,851
Nationwide $1,826 $1,826 $1,731 $1,731 $5,177 $5,177 $2,050 $2,050
Progressive $2,687 $2,687 $2,402 $2,402 $8,810 $8,810 $3,446 $3,446
State Farm $1,611 $1,611 $1,424 $1,424 $5,808 $5,808 $1,780 $1,780
Travelers $1,840 $1,840 $1,998 $1,998 $27,441 $27,441 $2,204 $2,204
USAA $1,141 $1,141 $1,031 $1,031 $3,489 $3,489 $1,514 $1,514

Hamburg, PA Car Insurance Rates for Teens

How much is Hamburg, Pennsylvania car insurance for teens? Compare rates from top Hamburg car insurance companies below to help find the cheapest teen car insurance in Hamburg, PA.

Annual Car Insurance Rates for Teen Drivers in Hamburg, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,747 $7,747
GEICO $5,796 $5,023
Liberty Mutual $11,150 $11,150
Nationwide $5,177 $5,177
Progressive $8,810 $8,810
State Farm $5,808 $5,808
Travelers $27,441 $27,441
USAA $3,489 $3,489

Hamburg, PA Car Insurance Rates for Seniors

Before seniors buy Hamburg, Pennsylvania car insurance, they should make sure to shop around. Some Hamburg, PA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Hamburg, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,127
GEICO $2,232 $1,930
Liberty Mutual $3,503 $3,503
Nationwide $1,731 $1,731
Progressive $2,402 $2,402
State Farm $1,424 $1,424
Travelers $1,998 $1,998
USAA $1,031 $1,031

Hamburg, PA Car Insurance Rates by Credit History

How does your credit history affect Hamburg, PA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Hamburg, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,696 $3,503 $2,824
GEICO $4,456 $2,502 $1,929
Liberty Mutual $7,445 $5,337 $4,713
Nationwide $3,160 $2,604 $2,324
Progressive $5,732 $4,033 $3,244
State Farm $3,782 $2,340 $1,845
Travelers $9,093 $8,232 $7,788
USAA $2,235 $1,667 $1,479

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Hamburg, PA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Hamburg, Pennsylvania car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Hamburg.

Annual Hamburg, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,517 $4,146 $3,517 $3,517
GEICO $2,179 $3,734 $2,918 $3,018
Liberty Mutual $5,309 $6,105 $5,956 $5,956
Nationwide $1,947 $2,607 $3,629 $2,601
Progressive $3,926 $5,447 $4,040 $3,933
State Farm $2,426 $2,885 $2,656 $2,656
Travelers $5,902 $8,449 $10,682 $8,449
USAA $1,441 $1,995 $2,128 $1,610

Hamburg, PA Car Insurance Rates With a DUI

Even a single DUI can increase your Hamburg, PA car insurance rates. Compare rates below to see which Hamburg car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Hamburg, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,517
GEICO $2,918
Liberty Mutual $5,956
Nationwide $3,629
Progressive $4,040
State Farm $2,656
Travelers $10,682
USAA $2,128

Hamburg, PA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Hamburg, PA car insurance rates may be. Let’s take a look at average car insurance rates from top Hamburg companies based on commute time.

Annual Car Insurance Rates by Commute Length in Hamburg, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,600 $3,748
GEICO $2,917 $3,007
Liberty Mutual $5,683 $5,981
Nationwide $2,696 $2,696
Progressive $4,336 $4,336
State Farm $2,577 $2,734
Travelers $8,371 $8,371
USAA $1,743 $1,845

Hamburg, PA Cheapest Car Insurance Rates

How do the top Hamburg, Pennsylvania car insurance companies’ average rates stack up against the Hamburg average monthly car insurance rates of $337? Take a look and see.

Best Annual Car Insurance Rates by Company in Hamburg, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Hamburg, PA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Hamburg, Pennsylvania car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Hamburg, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,674
GEICO $2,962
Liberty Mutual $5,832
Nationwide $2,696
Progressive $4,336
State Farm $2,656
Travelers $8,371
USAA $1,794

Other Factors Affecting Hamburg, PA Car Insurance Rates

Before you buy Hamburg, Pennsylvania car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Hamburg, PA Commute Time

How does your Hamburg, PA commute time compare with the average driver? In Hamburg, the average commute is 28.0 minutes.

Hamburg, PA Traffic

Spending time in Hamburg traffic can lead to higher car insurance rates. According to INRIX data, Hamburg, PA ranks as the 81st-most congested with traffic in the world.

Hamburg, PA Car Insurance Quotes

Compare Hamburg, PA car insurance quotes from multiple companies by entering your ZIP code now.