A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Hazelwood after a DUI is State Farm
  • Average car insurance rates in Hazelwood, MO are $342/month
  • The cheapest car insurance company in Hazelwood for teen drivers is USAA

Average car insurance rates in Hazelwood, Missouri are $342 a month. But with a little research you can get a great deal from the top car insurance companies in Hazelwood, MO. Before you buy Hazelwood, Missouri car insurance, make sure your coverage meets or exceeds the Missouri minimum of 25/50/25.

It may even be helpful to compare Hazelwood car insurance rates with Kansas City car insurance rates, Lee’s Summit car insurance rates, or Blue Springs car insurance rates to make sure you’re getting the best Hazelwood, MO car insurance quotes available.

Need affordable Hazelwood, MO car insurance? Enter your ZIP code to compare Hazelwood car insurance quotes from multiple car insurance companies near you.

Hazelwood, MO Minimum Car Insurance Coverage

Hazelwood, Missouri law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Hazelwood, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Hazelwood, MO Car Insurance Rates by Coverage Level

Some Hazelwood drivers can get by with the Missouri minimum coverage of 25/50/25. Other drivers may need more. See how much your Hazelwood, Missouri car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Hazelwood, Missouri

Insurance Company Low Medium High
Allstate $5,295 $5,536 $5,819
American Family $3,768 $4,015 $3,896
Farmers $5,147 $5,451 $5,919
GEICO $3,466 $3,782 $3,999
Liberty Mutual $5,040 $5,406 $5,671
Nationwide $2,511 $2,727 $2,865
Progressive $3,746 $4,401 $4,999
State Farm $3,039 $3,308 $3,532
USAA $2,344 $2,446 $2,576

Hazelwood, MO Car Insurance Rates by Age, Gender, and Marital Status

Hazelwood, Missouri car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Hazelwood, MO car insurance, get quotes from multiple car insurance companies in the Hazelwood area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hazelwood, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,764 $3,625 $3,404 $3,513 $10,972 $11,902 $3,559 $3,657
American Family $2,522 $2,522 $2,248 $2,248 $7,020 $9,118 $2,522 $2,940
Farmers $2,959 $2,949 $2,631 $2,788 $12,651 $13,130 $3,390 $3,546
GEICO $2,428 $2,746 $1,904 $2,487 $7,819 $8,245 $2,189 $2,176
Liberty Mutual $3,238 $3,511 $2,678 $3,007 $11,159 $12,383 $3,397 $3,606
Nationwide $1,795 $1,827 $1,613 $1,701 $4,574 $5,833 $2,052 $2,212
Progressive $2,693 $2,440 $2,203 $2,286 $8,989 $10,014 $3,237 $3,191
State Farm $2,005 $2,005 $1,827 $1,827 $6,133 $7,695 $2,263 $2,587
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

Hazelwood, MO Car Insurance Rates for Teens

How much is Hazelwood, Missouri car insurance for teens? Compare rates from top Hazelwood car insurance companies below to help find the cheapest teen car insurance in Hazelwood, MO.

Annual Car Insurance Rates for Teen Drivers in Hazelwood, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,972 $11,902
American Family $7,020 $9,118
Farmers $12,651 $13,130
GEICO $7,819 $8,245
Liberty Mutual $11,159 $12,383
Nationwide $4,574 $5,833
Progressive $8,989 $10,014
State Farm $6,133 $7,695
USAA $4,499 $5,488

Hazelwood, MO Car Insurance Rates for Seniors

Before seniors buy Hazelwood, Missouri car insurance, they should make sure to shop around. Some Hazelwood, MO car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Hazelwood, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,404 $3,513
American Family $2,248 $2,248
Farmers $2,631 $2,788
GEICO $1,904 $2,487
Liberty Mutual $2,678 $3,007
Nationwide $1,613 $1,701
Progressive $2,203 $2,286
State Farm $1,827 $1,827
USAA $1,359 $1,379

Hazelwood, MO Car Insurance Rates by Credit History

How does your credit history affect Hazelwood, MO car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Hazelwood, Missouri

Insurance Company Poor Fair Good
Allstate $7,689 $4,920 $4,040
American Family $5,090 $3,577 $3,012
Farmers $6,268 $5,254 $4,995
GEICO $5,188 $3,370 $2,690
Liberty Mutual $7,707 $4,707 $3,703
Nationwide $3,188 $2,633 $2,283
Progressive $5,101 $4,197 $3,848
State Farm $4,630 $2,912 $2,336
USAA $4,080 $1,912 $1,375

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Hazelwood, MO Car Insurance Rates by Driver History

How does a single speeding ticket affect your Hazelwood, Missouri car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Hazelwood.

Annual Hazelwood, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,721 $5,367 $6,732 $5,379
American Family $2,904 $4,168 $5,172 $3,326
Farmers $4,729 $5,944 $5,807 $5,542
GEICO $2,871 $3,787 $5,206 $3,133
Liberty Mutual $3,897 $5,606 $5,773 $6,212
Nationwide $2,117 $2,724 $3,644 $2,319
Progressive $3,788 $5,092 $4,207 $4,441
State Farm $3,001 $3,584 $3,293 $3,293
USAA $1,960 $2,389 $3,328 $2,146

Hazelwood, MO Car Insurance Rates With a DUI

Even a single DUI can increase your Hazelwood, MO car insurance rates. Compare rates below to see which Hazelwood car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Hazelwood, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,732
American Family $5,172
Farmers $5,807
GEICO $5,206
Liberty Mutual $5,773
Nationwide $3,644
Progressive $4,207
State Farm $3,293
USAA $3,328

Hazelwood, MO Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Hazelwood, MO car insurance rates may be. Let’s take a look at average car insurance rates from top Hazelwood companies based on commute time.

Annual Car Insurance Rates by Commute Length in Hazelwood, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,550 $5,550
American Family $3,855 $3,931
Farmers $5,506 $5,506
GEICO $3,680 $3,818
Liberty Mutual $5,372 $5,372
Nationwide $2,701 $2,701
Progressive $4,382 $4,382
State Farm $3,210 $3,375
USAA $2,367 $2,544

Hazelwood, MO Cheapest Car Insurance Rates

How do the top Hazelwood, Missouri car insurance companies’ average rates stack up against the Hazelwood average monthly car insurance rates of $342? Take a look and see.

Best Annual Car Insurance Rates by Company in Hazelwood, Missouri

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Hazelwood, MO Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Hazelwood, Missouri car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Hazelwood, Missouri

Insurance Company Average Annual Rates
Allstate $5,550
American Family $3,893
Farmers $5,506
GEICO $3,749
Liberty Mutual $5,372
Nationwide $2,701
Progressive $4,382
State Farm $3,293
USAA $2,456

Other Factors Affecting Hazelwood, MO Car Insurance Rates

Before you buy Hazelwood, Missouri car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Hazelwood, MO Commute Time

How does your Hazelwood, MO commute time compare with the average driver? In Hazelwood, the average commute is 22.2 minutes.

Hazelwood, MO Car Insurance Quotes

Compare Hazelwood, MO car insurance quotes from multiple companies by entering your ZIP code now.